Comparison

Divide Bill vs Savings Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divide Bill

Features
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Divide Bill makes splitting the check simple — an even split with tip and rounding, or a fair itemized breakdown. QUICK SPLIT • Enter the total, number of people, tip, and optional rounding • No currency symbols — works in any country you travel to • See per-person (and per-couple) amounts instantly • Save to history and share as text ITEMIZED SPLITTING • Add people and line items • Assign items to one person, several, or everyone • Tip and tax/fees allocated fairly RECEIPT SCANNING (Pro) • Photograph a receipt — add pages for long ones — or pick a photo • Read on-device — images never leave your iPhone • Optional Apple Intelligence parsing when available SHARE & MORE • Text summaries for Messages and WhatsApp (included) • Home Screen widgets and Shortcuts (included) • Image share cards (Pro) • Apple Watch sync (Pro) Privacy-first: no account, no tracking, no cloud upload of your bills or receipts. Divide Bill is a paid download. DivideBill Pro is an optional one-time unlock — not a subscription.

About

Savings Tracker

Features
Read full description

Simply put: Vesper helps you know, see, and decide your finances. Vesper brings your savings record and your next decision together. Record money you set aside or use, follow your progress, and make a plan for an emergency fund, a trip or a purchase that matters to you. Start with the free savings tracker. Add the optional Expansion Pack when you want more planning tools. YOUR EVERYDAY SAVINGS, IN ONE CLEAR PLACE • Record money saved and money used, with dates and notes. • See your recorded balance, recent saving rates and history. • Edit an entry, search your notes or undo a change. • Set a daily reminder to record your savings. • Explore how contributions and an assumed interest rate could grow over time. GO FURTHER WITH THE EXPANSION PACK The following features require the optional one-time in-app purchase: Protect your savings information Require Face ID, Touch ID or your device passcode to reopen Vesper. Hide amounts in the app switcher, widget and saving reminders while protection is on. Adjust when life changes Need to pause saving? Say or type the change in English, check the details, and compare two options: save a different amount to keep your deadline, or keep your usual amount and finish later. See what a purchase would change Before spending from your recorded savings, compare buying with waiting. See how many extra contributions you would need and how your goal date would change. Turn payment deadlines into saving dates Use a school notice, invoice or payment schedule. Check the amounts and due dates, then calculate what to set aside before each payment. Compare the full cost of an offer Check monthly prices, fees and introductory periods. Compare the costs you entered over 6, 12 or 24 months before deciding whether to switch. Make a plan you can follow Set a target and deadline, calculate a monthly saving amount, compare contribution plans, and set weekly or monthly saving reminders. Keep useful records Preview and import a CSV, export your savings to a spreadsheet, share monthly PDF reports, save backup files and recover missing entries. Add a Home Screen widget for a quick view of your recorded savings. YOUR MONEY STAYS UNDER YOUR CONTROL Vesper records and calculates; it does not connect to your bank, move money or mark bills as paid. No Vesper account is required. Vesper stores your savings records on your device. You choose when to export or share them. iCloud sync is not included. Optional product analytics are off by default. Savings amounts, notes and files are not sent in analytics. Projections depend on the information and assumptions you enter; they are not guaranteed returns or financial advice. Begin with the money you have already set aside. Make your next saving decision clearer. Terms of Service: https://www.myworkingmemory.ai/vesper-terms.html Privacy Policy: https://www.myworkingmemory.ai/vesper-privacy.html

Screenshots

Divide Bill4 screens
Savings Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Savings Tracker at every 2 months against Divide Bill's every 9 months. Savings Tracker also leads on iOS requirement (17.0 vs 26.0). Divide Bill's advantage is price ($0.99 vs $2.00). On ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Divide Bill costs $0.99 and Savings Tracker $2.00 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Divide Bill ships an update every 9 months, Savings Tracker every 2 months. The most recent releases landed on October 21, 2026 and October 16, 2026 respectively.

Scorecard3 real differences Ā· 3 level
Divide Bill versus Savings Tracker: the parameters behind the verdict, then further details
ParameterDivide BillSavings Tracker
Price$0.99 — better$2.00
Update frequencyEvery 9 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS26.017.0 — better
Further details — not scored
Size7 MB5 MB
Age rating4+4+
DeveloperJoao FrascoMyworkingmemory LLC

In-app purchases

None

Divide Bill

No in-app purchases

None

Savings Tracker

No in-app purchases

Questions

Is Divide Bill free?
Divide Bill costs $0.99, with no in-app purchases.
Is Savings Tracker free?
Savings Tracker costs $2.00, with no in-app purchases.
Do Divide Bill or Savings Tracker have ads?
Neither Divide Bill nor Savings Tracker shows ads.
Which is updated more often, Divide Bill or Savings Tracker?
Divide Bill ships an update every 9 months, and Savings Tracker every 2 months. Most recently, Divide Bill was updated on October 21, 2026 and Savings Tracker on October 16, 2026.

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