Comparison

Money tracker vs SubGuard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Money tracker

Easily track personal and shared expenses with friends and family. This app allows real-time collaboration on transactions, providing insights through charts and detailed spending analysis to help you manage your finances effectively.

Highlights
  • Personal and group expense tracking
  • Real-time collaboration
  • Instant transaction adding
  • Spending insights with charts
  • Invite people for free
  • Financial independence tools
Features
Read full description

Manage your money and become financially independent. GroupPay is a new money tracking app which helps you track your expenses with friends and family members to share expenses with each other. • Invite people for FREE In GroupPay you can invite anyone to your group and share transactions with one another The sky is the limit • Track your Personal and group expenses with rich tracking features right at your fingertips; managing and becoming financially free has never been easier • Collaborate realtime with the group Yes, you can instantly see what transactions group members are adding and collaborate with each other real time • Add transactions instantly Adding transaction has never been easier, it takes just a few seconds to add a transaction • See where you spent It's crucial to manage and see where you spent your money, no matter the category, you’re in control • Manage your transactions like a pro If you like charts you won't be disappointed, we've implemented different charts for pro users to have insights on their own expenses as well as the groups. # Download GroupPay now and take the first spend toward financial independence - Terms of use: https://grouppay.app/terms-of-service.html - Privacy policy: https://grouppay.app/privacy.html

About

SubGuard

Features
Read full description

Keep your subscriptions and renewal dates in one place with SubGuard. Record recurring costs, choose a billing cycle and see your estimated monthly and yearly spending. ORGANIZE YOUR SUBSCRIPTIONS Add and edit services, group them by category, and filter or sort your list. Set a monthly budget and check upcoming renewals in the calendar. Renewal reminders depend on your notification permissions. FREE AND PRO The Free plan supports up to 5 subscriptions, spending totals, the renewal calendar and standard reminders. SubGuard Pro is a one-time in-app purchase. It unlocks unlimited subscriptions, spending charts, CSV export, shared subscription tracking and custom renewal reminders. Restore purchases is available in Settings. SHARED TRACKING With Pro, invite other SubGuard users to track a subscription together. Sharing organizes records and costs; it does not share service credentials or transfer money. YOUR ACCOUNT Sign in with Apple, Google or email to sync subscription records through your SubGuard account. A local cache keeps previously loaded records available when connectivity is limited. SubGuard records the information you enter. It does not connect to your bank, charge for tracked services or cancel subscriptions with their providers. Available for iPhone and iPad, in English and Italian.

Screenshots

Money tracker4 screens
SubGuard4 screens

Verdict

The call

The clearest difference is in-app purchases: SubGuard at none against Money tracker's 5. SubGuard also leads on update cadence (every 8 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Money tracker sells 5 in-app purchases, starting at $1.99 per month. SubGuard asks for nothing beyond the download.

UpkeepUpdate frequency

Money tracker ships an update every 2 months, SubGuard every 8 days. The most recent releases landed on October 20, 2026 and October 10, 2026 respectively.

Scorecard2 real differences · 8 level
Money tracker versus SubGuard: the parameters behind the verdict, then further details
ParameterMoney trackerSubGuard
PriceFreeFree
Rating4.2 (34 ratings) — better—
Positive reviews53.3% of reviews—
Number of ratings34 — better—
Update frequencyEvery 2 monthsEvery 8 days — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size55 MB22 MB
Age rating4+4+
DeveloperSER_INTMarco Medri

In-app purchases

5 purchases

Money tracker

Subscriptions3
  • GroupPay Monthly Premium3 Days trial$1.991 Month
  • GroupPay Yearly Discount6 Months trial$9.991 Year
  • GroupPay Yearly Plan$9.991 Year
One-time2
  • Premium Discount$9.99
  • Premium Pay$14.99
None

SubGuard

No in-app purchases

Questions

Is Money tracker free?
Money tracker is free to download, with in-app purchases available.
Is SubGuard free?
SubGuard is free to download, with no in-app purchases.
Do Money tracker or SubGuard have ads?
Neither Money tracker nor SubGuard shows ads.
Which is updated more often, Money tracker or SubGuard?
Money tracker ships an update every 2 months, and SubGuard every 8 days. Most recently, Money tracker was updated on October 20, 2026 and SubGuard on October 10, 2026.

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