Mi LUMA vs Check Splitter
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mi LUMA
Manage your LUMA Energy account conveniently from your mobile device. View your balance, access bills, make payments, and report outages. Enjoy quick sign-in options and 24/7 access to your account information.
- Account registration
- View current balance and due dates
- Download bills in PDF
- Pay bills via credit card or bank account
- 12-month bill and payment history
- Outage reporting and viewing
- Quick sign-in options (Face Unlock, fingerprint, PIN)
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Mi LUMA is LUMA Energy’s new customer app. You can register with a residential or commercial account, the last 4 digits of the social security or employer identification number on the account, and a valid email. However, if you already registered for Mi LUMA web, our online customer portal, there is no need to register again in the app, you can use the same username and password to sign in. After your first sign in using your username and password, you can choose to use Face Unlock, your fingerprint, PIN or keyboard pattern for future sign-ins, making signing into Mi LUMA easy and quick. Once signed in, you will see the Dashboard with the current balance of the electric service account your registered. With a single tap, view the Account screen, with all your current account information, including the total amount due and payment due date. View and download your current bill in PDF format. Pay your bill using either a credit card or a bank account. Payments made through Mi LUMA app are credited the same day. The Mi LUMA app also provides a 12-month history of bills and payments, outage viewing and reporting capabilities, and an extensive set of frequently asked questions (FAQs) to help you in the transition to LUMA Energy. Simply download the free app and begin enjoying the convenience of doing all of this from anywhere 24x7.
Check Splitter
Effortlessly divide bills and receipts among friends. This app simplifies the process of splitting costs, including taxes, tips, and discounts, with just a few steps. It offers currency selection and efficient item assignment for quick calculations.
- Scan receipts to add item prices
- Manually add or edit item prices
- Assign items to multiple payers
- Calculate individual payment amounts
- Supports various currencies
- Multi-select items and payers
- Open source on GitHub
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Easily split checks among friends, especially when taxes, tips, service charges, fees, coupons, and discounts are not included each item's price. Only three simple steps needed: 1. Scan the photo of a receipt to add the total cost and the subtotal prices of each item (you can also add/edit them manually) 2. Assign the items to payers 3. Voilà! The app will now calculate how much each payer should pay. Design features - You can choose the currency used to display the amounts (the app will remember your choice so you don't have to choose every time!) - You can multi-select items and payers during assignment to save time - You can drag item names to prices recognized from the scan, to create items quickly This lightweight app is written with Swift/SwiftUI and is completely open source on GitHub: https://github.com/Vince14Genius/Check-Splitter-SwiftUI
Screenshots
Verdict
The clearest difference is review sentiment: Check Splitter at 100% against Mi LUMA's 11%. Check Splitter also leads on rating (5.0 vs 2.1). Mi LUMA's advantage is ratings volume (936 vs 3) and iOS requirement (13.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Check Splitter holds the better App Store score, 5.0 against 2.1. That said, the two scores are not equally well evidenced: Mi LUMA has 936 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 11% of Mi LUMA's written reviews are positive against 100% of Check Splitter's.
Mi LUMA ships an update every 2 months, Check Splitter every 3 months. The most recent releases landed on October 20, 2026 and October 2, 2026 respectively.
| Parameter | Mi LUMA | Check Splitter |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (936 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 11.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 936 — better | 3 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 96 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Luma Energy ServCo, LLC | Vincent Cai |
Customer experience
Mi LUMA
Check Splitter
Bugs and requests
Mi LUMA
Reported bugs
3 issues- App fails to load or log in consistently
- Issues with account registration and management
- Unreliable outage reporting functionality
Requested features
3 requests- Add auto-payment option
- Improve app stability and login process
- Provide detailed outage history and analytics
Check Splitter
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mi LUMA
No in-app purchases
Check Splitter
No in-app purchases
Questions
Is Mi LUMA free?
Is Check Splitter free?
Which has better reviews, Mi LUMA or Check Splitter?
Do Mi LUMA or Check Splitter have ads?
Which is updated more often, Mi LUMA or Check Splitter?
Other comparisons
