Barclaycard for Business vs Subception

Why use the Barclaycard for Business app? The Barclaycard for Business app is here to help make it easier for Barclaycard Payments cardholders to manage their card. The app has a range of features to help cardholders stay in control of their spending, with 24/7 access to their card information through their mobile. Important information before you get started • This app is specifically for Barclaycard Payments cardholders, to track spend and manage their card. The balance shown will be your individual cardholder balance only, and does not include the following company information: Company balance, available credit, or payment details including minimum payment due. Company balance information and account related tasks are not available at this time • We must hold a current mobile number and email address for you • The app is only available to cardholders who have received a username and temporary password via email What are the benefits? • Control over your spending, 24/7 • Quick and easy access to your card information – whenever you need it • It’s safe, secure and simple to use What can I do on the app? It’s free to download and with it you’ll be able to: • View your PIN, instantly • View your individual card account balance and credit limit • Look back at previous transactions • Freeze and unfreeze your card • Authenticate your online payments • Request a replacement card • Block your card if it has been lost or stolen How does registration work? • It’s specifically for Barclaycard Payments cardholders (not including Company Admins at the time) • The app is only available to cardholders who’ve received their username and temporary password from us via email • We must hold your current email address and mobile phone number. You can validate those details by either checking online, or calling the number on the back of your card Key Reminder: • Remember the balance shown will be your individual cardholder balance only, and does not include the following company information: Company balance, available credit, or payment details including minimum payment due. Company balance information and account related tasks is not available at this time • If you have the authority to view company or other cardholder balance information you can access your online account via our website

Subception tells you what your subscriptions actually cost you — and it doesn't charge you a subscription to do it. One payment. No account to create, no ads, no analytics, no tracking, and no servers of ours in the middle. Your data lives on your devices and syncs only through your own private iCloud. WHAT IT DOES Add what you pay for — streaming, software, gym, storage, the lot — and Subception turns it into something you can actually act on. Monthly and yearly totals at a glance. What renews this week. What quietly went up in price. What you saved by cancelling. It handles the awkward cases properly: free trials that need a decision before they bill, annual plans, quarterly billing, custom cycles, paused subscriptions, and subscriptions in other currencies. ONE APP, THREE PLATFORMS Buy it once and it's yours on iPhone, iPad and Mac. The Mac app is a real Mac app, not a stretched phone screen — with a menu-bar extra, a proper sidebar, and full keyboard support. FREE FOREVER - Up to 5 subscriptions - Prices in any currency, with the equivalent in yours shown alongside - Renewal reminders so nothing bills you by surprise - Home Screen widgets — monthly spend and upcoming renewals - Siri and Shortcuts, plus Spotlight search - CSV and JSON export, import and full backup That last one matters: export, import and backup are never paid features. Your data is yours, and you can take it out whenever you like. That will never sit behind a paywall. PRO — ONE PAYMENT, YOURS FOREVER - The full insights engine — charts, category and payment breakdowns, and smart cards that tell you what changed - Price-rise tracking and realized savings from what you've cancelled - A renewal calendar, in-app and exported to your own calendar - Multi-stage reminders and per-category defaults - Per-account analytics — see what each card actually costs you - Multi-currency analytics — mixed-currency totals, charts and breakdowns converted and combined - Themes and alternate app icons PRIVACY, PLAINLY Subception collects nothing. There is no analytics SDK, no advertising, no third-party framework and no server of ours anywhere. The only thing the app ever fetches is the European Central Bank's public exchange-rate feed, anonymously and without a key, so multi-currency figures stay current. iCloud sync is private to you — device to device through your own account. We never see it. Made by NetSmiths in the UK.