FWD SG vs SplitPal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FWD SG
Manage your insurance policies, submit claims, and access policy documents all in one place. This app offers convenient features like biometric login, cashless payments, and a chatbot for support. Stay updated on news, promotions, and referral rewards.
- All-in-one policy management
- Biometric and face ID login
- Seamless claims submission
- Update personal particulars
- Workshop and clinic locator
- Cashless payment with e-card
- 24/7 chatbot support
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Get a quote, buy or manage your policies with the FWD SG app. Because at FWD, we believe in making insurance simple and convenient for you through technology and innovation, so that you focus your time and energy on people who matters most. • ALL IN ONE: Say bye to multiple logins by using your online service account. Find it hard to remember your passwords? Simply login by turning on your biometrics or face ID. • VIEW POLICY DETAILS AND RETRIEVE POLICY DOCUMENTS: Worried about missing a policy renewal? Log in to the app and you’ll find your policy details in a jiffy! If you’re an insured (and not policy owner) of the policy, you can view your policy details via the app too. Just remember to sign up for an account with us as an insured. • SEAMLESS CLAIMS SUBMISSION: Submit your claims hassle-free by taking photos of your documents and uploading them via the app. • UPDATE PERSONAL PARTICULARS: Change your address, mobile number or any other personal details with ease. • LOCATE A WORKSHOP OR CLINIC: Find the nearest car or motorcycle workshop, or a nearby clinic for yourself or your maid with our workshop/clinic locator. • CASHLESS PAYMENT WITH YOUR E-CARD: Flash your eCard at the clinic in Singapore to enjoy cashless payment (up to S$500). One less thing to worry about when you’re ill. • CONTACT US: Faith, our dependable chatbot is here 24/7! Or schedule a call back through the app to have our friendly service colleagues reach out to you. • NEWS, ANNOUNCEMENTS, BLOGS: Stay updated on our latest announcements, travel news, or exciting financial and insurance knowledge on our blog. • PROMOTION: Be updated with our latest promotions and launches. Afterall, who doesn’t love a good deal? • TRACK YOUR REFERRAL REWARDS & RECEIVE YOUR PAYOUT: Love FWD and have been referring friends to the community? You can track the status of your referrals and make arrangements for your payout through the app. Just tell us the mobile number connected to your PayNow account and we’ll make the transfer. Easy! Stay tuned for more features coming soon!
SplitPal
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SplitPal makes it simple to track shared expenses, split bills, and settle balances with friends and groups. Whether you are sharing a meal, planning a trip, managing household spending, or keeping track of everyday costs, SplitPal helps everyone stay clear on who paid and what is still owed. Key features: - Add personal and group expenses - Split bills with friends and group members - Track balances and record settlements - Organize expenses by category - Review your activity history and spending insights - Scan receipts to make expense entry easier - Use multiple currencies for different expenses and groups - Invite friends and manage shared groups SplitPal is designed to keep shared spending clear, organized, and easy to settle. SplitPal Pro is an auto-renewable subscription that unlocks receipt scanning, multi-currency with live FX, itemized & custom splits, spending insights, and group pools. - 7-day free trial, then $4.99/month or $29.99/year. - Payment is charged to your Apple ID account at confirmation of purchase. - Your subscription automatically renews unless it is cancelled at least 24 hours before the end of the current period. - Manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://adventurous-calculator-e62.notion.site/SplitPal-Privacy-Policy-371bddf59ffa81a09b9fc48ac3b793ac
Screenshots
Verdict
The clearest difference is in-app purchases: FWD SG at none against SplitPal's 2. FWD SG also leads on iOS requirement (15.0 vs 17.0). SplitPal's advantage is update cadence (every 8 days vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SplitPal sells 2 in-app purchases, starting at $4.99 per month. FWD SG asks for nothing beyond the download.
FWD SG ships an update monthly, SplitPal every 8 days. The most recent releases landed on October 8, 2026 and October 3, 2026 respectively.
| Parameter | FWD SG | SplitPal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (23 ratings) — better | — |
| Positive reviews | 30.9% of reviews | — |
| Number of ratings | 23 — better | — |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 146 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | FWD Singapore Pte. Ltd. | yeow seng ooi |
In-app purchases
FWD SG
No in-app purchases
SplitPal
- SplitPal Pro Monthly7 Days trial$4.991 Month
- SplitPal Pro Annual7 Days trial$29.991 Year









