Comparison

zac vs LDB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

zac

Features

Read full description

NOTE: The iOS zuki Agent Companion app is only available for zuki agents. If you are not a zuki agent yet, please sign up before downloading this app. The zuki Agent Companion app is the zuki agent's best friend. It provides application tracking, performance tracking, and customer-assist features.

About

LDB Mobile

Features

Read full description

Skip the visit at LDB branches or the queue at LDB's phone lines. You can do the following through LDB mobile app: · Access all your LDB deposit and loan accounts with real-time balances. · View a detailed transaction ledger for each of your accounts. · Generate QR code to allow anyone to transfer funds to your deposit accounts easily via InstaPay. No need to give out your account numbers anymore! · Apply for a new loan through a simplified form. · Secure your app access using biometrics log-in authentication. One-Time PIN via SMS is also employed during your app registration. · Read the latest news and advisories from LDB. For more information, visit https://ldb.ph/mobile

Screenshots

zac4 screens

LDB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: zac at every 2 months against LDB Mobile's every 9 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

zac ships an update every 2 months, LDB Mobile every 9 months. The most recent releases landed on October 20, 2026 and October 5, 2026 respectively.

Scorecard1 real difference · 5 level

zac versus LDB Mobile: the parameters behind the verdict, then further details
Parameter	zac	LDB Mobile
Price	Free	Free
Update frequency	Every 2 months — better	Every 9 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	15.6 — better	16.0
Further details — not scored
Size	78 MB	30 MB
Age rating	17+	4+
Developer	SBFinance	Luzon Development Bank

In-app purchases

None

zac

No in-app purchases

None

LDB Mobile

No in-app purchases

Questions

Is zac free?

zac is free to download, with no in-app purchases.

Is LDB Mobile free?

LDB Mobile is free to download, with no in-app purchases.

Do zac or LDB Mobile have ads?

Neither zac nor LDB Mobile shows ads.

Which is updated more often, zac or LDB Mobile?

zac ships an update every 2 months, and LDB Mobile every 9 months. Most recently, zac was updated on October 20, 2026 and LDB Mobile on October 5, 2026.