Malipo Circles vs zac
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Malipo Circles
Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.
- Group savings management
- Loan application and approval
- Chama collection handling
- Convenient financial management
- User-friendly interface
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Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button.
zac
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NOTE: The iOS zuki Agent Companion app is only available for zuki agents. If you are not a zuki agent yet, please sign up before downloading this app. The zuki Agent Companion app is the zuki agent's best friend. It provides application tracking, performance tracking, and customer-assist features.
Screenshots
Verdict
Malipo Circles and zac are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Malipo Circles ships an update every 5 weeks, zac every 2 months. The most recent releases landed on September 27, 2026 and October 25, 2026 respectively.
| Parameter | Malipo Circles | zac |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.3 — better | 15.6 |
| Further details — not scored | ||
| Size | 78 MB | 78 MB |
| Age rating | 4+ | 17+ |
| Developer | MALIPO CIRCLES LIMITED | SBFinance |
In-app purchases
Malipo Circles
No in-app purchases
zac
No in-app purchases








