Comparison

CashMore vs Neocash Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CashMore

This platform offers a convenient way to manage various payment needs, including utility bills, subscriptions, and mobile top-ups. It also provides opportunities for individuals to earn by reselling telecommunication services and digital products.

Highlights
  • Bill payments
  • Cable TV subscriptions
  • Flight bookings
  • Mobile recharge
  • Betting top-up
  • Resell telecom services
  • Digital product sales
Features
Read full description

CashMore is a product of CapiFlex, a subsidiary of CapitalSage Technology Limited with a focus on meeting all value-added service and payment needs conveniently on one platform while also allowing individuals earn directly from the telecoms and bill payment industry. The flexibility of our business model and technology permits us to offer B2B and B2C services simultaneously. With Cashmore, Individuals can access an array of services such as Cable TV subscriptions, flight bookings, utility bills, monthly recharge, betting top-up, and a host of other services with the ease and no restrictions. As a company, we are inspired by the entrepreneurial and community spirit of the average Nigerian. As such, we offer a range of sellable product such as: Airtime & Data Virtual Top Up, E-pins, Utility Bill Payments, Cable TV Recharge, WAEC and JAMB result pins, and betting to enable entrepreneurs expand their service offerings, and gain a competitive advantage that leads to increased business growth.

About

Neocash Mobile

This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.

Highlights
  • Loan amounts up to ₦5,000,000
  • Flexible repayment tenure
  • Fast loan approval and disbursement
  • No collateral or guarantor required
  • Secure and reliable platform
  • Transparent APR and fees
Features
Read full description

LAGOS STATE RESIDENTS ONLY Whatsapp: 08081250499 ₦5,000 to ₦25,000,000, apply in just 5 minutes! No Collateral, No Guarantor, No Time! NeoCash is a new app from Shepherd Trust Microfinance Bank. We have been providing financial services to all classes of Nigerians since 2011, and are now bringing the same quality customer service right into your hands. We are on a mission to give a human touch to digital banking and as we scale, we’re bringing with us the same people-centric, customer focused culture we’ve always strived to build locally. Download our app now and apply for a loan in less than 5 minutes. Why Use NeoCash? - Borrow up to ₦5,000,000 - Choose your payment tenure - Fast and easy access to loans, with no hidden charges - Account is credited as soon as the loan is approved - No collateral or guarantor needed for most loans - NeoCash Loan App is extremely secure and reliable Loan characteristics Loan amounts from ₦5,000 to ₦5,000,000 Repayment period from 61 days to 12 months APR from 30% to 120% per annum Loan Requirements - A steady and verifiable source of income (Job or Business) - Bank statement (to prove income) - Gov't issued ID Card - A good credit history An example of a NeoCash loan Borrow ₦100,000 over 3 months Interest (total cost of the loan): ₦7,500 (2.5% rate) Three monthly repayments: ₦35,833 Total amount payable: ₦107,500 Representative: 30% APR

Screenshots

CashMore4 screens
Neocash Mobile4 screens

Verdict

The call

The clearest difference is rating: CashMore at 3.5 against Neocash Mobile's 3.3. CashMore also leads on iOS requirement (12.0 vs 15.6). Neocash Mobile's advantage is ratings volume (7 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CashMore holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 2 and 7 respectively.

UpkeepUpdate frequency

CashMore ships an update fortnightly, Neocash Mobile every 3 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
CashMore versus Neocash Mobile: the parameters behind the verdict, then further details
ParameterCashMoreNeocash Mobile
PriceFreeFree
Rating3.5 (2 ratings) — better3.3 (7 ratings)
Positive reviews—14.3% of reviews
Number of ratings27 — better
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size58 MB159 MB
Age rating4+17+
DeveloperCreditAssist Investment LimitedShephard Trust Bank

Customer experience

CashMore

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Neocash Mobile

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews14 reviews
Positive14.3%
Neutral7.1%
Negative78.6%

In-app purchases

None

CashMore

No in-app purchases

None

Neocash Mobile

No in-app purchases

Questions

Is CashMore free?
CashMore is free to download, with no in-app purchases.
Is Neocash Mobile free?
Neocash Mobile is free to download, with no in-app purchases.
Which has better reviews, CashMore or Neocash Mobile?
CashMore is rated higher. CashMore averages 3.5 out of 5 from 2 ratings, while Neocash Mobile averages 3.3 from 7 ratings.
Do CashMore or Neocash Mobile have ads?
Neither CashMore nor Neocash Mobile shows ads.
Which is updated more often, CashMore or Neocash Mobile?
CashMore ships an update fortnightly, and Neocash Mobile every 3 weeks. Most recently, CashMore was updated on November 3, 2026 and Neocash Mobile on November 3, 2026.

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