Comparison

Malipo Circles vs zac

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malipo Circles

Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.

Highlights
  • Group savings management
  • Loan application and approval
  • Chama collection handling
  • Convenient financial management
  • User-friendly interface
Features
Read full description

Malipo a financial product tailored to handle the ever so varied needs of friends in groups. You can now manage you Chama collection, apply and approve loans at the convenience of a button.

About

zac

Features
Read full description

NOTE: The iOS zuki Agent Companion app is only available for zuki agents. If you are not a zuki agent yet, please sign up before downloading this app. The zuki Agent Companion app is the zuki agent's best friend. It provides application tracking, performance tracking, and customer-assist features.

Screenshots

Malipo Circles4 screens
zac4 screens

Verdict

The call

Malipo Circles and zac are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Malipo Circles ships an update every 5 weeks, zac every 2 months. The most recent releases landed on September 27, 2026 and October 25, 2026 respectively.

ScorecardNo meaningful differences
Malipo Circles versus zac: the parameters behind the verdict, then further details
ParameterMalipo Circleszac
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.3 — better15.6
Further details — not scored
Size78 MB78 MB
Age rating4+17+
DeveloperMALIPO CIRCLES LIMITEDSBFinance

In-app purchases

None

Malipo Circles

No in-app purchases

None

zac

No in-app purchases

Questions

Is Malipo Circles free?
Malipo Circles is free to download, with no in-app purchases.
Is zac free?
zac is free to download, with no in-app purchases.
Do Malipo Circles or zac have ads?
Neither Malipo Circles nor zac shows ads.
Which is updated more often, Malipo Circles or zac?
Malipo Circles ships an update every 5 weeks, and zac every 2 months. Most recently, Malipo Circles was updated on September 27, 2026 and zac on October 25, 2026.

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