Savings Tracker vs Brote

Simply put: Vesper helps you know, see, and decide your finances. Vesper brings your savings record and your next decision together. Record money you set aside or use, follow your progress, and make a plan for an emergency fund, a trip or a purchase that matters to you. Start with the free savings tracker. Add the optional Expansion Pack when you want more planning tools. YOUR EVERYDAY SAVINGS, IN ONE CLEAR PLACE • Record money saved and money used, with dates and notes. • See your recorded balance, recent saving rates and history. • Edit an entry, search your notes or undo a change. • Set a daily reminder to record your savings. • Explore how contributions and an assumed interest rate could grow over time. GO FURTHER WITH THE EXPANSION PACK The following features require the optional one-time in-app purchase: Protect your savings information Require Face ID, Touch ID or your device passcode to reopen Vesper. Hide amounts in the app switcher, widget and saving reminders while protection is on. Adjust when life changes Need to pause saving? Say or type the change in English, check the details, and compare two options: save a different amount to keep your deadline, or keep your usual amount and finish later. See what a purchase would change Before spending from your recorded savings, compare buying with waiting. See how many extra contributions you would need and how your goal date would change. Turn payment deadlines into saving dates Use a school notice, invoice or payment schedule. Check the amounts and due dates, then calculate what to set aside before each payment. Compare the full cost of an offer Check monthly prices, fees and introductory periods. Compare the costs you entered over 6, 12 or 24 months before deciding whether to switch. Make a plan you can follow Set a target and deadline, calculate a monthly saving amount, compare contribution plans, and set weekly or monthly saving reminders. Keep useful records Preview and import a CSV, export your savings to a spreadsheet, share monthly PDF reports, save backup files and recover missing entries. Add a Home Screen widget for a quick view of your recorded savings. YOUR MONEY STAYS UNDER YOUR CONTROL Vesper records and calculates; it does not connect to your bank, move money or mark bills as paid. No Vesper account is required. Vesper stores your savings records on your device. You choose when to export or share them. iCloud sync is not included. Optional product analytics are off by default. Savings amounts, notes and files are not sent in analytics. Projections depend on the information and assumptions you enter; they are not guaranteed returns or financial advice. Begin with the money you have already set aside. Make your next saving decision clearer. Terms of Service: https://www.myworkingmemory.ai/vesper-terms.html Privacy Policy: https://www.myworkingmemory.ai/vesper-privacy.html

Brote is the personal finance app that gives every dollar a job. Most budgeting apps just tell you what you already spent. Brote helps you plan ahead — so you always know how much to set aside each week for rent, a car payment, groceries, or anything else that's coming. ENVELOPES THAT FUND THEMSELVES Create an envelope for any recurring cost, link it to a bill you already track, and Brote tells you exactly how much to save per week. When the bill gets paid, the envelope automatically draws down — no manual bookkeeping. KNOW WHAT'S ACTUALLY FREE TO SPEND See your real balance minus everything you've already set aside. No more guessing whether that grocery run is really affordable. AUTOMATIC CATEGORIZATION Brote learns from your spending habits and recognizes common merchants out of the box — log a purchase at McDonald's or Starbucks and it's already filed under the right category. RECEIPT SCANNING & BULK IMPORT Scan a paper receipt or upload a screenshot of your bank statement — Brote reads the merchant, amount, and date automatically, and lets you review and edit every entry before it's saved. BUDGETS THAT ALERT YOU Set a monthly limit per category and get notified the moment you're approaching it — or have gone over. SPENDING TRENDS See exactly how this week and this month compare to the last, right on your dashboard — plus a notification when a new week or month wraps up. SPLIT TRANSACTIONS One purchase, multiple categories — divide a single transaction across as many categories as you need. GOALS & RECURRING BILLS Save toward one-time goals, track recurring subscriptions and bills, and even have Brote log them automatically when they're due. PRIVATE BY DESIGN Your financial data lives in your own private iCloud account — synced across your devices via Apple's CloudKit, never sent to any other server. Receipt scanning happens entirely on your device. BUILT FOR IPHONE Face ID protection, Home Screen widgets, haptic feedback, full accessibility support, and support for Spanish and English. Download Brote and start giving every dollar a job.