CashMore vs Neocash Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CashMore
This platform offers a convenient way to manage various payment needs, including utility bills, subscriptions, and mobile top-ups. It also provides opportunities for individuals to earn by reselling telecommunication services and digital products.
- Bill payments
- Cable TV subscriptions
- Flight bookings
- Mobile recharge
- Betting top-up
- Resell telecom services
- Digital product sales
Read full descriptionHide full description
CashMore is a product of CapiFlex, a subsidiary of CapitalSage Technology Limited with a focus on meeting all value-added service and payment needs conveniently on one platform while also allowing individuals earn directly from the telecoms and bill payment industry. The flexibility of our business model and technology permits us to offer B2B and B2C services simultaneously. With Cashmore, Individuals can access an array of services such as Cable TV subscriptions, flight bookings, utility bills, monthly recharge, betting top-up, and a host of other services with the ease and no restrictions. As a company, we are inspired by the entrepreneurial and community spirit of the average Nigerian. As such, we offer a range of sellable product such as: Airtime & Data Virtual Top Up, E-pins, Utility Bill Payments, Cable TV Recharge, WAEC and JAMB result pins, and betting to enable entrepreneurs expand their service offerings, and gain a competitive advantage that leads to increased business growth.
Neocash Mobile
This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.
- Loan amounts up to ₦5,000,000
- Flexible repayment tenure
- Fast loan approval and disbursement
- No collateral or guarantor required
- Secure and reliable platform
- Transparent APR and fees
Read full descriptionHide full description
LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR
Screenshots
Verdict
The clearest difference is rating: CashMore at 3.5 against Neocash Mobile's 3.3. CashMore also leads on iOS requirement (12.0 vs 15.6). Neocash Mobile's advantage is ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CashMore holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 2 and 7 respectively.
CashMore ships an update fortnightly, Neocash Mobile every 3 weeks. Both last shipped on November 3, 2026.
| Parameter | CashMore | Neocash Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (2 ratings) — better | 3.3 (7 ratings) |
| Positive reviews | — | 14.3% of reviews |
| Number of ratings | 2 | 7 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 58 MB | 159 MB |
| Age rating | 4+ | 17+ |
| Developer | CreditAssist Investment Limited | Shephard Trust Bank |
Customer experience
CashMore
Neocash Mobile
In-app purchases
CashMore
No in-app purchases
Neocash Mobile
No in-app purchases









