Hubpay vs ILOE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Hubpay
Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.
- Low-cost international transfers
- Digital wallet
- Send money to banks and agents
- UAE remittances
- Digital onboarding
- Fund wallet from bank account
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Hubpay - Low cost, international money transfer Hubpay is licensed as Money Services Provider by the Abu Dhabi Global Market to carry out remittances in the UAE. Hubpay is a digital wallet that enables you to make money transfers and payments from the UAE to your family and friends around the globe. Hubpay allows you to send money to banks and agents in a number of countries around the world. Download the app, carry out the digital onboarding, and fund your wallet with money straight from your bank account, all from the Hubpay app.
ILOE
This app provides information and access to the Involuntary Loss of Employment (ILOE) insurance plan in the UAE. It offers financial protection up to 20,000 AED for workers in federal government and private sectors who may lose their jobs.
- Involuntary Loss of Employment insurance
- Financial protection up to 20,000 AED
- Covers federal government sector
- Covers private sector
- Job loss compensation
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The United Arab Emirates is introducing a new insurance for workers who work in the federal goverment and private sectors known as the Involuntary Loss of Employement or ILOE ,this plan protects you if you ever loose your job,by offering upto 20 thousand dirhams in compensation. For More Information Please visit our website www.iloe.ae or call us on 600 599555.
Screenshots
Verdict
The clearest difference is review sentiment: Hubpay at 69% against ILOE's 8%. Hubpay also leads on rating (4.5 vs 1.1) and update cadence (fortnightly vs every 3 months). ILOE's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Hubpay holds the better App Store score, 4.5 against 1.1. Both are backed by a comparable volume of ratings — 22 and 23 respectively. Written reviews point the same way: 69% of Hubpay's written reviews are positive against 8% of ILOE's.
Hubpay ships an update fortnightly, ILOE every 3 months. The most recent releases landed on September 11, 2026 and August 1, 2026 respectively.
| Parameter | Hubpay | ILOE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (22 ratings) — better | 1.1 (23 ratings) |
| Positive reviews | 69.1% of reviews — better | 7.5% of reviews |
| Number of ratings | 22 | 23 — better |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 66 MB | 25 MB |
| Age rating | 4+ | 17+ |
| Developer | Hubpay Limited | DUBAI INSURANCE COMPANY(P.S.C.) |
Customer experience
Hubpay
ILOE
In-app purchases
Hubpay
No in-app purchases
ILOE
No in-app purchases
