SadaPay vs SubWise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SadaPay
Manage your money with a digital wallet and virtual Mastercard. Send, receive, and request payments with zero fees. Shop online internationally with competitive exchange rates and pay bills effortlessly. Securely access your account with biometric authentication.
- Digital wallet and virtual Mastercard
- Zero-fee payments
- International online shopping
- Speedy Raast transactions
- Effortless bill payments
- Biometric account access
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Register for your SadaPay wallet and Mastercard virtual debit card to seamlessly move money with confidence. Start spending, sending and requesting payments with zero fees. Use your SadaPay card anywhere Your SadaPay card works anywhere around the world, online and in person. Shop online with the lowest foreign exchange rates in the country without a hiccup. Both our physical and virtual cards work everywhere internationally. No hidden fees or minimum amounts There are no hidden deductions, maintenance charges or local transaction fees with SadaPay. All fees charged are transparently shown on the transaction detail screen. Moreover, there’s no minimum amount to have an account with us—big or small, we do it all! Enjoy smooth, transparent payments with peace of mind. Speedy transactions with Raast Raast lets you make speedy transactions from your SadaPay without any charges. You can send and receive money to your SadaPay account by providing an account number or an IBAN. The best way for Pakistani freelancers to get paid internationally Apply for a SadaBiz account and get paid by your client from anywhere in the world. We bring your money home (up to 900,000 PKR per month) at the best exchange rates in Pakistan. Just a few taps and get a customized payment link that your clients can use to pay securely via their Apple Pay, Google Pay, or even their debit or credit card. Retain your earnings in USD All your incoming international payments will be received in SadaBiz, and that too in USD! This means you could not only retain your earnings in dollars, but you can also withdraw them to either your Biz wallet, or to your personal wallet whenever you like. Pay people in seconds for free Pay whoever you want, whenever you want, as many times as you want. It’s on us. Also, we don’t do SMS and email OTP passwords—that means our transfers are as quick as taking a selfie. Request money easily from your SadaPay friends No more awkward conversations where you have to ask your friend to pay you back. Just request the amount via SadaPay and receive payments without any back-and-forth,, asking your friend to pay you the udhaar back. Say hello to effortless bill payments and top-ups Whether it’s electricity, phone network, school, hospital or gym payments, we’ve got you covered! With a list of 900+ billers, such as IESCO, LESCO, KE, PTCL, and Transworld, you can pay your bills seamlessly through SadaPay. Don’t worry if you can’t find your payee on this list today—we’re adding more billers to this over time. You’re in safe hands at SadaPay We’re constantly strengthening our security protocols so your money stays safe at SadaPay. We use biometric access (using a fingerprint or Face ID) for quick and easy access to your account information. Also, we protect your funds and sensitive personal data with encryption in-flight and at-rest. Proactive & responsive customer support We think getting through to customer service should be as easy as texting a friend. So our team is here for you 24/7 via in-app live chat. We speak English, Urdu, and Emoji! Also, no worries if you’re bad at texting. Give us a call. We’ll always respond. Always stay in control Your SadaPay card is 100% secure. It’s numberless, so your info is safe (your card numbers are only visible to you in the app). In case you lose your card, you don’t need to lose any sleep over it—you can freeze it with the push of a button (and unfreeze it if you find it again). No need to call a helpline or visit a branch. Download & Sign Up Now Move your money the Seedha-Sada Way with SadaPay. Keep up with the latest company updates on our Facebook and Instagram pages. facebook.com/sadapaypk instagram.com/sadapay Reach out to us at hello@sadapay.pk with ideas, feedback, love, or suggestions on how we can improve the user experience.
SubWise
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SubWise is the calm, private way to take control of your subscriptions and stop losing money to forgotten charges and free trials that quietly convert. Add your subscriptions in seconds, and SubWise shows you exactly what you pay each month and each year, what renews next, and where your money actually goes. No bank connection. No tracking. Your data stays on your device unless you choose to sync. WHY SubWise? Never get surprised by a charge See every upcoming renewal on one clean calendar and get on-device reminders before each payment and before any free trial converts, so you can cancel on your terms. Understand your spending A clear breakdown of your monthly and annual totals by category, so you finally know what each service really costs you. Private by design SubWise never links to your bank or card. Everything is stored locally by default. Optional Sign in with Apple enables encrypted cross-device sync that only you can read. Import in a tap Snap a receipt or screenshot and let SubWise pull out the details for you to review before saving. You are always in control of what gets added. MEMBERSHIP SubWise is free to use. Upgrade any time: Protect Encrypted cross-device sync, receipt and PDF import review, advanced spending insights, and unlimited subscription records. Protect Plus Everything in Protect, plus advanced AI receipt scanning, custom categories, priority renewal risk alerts, and extended price-change intelligence. Subscriptions are billed through your App Store account. Cancel anytime in Settings. Start today and know exactly what you pay for. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sub-guard-production.up.railway.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: SadaPay at none against SubWise's 4. SadaPay also leads on update cadence (every 3 days vs every 2 weeks). SubWise's advantage is ads (none vs shown). On price, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SubWise sells 4 in-app purchases, starting at $2.99 per month. SadaPay asks for nothing beyond the download.
SadaPay ships an update every 3 days, SubWise every 2 weeks. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | SadaPay | SubWise |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.3K ratings) — better | — |
| Positive reviews | 58.2% of reviews | — |
| Number of ratings | 1.3K — better | — |
| Update frequency | Every 3 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.5 | 15.1 — better |
| Further details — not scored | ||
| Size | 245 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | SadaPay | Mikael Ali Khan |
Bugs and requests
SadaPay
Reported bugs
4 issues- Login screen issues
- App crashes and freezes
- Problems with international transactions
- Inability to access account
Requested features
5 requests- Add NFC tap-to-pay feature
- Implement PIN reset functionality
- Introduce budgeting and savings tools
- Increase monthly transaction limits
- Add dark mode option
SubWise
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SadaPay
No in-app purchases
SubWise
- Protect$2.991 Month
- Plus Monthly$7.991 Month
- Protect Annual$24.991 Year
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- Plus Annual$64.991 Year









