ADIB Pay vs Aani
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ADIB Pay
This finance app allows ADIB cardholders to make contactless payments using a wearable device. It offers a fast, easy, and secure way to manage transactions on the go.
- Contactless payments
- Wearable device integration
- Fast and easy transactions
- Secure payment solution
- For ADIB cardholders
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ADIB Pay, is an innovative and smart payment solution offered to ADIB cardholders enabling contactless payment via a wearable device in a fast, easy, and secured manner.
Aani
This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.
- Instant fund transfers
- Mobile number payments
- QR-code based payments
- Request to pay functionality
- Split payments
- Secure transactions
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Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.
Screenshots
Verdict
The clearest difference is rating: ADIB Pay at 5.0 against Aani's 3.2. ADIB Pay also leads on update cadence (every 3 days vs every 2 months). Aani's advantage is ratings volume (10 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ADIB Pay holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Aani has 10 ratings behind it against 1, so its average is the more settled of the two.
ADIB Pay ships an update every 3 days, Aani every 2 months. The most recent releases landed on October 1, 2026 and October 8, 2026 respectively.
| Parameter | ADIB Pay | Aani |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.2 (10 ratings) |
| Positive reviews | — | 20.0% of reviews |
| Number of ratings | 1 | 10 — better |
| Update frequency | Every 3 days — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 36 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | ABU DHABI ISLAMIC BANK | Al Etihad Payments |
Customer experience
ADIB Pay
Aani
In-app purchases
ADIB Pay
No in-app purchases
Aani
No in-app purchases
