Latpay Terminal vs Serra
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Latpay Terminal
This secure application allows registered merchants to accept card payments directly from their iOS devices. It processes transactions with the same robust security as online payments, facilitating both invoice and over-the-counter sales.
- Accept card payments
- Secure transaction processing
- Invoice payments
- Over-the-counter sales
- iOS device compatibility
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Using our Terminal Application is easy. Simply download the secure app on any iOS Devices, register your merchant account with latpay, and you can start accepting payments. For invoice payments or over the counter sales, simply Tap your customers’ card and the payment will follow the same rigorous controls and authentication protocols as our tried and tested e-Commerce transactions. In fact, the transactions will pass through the same latpay payment hub as a “card not present” transaction. Mobile Payment Statistics Over 2 billion mobile phone or tablet users make mobile commerce transactions each year. 62% of smartphone users have made a purchase online using their mobile device in the last 6 months. Australia & New Zealand businesses experienced a 33% growth in mobile commerce from 2016 – 2017.
Serra
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We are on a mission to build a culturally aware financial application from the ground up in Montserrat by listening to real-life challenges you’ve shared with us. Open your mobile money account in minutes for free - anywhere, anytime. What’s in it for you? - Pay and get paid in seconds by making hassle-free payments to your Serra contacts. No hidden fees, just ease. - Enjoy contactless payments at merchants accepting Serra, a streamlined payment experience that’s secure, fast and enjoyable. - No more queuing at the ATM, Serra gives you more options to access your money from authorised merchants. - No minimum opening balance or monthly maintenance fees. - Check your balances instantly and securely 24/7. - Real-time push notifications to help track all account activity. - Get insights on how you spend your money with our built-in analytics.* Plus, you can also: - Speak to helpful humans through live chat if you need any support. - Experience better after hours money management with Serra’s dark theme, seamlessly integrated with your device’s light/dark settings. Your privacy is guaranteed We guard your privacy as if it’s our own. We will never sell your data to anyone. Safeguarding your money Our priority is ensuring your money is safe. Serra Inc. is authorised and regulated by the Financial Services Commission of Montserrat under the Money Services Business Act, Cap. 11.30 (License No. 1/2021). Serra is the trading name of Serra Inc., a company registered in Montserrat (Registration No. L0014/2019). Our registered address is: Serra Inc. Davy Hill, Montserrat, West Indies.
Screenshots
Verdict
The clearest difference is update cadence: Serra at every 3 weeks against Latpay Terminal's every 6 months. Latpay Terminal's advantage is iOS requirement (13.1 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Latpay Terminal ships an update every 6 months, Serra every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | Latpay Terminal | Serra |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.1 — better | 15.5 |
| Further details — not scored | ||
| Size | 7 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | Lateral Payment Solutions Pty Ltd | Serra Inc |
In-app purchases
Latpay Terminal
No in-app purchases
Serra
No in-app purchases









