挖财记账 vs 团团记账
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
挖财记账
Effortlessly manage your finances with AI-powered automatic accounting. Import transactions from various platforms, track spending, set budgets, and gain insights into your financial health with comprehensive reports. Ideal for personal, family, or business use.
- AI-powered automatic accounting
- Import from WeChat, Alipay, banks
- Voice and screen recognition for quick entry
- Comprehensive reports and statistics
- Budgeting and financial planning
- Multi-user shared ledgers
- Asset and liability management
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AI智能导入,快速开始管理账单,微信、支付宝、银行等一键导入,立即体验满血的账单管理服务。 快捷指令自动记账,消费后双击记账,简单又有趣! “钱花哪儿”一清二楚,省钱存钱从现在开始! 【功能特色】 1、AI智能记账 - 语音快捷指令:用Siri唤起“挖财语音记账”或者自定义唤出方式,智能语音记账 - 识屏快捷指令:微信、支付宝消费后,打开账单页,轻敲手机背后马上记账 - 批量智能导入:微信、支付宝、银行等excel账单,一键导入,智能分类 - 周期自动记账:水电煤、公积金等定期按时入账,不必担心漏记 2、手动记账 - 类型丰富:支出、收入、转账、借贷、报销、退款账单全面支持 - 智能学习,遵循操作习惯,越用越顺手 - 速记模板,提前预设记账模板,秒记无压力 3、多人共享账本,多端实时同步 - 适合个人、家庭记账、生意合伙、团队项目等多场景共享 - 免费云备份,多端实时同步,换手机登录同账号,自动同步,数据无忧 4、全面的账单管理 - 账单明细:12个统计维度,支出、收入、转账、借贷、报销、退款等多种账单一处管理 - 日历账单:4种账单日历,每日收支一目了然,漏记补账方便快捷 - 账单搜索:输入关键词,快速检索各类型账单,轻松定位 - 超多报表:29种报表,多维度的报表帮你追踪花销流水 5、资金计划管理 - 覆盖信用卡还款、房租、水电、借贷还款等多种待办事项 - 快速统计未来某段时间的固定开支总金额,帮助管好现金流 - 可靠的提醒服务,重要款项不错过 6、资产负债 - 资产管理:管理资产和负债,“钱在哪儿”一目了然 - 信用卡管理:管理免息期、信用额度等,“羊毛”要薅到就是赚到 - 账户账单页,逐条账单对账,信息清晰明了 7、预算目标 - 支出、收入、结余都可独立设置预算目标,存钱省钱都满足 - 全部、年、季、月、周、日多周期预算,想管多细有多细 - 类别、成员、标签、商家等可设置子预算 - 创建一次,下个周期自动延续,管理更简单 8、个性化设置 - 账本封面,首页日历、报表、预算等7大模块定制服务 - 自定义类别、账户图标、个性化标签服务 - 账单列表样式设置等 9、其他特色 - 多币种:出国旅游、生活、工作,方便外币记账 - 数据安全:支持Face ID/指纹解锁账本 - 特色小组件:多样特色小组件,添加到手机桌面美观好用 【会员服务】 1、非连续订阅会员服务: - 基础会员:年会员,永久会员 - 标准会员:月会员,年会员 - 超级会员:月会员,年会员 2、连续订阅会员自动续费服务: - 订阅周期:1个月或1年 - 订阅价格:标准会员连续包月、标准会员连续包年、超级会员连续包月、超级会员连续包年 - 您的iTunes账户会在购买确认后立即扣款 - 购买连续订阅会员的帐号,会在每个月到期前24小时,自动在 iTunes 账户扣费并延长1个月或1年会员有效期 - 取消订阅应当在会员服务到期前,提前至少 24 小时完成,否则此订阅将继续有效 - 如需取消订阅,请手动打开手机「设置」, 进入「Apple ID」,选择「订阅」,选择订阅商品取消订阅即可。 服务协议: 1)付费会员服务协议:https://www.yuancaiyun.com/ikebana/contract/1E82B02865773CB8FDB9A16BA1AF1D06 2)连续订阅会员服务协议:https://www.yuancaiyun.com/ikebana/contract/970407CDD20C17DFB287CA654E93F7C6 3)个人信息保护政策:https://www.yuancaiyun.com/ikebana/contract/5165EC0CF11AF32B0FE5FD93521BCB39 4)用户服务协议:https://www.yuancaiyun.com/ikebana/contract/44FADE5EE6670BC7B6528021400E6EF0 【联系我们】 - 意见反馈:可通过我的-关于-邮箱发送邮件和我们联系 - 如果您喜欢我们的服务,请留下您的好评,让更多人看到我们!您的支持是我们前进的动力!
团团记账
This app offers a unique way to track your finances by integrating AI-powered bookkeeping with a virtual pet养成 experience. It helps you analyze spending, set budgets, and manage assets while keeping you entertained through interactive chat and daily rewards.
- AI-powered expense tracking
- Virtual pet养成 and interaction
- Chatbot for emotional support
- Automatic and voice-based entry
- Multi-account management
- Budgeting and asset tracking
- Data import/export
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快来认识一下你的记账小伙伴,团团! 团团记账app为你带来了全新的养成+AI聊天的记账玩法,可爱的团团会陪你记入每一笔收入支出,并帮助你分析、合理规划支出,提醒你日常记账。而且还能陪您聊天,边记边聊,快乐加倍。当然,你也需要天天记账来赚取食物,犒劳喂养可爱的小团团,这样它就会每天开心的陪伴着你存钱记账。你还能将它设置在桌面小组件上,这样它就能随时陪着你哟~快来记一笔吧! 特色功能: 【AI记账】团团变身记账助手,通过AI帮您快速记账,可一次语音输入多笔消费,自动生成多笔账单,并智能归类。高效准确。 【聊天记账】自定义角色在线陪聊,边聊边记情绪价值拉满。 【自动记账】消费时自动记账,省时省力又省心 【语音记账】语音记账超方便,智能语音识别,账目自动分类,说话就能完成记账。 【快速记账】:极简流程,随手记录。轻松让你2步完成记账,记账原来可以如此简单; 【桌面组件】:把可爱的团团放在桌面,还能通过组件一键记帐,查看收支趋势; 【每日小票】:团团还能把每日账单通过小票消费记录的形式呈现给你,清晰明了又有趣; 【多账本记账】:分门别类,创建多记账本,满足不同记账场景,装修记账,恋爱记账,旅行记账,个人记账同时还能分帐本查看明细,统计分析; 【资产管理】:现金、储蓄卡、工资卡、信用卡、理财基金轻松管理,让每笔收入支出都明明白白,帮你分析资产趋势,资金管理,合理规划开支; 【支出趋势】:简洁明了,团团帮你分析收支情况; 【记账日历】:轻松查看日月年日历,收入支出查账补账账目一目了然; 【账单备注】:随心备注,账目有凭有据; 【支出预算】:合理规划支出,让攒钱变得轻松; 【账单导入】:支持导入鲨鱼记账、喵喵记账、支付宝、微信记账记账记录; 【账单导出】:日常账单记录还能导出记账表格,对账管理更方便; 【宠物养成】:每天坚持记账、签到可以获得不同的奖励道具,使用道具犒劳小团团,它会开心的陪着你,帮你记录和分析每一笔收支。用手指戳戳还能互动喔,更多好玩功能等你来发现 【明细图表】:收入支出一目了然,随时关注消费情况,合理规划资金。超多图表分析,简单明了,让每个懂生活的你,不再为记账发愁; 【团团记账自动续费服务说明】 ·订阅周期:1个月(VIP会员) ·订阅价格:连续包月VIP会员服务为每月18元; ·付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 ·取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 ·团团记账VIP服务协议:http://tuantuan.gameley.cn/membership.html ·团团记账自动续费服务协议:https://tuantuan.gameley.cn/ttyz.htm ·团团记账用户协议:http://tuantuan.gameley.cn/user.html ·团团记账隐私政策:http://tuantuan.gameley.cn/private.html
Screenshots
Verdict
The clearest difference is review sentiment: 团团记账 at 98% against 挖财记账's 58%. 团团记账 also leads on ads (none vs shown) and rating (4.9 vs 4.6). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 挖财记账 sells 10 in-app purchases, starting at $0.99 per month and 团团记账 sells 10 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
团团记账 holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 256 and 100 respectively. Written reviews point the same way: 58% of 挖财记账's written reviews are positive against 98% of 团团记账's.
挖财记账 ships an update fortnightly, 团团记账 weekly. Both last shipped on November 3, 2026.
| Parameter | 挖财记账 | 团团记账 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (256 ratings) | 4.9 (100 ratings) — better |
| Positive reviews | 58.1% of reviews | 97.6% of reviews — better |
| Number of ratings | 256 — better | 100 |
| Update frequency | Fortnightly | Weekly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 159 MB | 156 MB |
| Age rating | 9+ | 4+ |
| Developer | Hangzhou Yuancai Technology Co.,Ltd. | Gameley |
Customer experience
挖财记账
团团记账
User reviews
挖财记账
From 256 App Store ratingsWhat we love
- 👍 Long-term user loyalty (10+ years)
- 👍 Comprehensive features
- 👍 Good for habit building
- 👍 Data migration from other apps
- 👍 Useful for tracking expenses
Room to improve
- 🐛 Frequent performance issues (lag, slow)
- 🐛 Data loss/disappearance
- 🐛 Inconsistent calculation errors
- 🐛 Frequent crashes and freezes
- 🐛 UI/UX degradation after updates
团团记账
From 100 App Store ratingsWhat we love
- 👍 Easy to use
- 💖 Cute and fun interface
- 🤖 Smart AI features
- ⚡ Fast and convenient
- 💡 Automatic expense tracking
Room to improve
- ⚠️ Frequent pop-up ads
- 🤔 Some features not intuitive
- 🐶 Pet feature not appealing to all
- 🐌 Slow to load initially
- 🎛️ Limited customization options
Bugs and requests
挖财记账
Reported bugs
73 issues- Data disappearing or showing as blank
- App crashing on startup
- Slow loading times and lag
- Inaccurate calculations for totals and sums
- Automatic ad clicks and redirects
Show 68 moreShow fewer
- Screen remains blank upon opening
- Input not displaying immediately after entry
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
- Recurring transaction bugs
- Login failures and timeouts
- Inability to receive verification codes
- Cash calculation errors after updates
- App not syncing data
- Issues with facial recognition unlocking
- Unable to edit repayment interest
- Periodic account connection issues
- Network instability causing data unavailability
- Opening screen freezes
- Payment interest cannot be changed
- Spending flow calculation errors
- App automatically redirects to other app stores
- Freezing on startup screen
- Screen is blank after entering
- New version not displaying input immediately
- Monthly spending totals are incorrect
- Daily spending totals are incorrect
- Automatic entries for recurring transactions are inconsistent
- App crashes frequently
- Data is lost after updates
- Calculations are incorrect
- App is slow and laggy
- Ads are intrusive
- UI changes are confusing
- Features that were previously free are now paid
- Customer support is unreachable
- Smart customer service is unhelpful
- App not supporting widgets
- Cannot record zero-value transactions
- Icons and colors are not customizable
- User interface is not intuitive
- Unable to edit transaction details easily
Requested features
45 requests- Adapt dark mode
- Add clear cache function
- Restore 'missed payment' option
- Improve UI/UX to be more like '圈子账本'
- Add tagging for sub-categorization
Show 40 moreShow fewer
- Add number formatting with commas
- Add option to edit/customize icons and colors
- Restore monthly budget remaining calculation
- Add ability to edit transaction details more easily
- Improve recurring transaction management
- Add ability to merge/migrate accounts
- Add support for widgets
- Improve search functionality with date ranges
- Add ability to reorder accounts
- Add ability to set custom background colors
- Add facial recognition/password lock for app access
- Improve budget feature with category comparison
- Add ability to split reimbursements
- Add support for multiple currencies and automatic exchange rate updates
- Improve user interface for better clarity and efficiency
- Restore community features for user interaction
- Restore financial management sections
- Add automatic bank/SMS data import
- Add option for partial refunds
- Improve loan/borrowing tracking clarity
- Add ability to set default values for fields
- Add ability to customize transaction entry fields
- Improve handling of zero-value transactions
- Add automatic recommendation for tags/merchants
- Restore ability to search nearby merchants
- Add ability to set default account for new transactions
- Add option to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
- Add ability to customize transaction entry fields
- Add ability to set default account for new transactions
- Add ability to customize transaction entry interface
- Add ability to view historical data by month/year easily
- Add ability to adjust account name length limits
- Add ability to manage recurring transactions in a central place
- Add ability to select currency for new accounts
- Add ability to view account details by currency
团团记账
Reported bugs
2 issues- App unresponsive after prolonged use
- Data loss after reinstallation
Requested features
15 requests- Add budget progress bar
- Record one event with multiple categories
- Ability to transfer assets between accounts
- Add 'budget' and 'remaining budget' to transaction details
- Add 'budget' line to statistical charts
Show 10 moreShow fewer
- AI bookkeeping desktop widget
- Individual profiles for users
- Ability to adjust pet feeding amount
- Option to disable pet feature
- Flat design style option
- Ability to edit transaction time
- Long-press to reorder transactions
- View specific account's transaction history when multiple account books exist
- Add daily balance to next day's income
- Option to disable pet growth/crying when not fed
In-app purchases
挖财记账
- 标准会员连续包月$0.991 Month
- 超级VIP连续包月$3.991 Month
- 标准会员连续包年$6.991 Year
Show 2 moreShow fewer
- 连续包年$7.991 Year
- 超级会员连续包年$14.991 Year
- 超级月会员$4.99
- 48元会员$6.99
- 标准两年会员$9.99
Show 2 moreShow fewer
- 基础永久会员$9.99
- 超级两年会员$24.99
团团记账
- 连续包月会员3 Days trial$2.991 Month
- 连续包月会员$2.991 Month
- 永久免广告$3.99
- VIP终身会员$3.99
- 团团记账永久会员$4.99
Show 5 moreShow fewer
- 团团记账-永久会员92折$4.99
- 团团记账-85折永久会员$4.99
- 团团记账-终身会员$6.99
- 团团记账-年度VIP$6.99
- 团团记账-终身VIP$7.99








