U vs DV PAY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
U
This app offers a secure and convenient way to make payments, manage your wallet, and pay bills online. It also features a rewards program for cashback and allows users to send red packets to friends.
- Scan to pay quickly
- Manage your wallet
- Online bill payment
- Cashback rewards program
- Redeem U-Points for discounts
- Send red packets
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Making payment with U-Pay is secured and convenient. Pay & Transfer Scan to pay quickly, and cleverly manage your wallet at your fingertips. Bill Payment Conveniently pay your bills online with just a few taps on U-Pay App. Cashback U-Pay and merchants jointly launch rewards program, by which you could buy more but save more. U-Points Use U-Points to redeem discount or gift. Red Packet Send surprising red packet, bond closer with your friends, and enjoying more fun.
DV PAY
This app offers quick and easy payment solutions for businesses and individuals. It supports QR code transactions, personal wallets, and fast transfers, integrating comprehensive life services.
- QR code collection and payment
- Personal digital wallet
- Fast money transfers
- Comprehensive life services integration
- Merchant payment solutions
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DV PAY provides simple and fast payment services for merchants, enterprises, individual users and financial institutions. It provides people with QR code collection and payment, personal wallet, fast transfer and comprehensive life services.
Screenshots
Verdict
The clearest difference is rating: DV PAY at 5.0 against U's 4.4. U's advantage is ratings volume (7 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DV PAY holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: U has 7 ratings behind it against 1, so its average is the more settled of the two.
U ships an update every 2 weeks, DV PAY monthly. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.
| Parameter | U | DV PAY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.0 | 15.6 — better |
| Further details — not scored | ||
| Size | 161 MB | 104 MB |
| Age rating | 4+ | 17+ |
| Developer | U-Pay Digital Plc. | JIN HONG ZHEN TECHNOLOGY PLC. |
Customer experience
U
DV PAY
In-app purchases
U
No in-app purchases
DV PAY
No in-app purchases
