FWD SG vs NestSplit
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FWD SG
Manage your insurance policies, submit claims, and access policy documents all in one place. This app offers convenient features like biometric login, cashless payments, and a chatbot for support. Stay updated on news, promotions, and referral rewards.
- All-in-one policy management
- Biometric and face ID login
- Seamless claims submission
- Update personal particulars
- Workshop and clinic locator
- Cashless payment with e-card
- 24/7 chatbot support
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Get a quote, buy or manage your policies with the FWD SG app. Because at FWD, we believe in making insurance simple and convenient for you through technology and innovation, so that you focus your time and energy on people who matters most. • ALL IN ONE: Say bye to multiple logins by using your online service account. Find it hard to remember your passwords? Simply login by turning on your biometrics or face ID. • VIEW POLICY DETAILS AND RETRIEVE POLICY DOCUMENTS: Worried about missing a policy renewal? Log in to the app and you’ll find your policy details in a jiffy! If you’re an insured (and not policy owner) of the policy, you can view your policy details via the app too. Just remember to sign up for an account with us as an insured. • SEAMLESS CLAIMS SUBMISSION: Submit your claims hassle-free by taking photos of your documents and uploading them via the app. • UPDATE PERSONAL PARTICULARS: Change your address, mobile number or any other personal details with ease. • LOCATE A WORKSHOP OR CLINIC: Find the nearest car or motorcycle workshop, or a nearby clinic for yourself or your maid with our workshop/clinic locator. • CASHLESS PAYMENT WITH YOUR E-CARD: Flash your eCard at the clinic in Singapore to enjoy cashless payment (up to S$500). One less thing to worry about when you’re ill. • CONTACT US: Faith, our dependable chatbot is here 24/7! Or schedule a call back through the app to have our friendly service colleagues reach out to you. • NEWS, ANNOUNCEMENTS, BLOGS: Stay updated on our latest announcements, travel news, or exciting financial and insurance knowledge on our blog. • PROMOTION: Be updated with our latest promotions and launches. Afterall, who doesn’t love a good deal? • TRACK YOUR REFERRAL REWARDS & RECEIVE YOUR PAYOUT: Love FWD and have been referring friends to the community? You can track the status of your referrals and make arrangements for your payout through the app. Just tell us the mobile number connected to your PayNow account and we’ll make the transfer. Easy! Stay tuned for more features coming soon!
NestSplit
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Splitting bills and tracking expenses just got a whole lot easier. NestSplit is an expense tracker and bill splitter that helps you track spending, split bills with friends, and know who owes what. Whether you are paying for dinner, sharing a taxi ride, travelling with friends, or keeping track of everyday spending, NestSplit keeps your transactions and balances with friends all in one place. Scan a receipt, choose who had what, and let NestSplit handle the rest. It calculates each person’s share, including shared dishes, discounts, taxes, and service charge, so everyone pays their fair share without needing to pull out a calculator. When it is time to pay someone back, NestSplit helps you see who owes you, who you owe, and record payments when someone settles up. What you can do with NestSplit: • Track personal and shared expenses • Split bills equally, by custom amounts, or by item • Scan receipts and assign items to friends • View clear breakdowns for each bill • Set up recurring transactions such as shared subscriptions • See running balances with friends • Record settlements when payments are made • Look back on your transaction history anytime • Add friends even if they are not using the app yet • Track transactions in different currencies with automatic conversion to your home currency Splitting bills and tracking expenses should never have been this difficult. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: FWD SG at none against NestSplit's 3. NestSplit's advantage is update cadence (every 2 weeks vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. NestSplit sells 3 in-app purchases, starting at $1.99 per month. FWD SG asks for nothing beyond the download.
FWD SG ships an update monthly, NestSplit every 2 weeks. The most recent releases landed on October 14, 2026 and October 16, 2026 respectively.
| Parameter | FWD SG | NestSplit |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (23 ratings) — better | — |
| Positive reviews | 30.9% of reviews | — |
| Number of ratings | 23 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 146 MB | 80 MB |
| Age rating | 4+ | 4+ |
| Developer | FWD Singapore Pte. Ltd. | Shuen Wei Goh |
In-app purchases
FWD SG
No in-app purchases
NestSplit
- Nest+ Monthly$1.991 Month
- Nest+ Yearly$19.991 Year
- Nest+ Lifetime$34.99









