Comparison

Sahay vs DubeAle

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sahay

A mobile wallet designed for making payments, transferring funds, purchasing airtime, and paying bills. It offers features for customers, agents, and merchants, including digital micro-loans and table banking.

Highlights
  • Peer-to-peer money transfer
  • Cash withdrawal and deposit
  • Airtime and bill payments
  • Digital micro-loans
  • Merchant payments
  • Uqub/Hagbad/Tablebanking
Features
Read full description

Rays Micro Finance Institution provides Mobile Wallet platform for its customers known as Sahay Pay. This wallet contains Customer, Agent and Merchant feature in a single app. The wallet is well designed to accommodate necessary requirements for making payments, funds transfer, airtime purchase as much more. The wallet boasts of the following features; 1. Customer a) Transfer Money to registered and unregistered user (peer to peer) b) Cash Withdrawal at Sahay Agent, Rays MFI branch (cash out) c) Airtime Purchase - Ethiotelecom d) Merchant Payments (Pay with Sahay) e) Bill Payments - (Ethiotelecom Postpaid, Ethiopian Airlines) f) Digital Micro Loan g) Uqub/Hagbad/Tablebanking 2. Agent a) Cash Deposit b) Cash Withdrawal c) Airtime Purchase d) Customer Registration e) Customer PIN Reset f) Bill Payment 3. Merchant a) Receive Cash b) Funds Transfer c) Airtime Purchase d) Bill Payment This wallet is convenient, fast and secure. Download the app to start enjoying transacting with Sahay Pay - The fastest growing Mobile Wallet in Ethiopia

About

DubeAle

Access your Dube customer account to view credit balance, payment due dates, and payment summaries. Request credit increments and explore payment options. Seamlessly link with Dube Pay merchants for convenient transactions.

Highlights
  • Account access
  • Credit balance review
  • Payment due date tracking
  • Credit increment requests
  • Dube Pay merchant linking
  • Payment options
Features
Read full description

The DubeAle mobile application is designed for Dube customers allowing access to their account with the credentials provided from the bank upon account creation. The platform allows users to review their accounts through simple login to DubeAle app. Users can access their credit balance, minimum monthly payment, payment due date, payment summary, credit increment request, payment options along with other functionalities once logged in. Further It enables users to link with Dube Pay merchants which makes it easier and reliable for both parties, since payments can be operated through the app .

Screenshots

Sahay4 screens
DubeAle4 screens

Verdict

The call

The clearest difference is iOS requirement: DubeAle at 11.0 against Sahay's 13.0. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sahay holds the better App Store score, 3.6 against 3.4. Both are backed by a comparable volume of ratings — 17 and 18 respectively.

UpkeepUpdate frequency

Sahay ships an update every 3 weeks, DubeAle monthly. Both last shipped on November 3, 2026.

Scorecard1 real difference · 9 level
Sahay versus DubeAle: the parameters behind the verdict, then further details
ParameterSahayDubeAle
PriceFreeFree
Rating3.6 (17 ratings) — better3.4 (18 ratings)
Positive reviews—0.0% of reviews
Number of ratings1718 — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.011.0 — better
Further details — not scored
Size32 MB72 MB
Age rating4+4+
DeveloperRays Microfinance Institution SCEAGLELION SYSTEM TECHNOLOGY PLC

Customer experience

Sahay

All ratings17 ratings
Positive58.8%
Neutral11.8%
Negative29.4%

DubeAle

All ratings20 ratings
Positive55.0%
Neutral10.0%
Negative35.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Sahay

No in-app purchases

None

DubeAle

No in-app purchases

Questions

Is Sahay free?
Sahay is free to download, with no in-app purchases.
Is DubeAle free?
DubeAle is free to download, with no in-app purchases.
Which has better reviews, Sahay or DubeAle?
Sahay is rated higher. Sahay averages 3.6 out of 5 from 17 ratings, while DubeAle averages 3.4 from 18 ratings.
Do Sahay or DubeAle have ads?
Neither Sahay nor DubeAle shows ads.
Which is updated more often, Sahay or DubeAle?
Sahay ships an update every 3 weeks, and DubeAle monthly. Most recently, Sahay was updated on November 3, 2026 and DubeAle on November 3, 2026.

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