Comparison

挖财记账 vs 团团记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

挖财记账

Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.

Highlights
  • AI-powered automatic accounting
  • Import from WeChat, Alipay, banks
  • Voice and screen recognition for quick entry
  • Comprehensive reports and statistics
  • Budgeting and financial planning
  • Multi-user shared ledgers
  • Asset and liability management
Features
Read full description

AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!

About

团团记账

This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.

Highlights
  • AI-powered expense tracking
  • Virtual pet养成 and interaction
  • Chatbot for emotional support
  • Automatic and voice-based entry
  • Multi-account management
  • Budgeting and asset tracking
  • Data import/export
Features
Read full description

快来认识一下你的记账小伙伴,团团! 团团记账app为你带来了全新的养成+AI聊天的记账玩法,可爱的团团会陪你记入每一笔收入支出,并帮助你分析、合理规划支出,提醒你日常记账。而且还能陪您聊天,边记边聊,快乐加倍。当然,你也需要天天记账来赚取食物,犒劳喂养可爱的小团团,这样它就会每天开心的陪伴着你存钱记账。你还能将它设置在桌面小组件上,这样它就能随时陪着你哟~快来记一笔吧! 特色功能: 【AI记账】团团变身记账助手,通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 【聊天记账】自定义角色在线陪聊,边聊边记情绪价值拉满。 【自动记账】消费时自动记账,省时省力又省心 【语音记账】语音记账超方便,智能语音识别,账目自动分类,说话就能完成记账。 【快速记账】:极简流程,随手记录。轻松让你2步完成记账,记账原来可以如此简单; 【桌面组件】:把可爱的团团放在桌面,还能通过组件一键记帐,查看收支趋势; 【每日小票】:团团还能把每日账单通过小票消费记录的形式呈现给你,清晰明了又有趣; 【多账本记账】:分门别类,创建多记账本,满足不同记账场景,装修记账,恋爱记账,旅行记账,个人记账同时还能分帐本查看明细,统计分析; 【资产管理】:现金、储蓄卡、工资卡、信用卡、理财基金轻松管理,让每笔收入支出都明明白白,帮你分析资产趋势,资金管理,合理规划开支; 【支出趋势】:简洁明了,团团帮你分析收支情况; 【记账日历】:轻松查看日月年日历,收入支出查账补账账目一目了然; 【账单备注】:随心备注,账目有凭有据; 【支出预算】:合理规划支出,让攒钱变得轻松; 【账单导入】:支持导入鲨鱼记账、喵喵记账、支付宝、微信记账记账记录; 【账单导出】:日常账单记录还能导出记账表格,对账管理更方便; 【宠物养成】:每天坚持记账、签到可以获得不同的奖励道具,使用道具犒劳小团团,它会开心的陪着你,帮你记录和分析每一笔收支。用手指戳戳还能互动喔,更多好玩功能等你来发现 【明细图表】:收入支出一目了然,随时关注消费情况,合理规划资金。超多图表分析,简单明了,让每个懂生活的你,不再为记账发愁; 【团团记账自动续费服务说明】 ·订阅周期:1个月(VIP会员) ·订阅价格:连续包月VIP会员服务为每月18元; ·付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 ·取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 ·团团记账VIP服务协议:http://tuantuan.gameley.cn/membership.html ·团团记账自动续费服务协议:https://tuantuan.gameley.cn/ttyz.htm ·团团记账用户协议:http://tuantuan.gameley.cn/user.html ·团团记账隐私政策:http://tuantuan.gameley.cn/private.html

Screenshots

挖财记账4 screens
团团记账4 screens

Verdict

The call

The clearest difference is review sentiment: 团团记账 at 98% against 挖财记账's 58%. 团团记账 also leads on ads (none vs shown) and rating (4.9 vs 4.6). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 挖财记账 sells 10 in-app purchases, starting at $0.99 per month and 团团记账 sells 10 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

团团记账 holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 256 and 100 respectively. Written reviews point the same way: 58% of 挖财记账's written reviews are positive against 98% of 团团记账's.

UpkeepUpdate frequency

挖财记账 ships an update fortnightly, 团团记账 weekly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
挖财记账 versus 团团记账: the parameters behind the verdict, then further details
Parameter挖财记账团团记账
PriceFreeFree
Rating4.6 (256 ratings)4.9 (100 ratings) — better
Positive reviews58.1% of reviews97.6% of reviews — better
Number of ratings256 — better100
Update frequencyFortnightlyWeekly — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size159 MB156 MB
Age rating9+4+
DeveloperHangzhou Yuancai Technology Co.,Ltd.Gameley

Customer experience

挖财记账

All ratings256 ratings
Positive88.3%
Neutral2.7%
Negative9.0%
Written reviews93 reviews
Positive58.1%
Neutral12.9%
Negative29.0%

团团记账

All ratings98 ratings
Positive98.0%
Neutral0.0%
Negative2.0%
Written reviews83 reviews
Positive97.6%
Neutral1.2%
Negative1.2%

User reviews

挖财记账

From 256 App Store ratings

What we love

  • 👍 Long-term user loyalty (10+ years)
  • 👍 Comprehensive features
  • 👍 Good for habit building
  • 👍 Data migration from other apps
  • 👍 Useful for tracking expenses

Room to improve

  • 🐛 Frequent performance issues (lag, slow)
  • 🐛 Data loss/disappearance
  • 🐛 Inconsistent calculation errors
  • 🐛 Frequent crashes and freezes
  • 🐛 UI/UX degradation after updates

团团记账

From 100 App Store ratings

What we love

  • 👍 Easy to use
  • 💖 Cute and fun interface
  • 🤖 Smart AI features
  • ⚡ Fast and convenient
  • 💡 Automatic expense tracking

Room to improve

  • ⚠️ Frequent pop-up ads
  • 🤔 Some features not intuitive
  • 🐶 Pet feature not appealing to all
  • 🐌 Slow to load initially
  • 🎛️ Limited customization options

Bugs and requests

挖财记账

Reported bugs

73 issues
  • Data disappearing or showing as blank
  • App crashing on startup
  • Slow loading times and lag
  • Inaccurate calculations for totals and sums
  • Automatic ad clicks and redirects
Show 68 more
  • Screen remains blank upon opening
  • Input not displaying immediately after entry
  • Recurring transaction bugs
  • Login failures and timeouts
  • Inability to receive verification codes
  • Cash calculation errors after updates
  • App not syncing data
  • Issues with facial recognition unlocking
  • Unable to edit repayment interest
  • Periodic account connection issues
  • Network instability causing data unavailability
  • Opening screen freezes
  • Payment interest cannot be changed
  • Spending flow calculation errors
  • App automatically redirects to other app stores
  • Freezing on startup screen
  • Screen is blank after entering
  • New version not displaying input immediately
  • Monthly spending totals are incorrect
  • Daily spending totals are incorrect
  • Automatic entries for recurring transactions are inconsistent
  • App crashes frequently
  • Data is lost after updates
  • Calculations are incorrect
  • App is slow and laggy
  • Ads are intrusive
  • UI changes are confusing
  • Features that were previously free are now paid
  • Customer support is unreachable
  • Smart customer service is unhelpful
  • App not supporting widgets
  • Cannot record zero-value transactions
  • Icons and colors are not customizable
  • User interface is not intuitive
  • Unable to edit transaction details easily
  • Recurring transaction bugs
  • Login failures and timeouts
  • Inability to receive verification codes
  • Cash calculation errors after updates
  • App not syncing data
  • Issues with facial recognition unlocking
  • Unable to edit repayment interest
  • Periodic account connection issues
  • Network instability causing data unavailability
  • Opening screen freezes
  • Payment interest cannot be changed
  • Spending flow calculation errors
  • App automatically redirects to other app stores
  • Freezing on startup screen
  • Screen is blank after entering
  • New version not displaying input immediately
  • Monthly spending totals are incorrect
  • Daily spending totals are incorrect
  • Automatic entries for recurring transactions are inconsistent
  • App crashes frequently
  • Data is lost after updates
  • Calculations are incorrect
  • App is slow and laggy
  • Ads are intrusive
  • UI changes are confusing
  • Features that were previously free are now paid
  • Customer support is unreachable
  • Smart customer service is unhelpful
  • App not supporting widgets
  • Cannot record zero-value transactions
  • Icons and colors are not customizable
  • User interface is not intuitive
  • Unable to edit transaction details easily

Requested features

45 requests
  • Adapt dark mode
  • Add clear cache function
  • Restore 'missed payment' option
  • Improve UI/UX to be more like '圈子账本'
  • Add tagging for sub-categorization
Show 40 more
  • Add number formatting with commas
  • Add option to edit/customize icons and colors
  • Restore monthly budget remaining calculation
  • Add ability to edit transaction details more easily
  • Improve recurring transaction management
  • Add ability to merge/migrate accounts
  • Add support for widgets
  • Improve search functionality with date ranges
  • Add ability to reorder accounts
  • Add ability to set custom background colors
  • Add facial recognition/password lock for app access
  • Improve budget feature with category comparison
  • Add ability to split reimbursements
  • Add support for multiple currencies and automatic exchange rate updates
  • Improve user interface for better clarity and efficiency
  • Restore community features for user interaction
  • Restore financial management sections
  • Add automatic bank/SMS data import
  • Add option for partial refunds
  • Improve loan/borrowing tracking clarity
  • Add ability to set default values for fields
  • Add ability to customize transaction entry fields
  • Improve handling of zero-value transactions
  • Add automatic recommendation for tags/merchants
  • Restore ability to search nearby merchants
  • Add ability to set default account for new transactions
  • Add option to customize transaction entry interface
  • Add ability to view historical data by month/year easily
  • Add ability to adjust account name length limits
  • Add ability to manage recurring transactions in a central place
  • Add ability to select currency for new accounts
  • Add ability to view account details by currency
  • Add ability to customize transaction entry fields
  • Add ability to set default account for new transactions
  • Add ability to customize transaction entry interface
  • Add ability to view historical data by month/year easily
  • Add ability to adjust account name length limits
  • Add ability to manage recurring transactions in a central place
  • Add ability to select currency for new accounts
  • Add ability to view account details by currency

团团记账

Reported bugs

2 issues
  • App unresponsive after prolonged use
  • Data loss after reinstallation

Requested features

15 requests
  • Add budget progress bar
  • Record one event with multiple categories
  • Ability to transfer assets between accounts
  • Add 'budget' and 'remaining budget' to transaction details
  • Add 'budget' line to statistical charts
Show 10 more
  • AI bookkeeping desktop widget
  • Individual profiles for users
  • Ability to adjust pet feeding amount
  • Option to disable pet feature
  • Flat design style option
  • Ability to edit transaction time
  • Long-press to reorder transactions
  • View specific account's transaction history when multiple account books exist
  • Add daily balance to next day's income
  • Option to disable pet growth/crying when not fed

In-app purchases

10 purchases

挖财记账

Subscriptions5
  • 标准会员连续包月$0.991 Month
  • 超级VIP连续包月$3.991 Month
  • 标准会员连续包年$6.991 Year
Show 2 more
  • 连续包年$7.991 Year
  • 超级会员连续包年$14.991 Year
One-time5
  • 超级月会员$4.99
  • 48元会员$6.99
  • 标准两年会员$9.99
Show 2 more
  • 基础永久会员$9.99
  • 超级两年会员$24.99
10 purchases

团团记账

Subscriptions2
  • 连续包月会员3 Days trial$2.991 Month
  • 连续包月会员$2.991 Month
One-time8
  • 永久免广告$3.99
  • VIP终身会员$3.99
  • 团团记账永久会员$4.99
Show 5 more
  • 团团记账-永久会员92折$4.99
  • 团团记账-85折永久会员$4.99
  • 团团记账-终身会员$6.99
  • 团团记账-年度VIP$6.99
  • 团团记账-终身VIP$7.99

Questions

Is 挖财记账 free?
挖财记账 is free to download, with in-app purchases available.
Is 团团记账 free?
团团记账 is free to download, with in-app purchases available.
Which has better reviews, 挖财记账 or 团团记账?
团团记账 is rated higher. 挖财记账 averages 4.6 out of 5 from 256 ratings, while 团团记账 averages 4.9 from 100 ratings.
Do 挖财记账 or 团团记账 have ads?
挖财记账 shows ads; 团团记账 does not.
Which is updated more often, 挖财记账 or 团团记账?
挖财记账 ships an update fortnightly, and 团团记账 weekly. Most recently, 挖财记账 was updated on November 3, 2026 and 团团记账 on November 3, 2026.

Other comparisons