Comparison

Amex KSA vs BSF Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Amex KSA

Manage your American Express card account in Saudi Arabia. Track spending, view rewards, activate cards, and access account services. Find ATMs, plan trips, and redeem points.

Highlights
  • Activate your card
  • View account balance and transactions
  • Manage Membership Rewards points
  • Find nearby ATMs
  • Save Amex Offers
  • Submit service requests
Features
Read full description

The Official American Express Saudi Arabia App Welcome to the world of American Express where we continuously strive to meet and exceed your expectations by introducing innovative products and providing a superior experience. Start now by downloading the official American Express Saudi Arabia App for your smartphone. Features: -Activate your Card -View your account balance -View your recent transactions -Search for previous transactions -View your last four statements -View your Membership Rewards balance and redeem your points -View your Card Cash PIN -Submit a Service Request -Manage account alerts and credit-related notices -Plan your trips -View the nearby ATM where you can use your American Express Card -Directions on how to settle your statement -Save offers to your Card directly with Amex Offers -View your Membership Rewards points and browse through our website interactive catalog. -FAQs Eligible Cards: All Personal and Business Cards are issued by American Express Saudi Arabia. All-access to the App is subject to and governed by the American Express End-User License Agreement.

About

BSF Mobile

Manage your banking needs conveniently and securely with this comprehensive finance app. Access account details, make transfers, pay bills, and apply for cards all from your mobile device. Enjoy real-time notifications and direct communication with your bank.

Highlights
  • Accounts management
  • Secure money transfers
  • Beneficiary management
  • Bill payments via SADAD
  • Card applications and management
  • In-app messaging with bank
  • Real-time notifications
Features
Read full description

We make your life easier by supporting your banking needs in one easy to use, fast, and secure app. Using the new BSFMobile app will change your perspective on digital banking. Now, you can easily handle your banking needs anytime, anywhere, with full time support from BSF. Benefit from multiple solutions and financial products, all at your fingertips. Choosing BSFMobile will ensure you: ● User-friendly experience ● Secure and protected information ● Next-level of high performance ● Connectivity with BSF through in-app messages ● Real-time notifications and alerts to keep you informed about your finances In-app features include: ● Accounts management: Have visibility on your accounts, issue statements, search for a specific transaction, and more. ● Transfer: A secure and straightforward method for transferring money. ● Beneficiary management: Securely add, edit, or delete beneficiaries. ● Bill Payments: A direct way to pay and manage your bills within the app using SADAD service. ● BSFJana: A new experience to register and earn BSFJana rewards points. ● Customer Self-Service: Be in control of your personal settings. ● Notifications: Get connected and stay notified with BSF. ● Account Opening: Join the bank through our digital app. ● Cards: Apply for a new card, with a digitized application process and manage it at ease. ● Login and Device Management: Protect and manage your banking access across all platforms. ● Messages: Communicate with BSF easily through the application. ● User Registration: Seamless experience to start your digital banking journey. Your banking journey starts with us. Download BSFMobile now.

Screenshots

Amex KSA4 screens
BSF Mobile4 screens

Verdict

The call

Amex KSA and BSF Mobile both sit at 4.7 stars, but that hides the real split: 46% of BSF Mobile's written reviews are positive against 26% of Amex KSA's. BSF Mobile also leads on ratings volume (8K vs 365). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Amex KSA against 4.6 for BSF Mobile. That said, the two scores are not equally well evidenced: BSF Mobile has 8K ratings behind it against 365, so its average is the more settled of the two. Written reviews are what separate them: 26% of Amex KSA's written reviews are positive against 46% of BSF Mobile's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

Scorecard2 real differences · 8 level
Amex KSA versus BSF Mobile: the parameters behind the verdict, then further details
ParameterAmex KSABSF Mobile
PriceFreeFree
Rating4.7 (365 ratings) — better4.6 (8K ratings)
Positive reviews26.3% of reviews46.4% of reviews — better
Number of ratings3658K — better
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size139 MB402 MB
Age rating+44+
DeveloperAmerican Express (Saudi Arabia) Ltd.Banque Saudi Fransi

Customer experience

Amex KSA

All ratings365 ratings
Positive93.2%
Neutral1.1%
Negative5.8%
Written reviews19 reviews
Positive26.3%
Neutral15.8%
Negative57.9%

BSF Mobile

All ratings8,043 ratings
Positive90.2%
Neutral1.8%
Negative8.0%
Written reviews194 reviews
Positive46.4%
Neutral4.1%
Negative49.5%

User reviews

Amex KSA

From 365 App Store ratings

What we love

  • 👍 Easy to navigate
  • 👍 Improved and easy to use
  • 👍 Smooth login
  • 👍 Manage cards
  • 👍 Pay bills

Room to improve

  • 🐛 Terrible onboarding design
  • 🐛 App never opens
  • 🐛 Laggy and freezes
  • 🐛 Confusing and counterintuitive interface
  • 🐛 Requires re-registration after updates

BSF Mobile

From 8K App Store ratings

What we love

  • 🚀 Improved app performance
  • 👍 Easy to use
  • 👍 Sleek design

Room to improve

  • 🐛 Compatibility issues
  • 🐛 Buggy and unstable
  • 🔍 Lack of features compared to previous version
  • 🔍 Confusing user interface

Bugs and requests

Amex KSA

Reported bugs

9 issues
  • App does not allow registration after device reset without CS intervention
  • App never opens
  • App lags frequently and freezes randomly
  • App is down (internal service error)
  • App keeps rebooting
Show 4 more
  • Not accepting card information due to internal error
  • Slow login process
  • Horrible login experience
  • Inconsistent exchange rate for settling amounts via SADAD

Requested features

5 requests
  • Ability to remove previously registered devices/sessions during registration
  • Ability to pay balance owed through the app
  • Add more features and focus on customer needs
  • Allow adding multiple Amex cards
  • Invest more in app development

BSF Mobile

Reported bugs

3 issues
  • Login issues
  • Incorrect account balances
  • Inability to access certain features

Requested features

3 requests
  • Dark mode option
  • Separate account views
  • Better transaction history

In-app purchases

None

Amex KSA

No in-app purchases

None

BSF Mobile

No in-app purchases

Questions

Is Amex KSA free?
Amex KSA is free to download, with no in-app purchases.
Is BSF Mobile free?
BSF Mobile is free to download, with no in-app purchases.
Which has better reviews, Amex KSA or BSF Mobile?
Amex KSA is rated higher. Amex KSA averages 4.7 out of 5 from 365 ratings, while BSF Mobile averages 4.6 from 8K ratings.
Do Amex KSA or BSF Mobile have ads?
Neither Amex KSA nor BSF Mobile shows ads.
Which is updated more often, Amex KSA or BSF Mobile?
Amex KSA ships an update fortnightly, and BSF Mobile fortnightly. Most recently, Amex KSA was updated on October 25, 2026 and BSF Mobile on October 28, 2026.

Other comparisons