Idikhar vs Amex KSA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Idikhar
Manage your accounts, create financial transactions, and research investments. View your account history and performance with this interactive finance tool.
- Account management
- Financial transaction creation
- Investment research
- Account history viewing
- Performance tracking
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Is an interactive Application designed to provide account management capabilities to Plan participants. Users may create financial transactions, research available investments, and view account history and performance.
Amex KSA
Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.
- Activate your card
- View account balance and transactions
- Manage Membership Rewards points
- Find nearby ATMs
- Save Amex Offers
- Submit service requests
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The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.
Screenshots
Verdict
The clearest difference is rating: Amex KSA at 4.7 against Idikhar's 3.6. Amex KSA also leads on update cadence (fortnightly vs every 4 months) and ratings volume (365 vs 7). Idikhar's advantage is review sentiment (41% vs 26%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Amex KSA holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Amex KSA has 365 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 41% of Idikhar's written reviews are positive against 26% of Amex KSA's, so the app with the better star average is not the one people write more warmly about.
Idikhar ships an update every 4 months, Amex KSA fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | Idikhar | Amex KSA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (7 ratings) | 4.7 (365 ratings) — better |
| Positive reviews | 40.9% of reviews — better | 26.3% of reviews |
| Number of ratings | 7 | 365 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 52 MB | 139 MB |
| Age rating | 4+ | +4 |
| Developer | The Saudi National Bank | American Express (Saudi Arabia) Ltd. |
Customer experience
Idikhar
Amex KSA
Bugs and requests
Idikhar
Not enough reviews yet to summarise bugs or requests.
Amex KSA
Reported bugs
9 issues- App does not allow registration after device reset without CS intervention
- App never opens
- App lags frequently and freezes randomly
- App is down (internal service error)
- App keeps rebooting
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- Not accepting card information due to internal error
- Slow login process
- Horrible login experience
- Inconsistent exchange rate for settling amounts via SADAD
Requested features
5 requests- Ability to remove previously registered devices/sessions during registration
- Ability to pay balance owed through the app
- Add more features and focus on customer needs
- Allow adding multiple Amex cards
- Invest more in app development
In-app purchases
Idikhar
No in-app purchases
Amex KSA
No in-app purchases
