EPS wallet vs Phajot
Price, ratings, monetisation and update history for both apps, side by side โ with what reviewers say about each.
EPS wallet
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The EPS Wallet provides a cashless technology to buy/sell any goods/services between producer and consumer. An application presents a multi close-loop aggregator, where consumers can see and buy products and services within the confines of a business model of the producer. MANAGE EASILY EPS Wallet is the best tool for managing your costs. You can add companies into close-loops who provide goods and services that consume. The seller can send you any events, goods, tickets, notifications, sales, discounts, place bills inside his closed-loop or an electronic store designed for his customers. There are you can manage any costs from your balance in each close-loop that ties to a vendor. It gives the maximum safety and real-time processing to both parties cashless. FAST & SMOOTH Transactions are near-instant allowing you to send/receive/withdrawal money to/from any user/vendor in the close-loop, or any of your friends to other close-loops at any time. SAFE & SIMPLE Enjoy the highest levels of security: PSS-DSS 3.2.1, 6-digit passcodes, and OTP SMS code verification. EASY WITHDRAWALS Add your bank account and you can order withdrawal funds from each closed loop that have been deposited but haven't been spent on goods and services. Download and enjoy!
Phajot
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Where did your money go? Let Phajot tell you. Phajot is a friendly money tracker made for the way people really live in Laos. Log an expense in seconds, typed the way you would say it, and Phajot sorts it out for you. No spreadsheets, no stress. THREE CURRENCIES, ONE CLEAR PICTURE Spend in Kip, Baht and Dollars? Phajot keeps all three separate and clear, so you always know where you stand this month. JUST TYPE IT "coffee 15000" and it is done. Phajot reads it, puts it in a category and remembers it. Fast enough to log before your change reaches the counter. SEE YOUR MONTH, CLEARLY A simple monthly summary shows where your money actually went, by category and by day, so the end of the month is never a mystery. BUDGETS AND GOALS, GENTLY Set a budget, save toward a goal. Phajot tells you straight when you are getting close to the line, like a friend, not a bank. SPLIT BILLS WITH PHASHARE Out with friends? Split the bill evenly or by item and record just your share. No awkward maths. SNAP A RECEIPT Point your camera at a receipt and Phajot turns it into a record. MONTHLY WRAP At the end of each month Phajot tells the story of where your money went, in plain words. Phajot is not a bank, not a lender and not a payment app. It is simply a calmer way to watch your money. Everything in Phajot is included. There is nothing to buy. Built in Laos, for Laos. Available in Lao, Thai and English.
Screenshots
Verdict
The clearest difference is update cadence: Phajot at every 11 days against EPS wallet's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EPS wallet ships an update every 3 weeks, Phajot every 11 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.
| Parameter | EPS wallet | Phajot |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 11 days โ better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 โ better |
| Further details โ not scored | ||
| Size | 36 MB | 10 MB |
| Age rating | 17+ | 4+ |
| Developer | Element payment solutions | Winnity Sole Co., Ltd |
In-app purchases
EPS wallet
No in-app purchases
Phajot
No in-app purchases









