Comparison

A+ Wallet vs Pay2U Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Wallet

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Highlights
  • Split bill payments
  • Budget dashboard
  • Request money
  • Digital gift cards
  • Money transfers
  • Phone top-ups
  • Bill payments
Features
Read full description

A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! 
Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. 
Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. 
Top up:
Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator.

Bill payment:
A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more.
 Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.

About

Pay2U Pay

Manage your finances with this secure and user-friendly mobile application. Easily transfer money between wallets or use QR codes for quick transactions. It prioritizes your financial security with advanced encryption.

Highlights
  • Wallet-to-wallet transfers
  • QR code payments
  • Secure transactions
  • User-friendly interface
  • Finance and investment tracking
Features
Read full description

Pay2U Pay : Finance and Investment tracking mobile app A Perfect Design For Pay2U E-Wallet App. Wallet-to-Wallet Transfer: Easily send and receive money between Pay2U wallets, making splitting bills or sharing expenses with friends and family a breeze. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Why Choose Pay2U Pay? Secure & Reliable: Your financial security is our top priority. Pay2U Pay employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, Pay2U Pay is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users.

Screenshots

A+ Wallet4 screens
Pay2U Pay4 screens

Verdict

The call

The clearest difference is rating: Pay2U Pay at 4.5 against A+ Wallet's 4.3. A+ Wallet's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (137 vs 20). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pay2U Pay holds the better App Store score, 4.5 against 4.3. That said, the two scores are not equally well evidenced: A+ Wallet has 137 ratings behind it against 20, so its average is the more settled of the two.

UpkeepUpdate frequency

A+ Wallet ships an update every 3 weeks, Pay2U Pay every 3 months. The most recent releases landed on September 27, 2026 and September 16, 2026 respectively.

Scorecard3 real differences · 7 level
A+ Wallet versus Pay2U Pay: the parameters behind the verdict, then further details
ParameterA+ WalletPay2U Pay
PriceFreeFree
Rating4.3 (137 ratings)4.5 (20 ratings) — better
Positive reviews95.7% of reviews—
Number of ratings137 — better20
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size70 MB36 MB
Age rating4+17+
DeveloperAYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITEDPAY2U COMPANY LIMITED

Customer experience

A+ Wallet

All ratings137 ratings
Positive83.2%
Neutral2.9%
Negative13.9%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

Pay2U Pay

All ratings19 ratings
Positive84.2%
Neutral10.5%
Negative5.3%

In-app purchases

None

A+ Wallet

No in-app purchases

None

Pay2U Pay

No in-app purchases

Questions

Is A+ Wallet free?
A+ Wallet is free to download, with no in-app purchases.
Is Pay2U Pay free?
Pay2U Pay is free to download, with no in-app purchases.
Which has better reviews, A+ Wallet or Pay2U Pay?
Pay2U Pay is rated higher. A+ Wallet averages 4.3 out of 5 from 137 ratings, while Pay2U Pay averages 4.5 from 20 ratings.
Do A+ Wallet or Pay2U Pay have ads?
Neither A+ Wallet nor Pay2U Pay shows ads.
Which is updated more often, A+ Wallet or Pay2U Pay?
A+ Wallet ships an update every 3 weeks, and Pay2U Pay every 3 months. Most recently, A+ Wallet was updated on September 27, 2026 and Pay2U Pay on September 16, 2026.

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