Comparison

Aven Card vs BHG Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aven Card

Access your home equity with a unique credit card, managed entirely from your phone. Get low rates and a quick decision online. Manage your balance, transactions, and payments securely.

Highlights
  • Unlock home equity
  • Low interest rates
  • 100% online application
  • Manage card balance
  • View transaction history
  • Secure mobile management
Features
Read full description

Aven is the world’s first credit card that unlocks your home equity. Save time, effort, and money, all right from your phone. Get low rates with your home. Decision in minutes. 100% online. The Aven app is the EASIEST and most SECURE way to manage your Aven Card. Using TouchID, or FaceID, you can instantly check your card balance, transaction history, pay bills, view payment activity, set up notifications, set up security — and more. Other banks have used access/debit cards as a means of withdrawing money from a home equity line, Aven’s card is unique in that the credit card is the primary source of funds and function. It is the first credit card backed by home equity to publicly launch into the market. Aven Visa Credit Cards are issued by Coastal Community Bank, pursuant to a license from Visa U.S.A., Inc. Aven accounts are made by Coastal Community Bank, Member FDIC. Equal Housing Lender. NMLS #462289.

About

BHG Cards

Manage your credit card account effortlessly. Check balances, make payments, track spending, and set up alerts for purchases and payments. Freeze or unfreeze your card, report it lost or stolen, and manage your PIN and disputes.

Highlights
  • Account balance and payment management
  • Rewards balance tracking and redemption
  • Card freezing and unfreezing
  • Lost/stolen card reporting
  • PIN management and dispute filing
  • Transaction history and statement access
  • AutoPay setup and balance transfers
  • Real-time spending and security alerts
Read full description

MANAGE YOUR CREDIT CARD ACCOUNT WITH EASE ● Check your account balance and make a payment on your account anywhere. ● Rewards cardholders can check rewards balance and redeem via a statement credit. ● Freeze or unfreeze your credit card to control the purchases that go on your card. ● Keep track of your card by reporting if lost or stolen, or requesting a replacement. ● Access servicing features such as changing and unlocking your pin, as well as filing disputes STAY ON TOP OF YOUR SPENDING ● View your pending and posted transactions or open a PDF of your billing statement right from the app. ● Turn on AutoPay to pay your bill automatically from your bank account each month. ● Initiate a Balance Transfer. ENJOY PEACE OF MIND WITH REAL-TIME ALERTS AND SPEND CONTROLS ● Turn on purchase alerts to be notified when a purchase is made over a certain threshold so you can stay on top of daily spending and unexpected charges. ● Monitor potentially suspicious activity by receiving alerts when a purchase is made online, by phone, by mail, or outside of the United States. ● Never miss a payment with payment due alerts and notifications when your payment posts. ● Control spending by limiting the amount that can be spent per day or per transaction. ● And much more!

Screenshots

Aven Card4 screens
BHG Cards4 screens

Verdict

The call

The clearest difference is review sentiment: Aven Card at 69% against BHG Cards's 0%. Aven Card also leads on rating (4.9 vs 1.1) and ratings volume (9.7K vs 7). BHG Cards's advantage is iOS requirement (12.0 vs 14.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Aven Card holds the better App Store score, 4.9 against 1.1. That said, the two scores are not equally well evidenced: Aven Card has 9.7K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 69% of Aven Card's written reviews are positive against 0% of BHG Cards's.

UpkeepUpdate frequency

Aven Card ships an update every 3 weeks, BHG Cards every 4 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard5 real differences · 5 level
Aven Card versus BHG Cards: the parameters behind the verdict, then further details
ParameterAven CardBHG Cards
PriceFreeFree
Rating4.9 (9.7K ratings) — better1.1 (7 ratings)
Positive reviews69.4% of reviews — better0.0% of reviews
Number of ratings9.7K — better7
Update frequencyEvery 3 weeks — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.012.0 — better
Further details — not scored
Size37 MB304 MB
Age rating4+4+
DeveloperAven FinancialBHG Financial

Customer experience

Aven Card

All ratings9,694 ratings
Positive98.3%
Neutral1.1%
Negative0.6%
Written reviews72 reviews
Positive69.4%
Neutral5.6%
Negative25.0%

BHG Cards

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Aven Card

Reported bugs

2 issues
  • App stuck on loading screen for some users
  • Occasional app crashes

Requested features

2 requests
  • Improve login process with more seamless biometric integration
  • Increase daily spending limit

BHG Cards

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Aven Card

No in-app purchases

None

BHG Cards

No in-app purchases

Questions

Is Aven Card free?
Aven Card is free to download, with no in-app purchases.
Is BHG Cards free?
BHG Cards is free to download, with no in-app purchases.
Which has better reviews, Aven Card or BHG Cards?
Aven Card is rated higher. Aven Card averages 4.9 out of 5 from 9.7K ratings, while BHG Cards averages 1.1 from 7 ratings.
Do Aven Card or BHG Cards have ads?
Neither Aven Card nor BHG Cards shows ads.
Which is updated more often, Aven Card or BHG Cards?
Aven Card ships an update every 3 weeks, and BHG Cards every 4 months. Most recently, Aven Card was updated on November 6, 2026 and BHG Cards on November 3, 2026.

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