Comparison

A+ Wallet vs Ngwe Zay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Wallet

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Highlights
  • Split bill payments
  • Budget dashboard
  • Request money
  • Digital gift cards
  • Money transfers
  • Phone top-ups
  • Bill payments
Features
Read full description

A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! 
Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. 
Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. 
Top up:
Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator.

Bill payment:
A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more.
 Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.

About

Ngwe Zay

Easily check real-time currency exchange rates and convert between currencies with a user-friendly interface. Access historical data and exchanger information to make currency exchange quick and efficient.

Highlights
  • Real-time exchange rates
  • Historical exchange rates
  • Currency converter
  • Exchanger information
  • User-friendly interface
Features
Read full description

“Ngwe Zayy” is an Exchange Rate App where you can easily check currency exchange rate in a timely manner and convert between different currencies with just a few steps. With a user-friendly interface and useful features, this app is designed to make currency exchange quick, easy, and efficient. What are the main features? - Real Time Exchange Rate Data - Historical Exchange Rate Data - Currency Converter - Exchanger Information Don't miss out on the latest updates and features. Download now and embark on a journey of simplified currency conversion.

Screenshots

A+ Wallet4 screens
Ngwe Zay4 screens

Verdict

The call

A+ Wallet and Ngwe Zay both sit at 4.3 stars, but that hides the real split: 96% of A+ Wallet's written reviews are positive against 50% of Ngwe Zay's. A+ Wallet also leads on update cadence (every 3 weeks vs every 3 months) and ratings volume (141 vs 14). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

A+ Wallet holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: A+ Wallet has 141 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 96% of A+ Wallet's written reviews are positive against 50% of Ngwe Zay's.

UpkeepUpdate frequency

A+ Wallet ships an update every 3 weeks, Ngwe Zay every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
A+ Wallet versus Ngwe Zay: the parameters behind the verdict, then further details
ParameterA+ WalletNgwe Zay
PriceFreeFree
Rating4.3 (141 ratings) — better4.1 (14 ratings)
Positive reviews95.7% of reviews — better50.0% of reviews
Number of ratings141 — better14
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size69 MB39 MB
Age rating4+4+
DeveloperAYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITEDSource Code Company Limited

Customer experience

A+ Wallet

All ratings138 ratings
Positive83.3%
Neutral2.9%
Negative13.8%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

Ngwe Zay

All ratings13 ratings
Positive76.9%
Neutral15.4%
Negative7.7%
Written reviews4 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

In-app purchases

None

A+ Wallet

No in-app purchases

None

Ngwe Zay

No in-app purchases

Questions

Is A+ Wallet free?
A+ Wallet is free to download, with no in-app purchases.
Is Ngwe Zay free?
Ngwe Zay is free to download, with no in-app purchases.
Which has better reviews, A+ Wallet or Ngwe Zay?
A+ Wallet is rated higher. A+ Wallet averages 4.3 out of 5 from 141 ratings, while Ngwe Zay averages 4.1 from 14 ratings.
Do A+ Wallet or Ngwe Zay have ads?
Neither A+ Wallet nor Ngwe Zay shows ads.
Which is updated more often, A+ Wallet or Ngwe Zay?
A+ Wallet ships an update every 3 weeks, and Ngwe Zay every 3 months. Most recently, A+ Wallet was updated on November 3, 2026 and Ngwe Zay on November 4, 2026.

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