Comparison

DigiKolo vs Afrinvestor 2.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DigiKolo

Build a stronger savings habit with a secure, licensed platform offering attractive interest rates up to 21% PA. Set automated savings, create targeted plans for life goals, and participate in savings challenges with friends. Manage your funds effectively and prepare for the future.

Highlights
  • High interest rates up to 21% PA
  • Automated and flexible savings options
  • Targeted savings plans for life goals
  • Savings challenges with friends
  • Secure and licensed platform
  • 24/7 customer support
Features
Read full description

DigiKolo Savings app is a flexible, secure and a Licensed savings platform that enables you to build an improved savings culture while rewarding your consistence with as much as 21% interest PA. With Digikolo Savings App you can build your savings, manage your funds and even build a better financial future that is secured. On the Digikolo Savings App, you can: - Save Long-term, Short-term or towards Targeted Goals. - Start automated savings with as Low as 200 naira per day or weekly, monthly with our flexible savings offers. - Engage in a Savings challenge with friends and have bragging rights. - Use Target Plans to stay consistent towards Social & Life Goals like a date, Valentine, Weddings, Birthdays, School Fees, Retirement or even to start a new business. - Earn the HOOGE! interest on your savings as high as 21%. - Prepare for Unforeseen Incidents by having Rainy-day Savings. - Earn actual cash of up to 200 naira when you use your referral code to invite friends ad family. Turn your phone into a Digital-Kolo today There’s a host of reasons you should save on DigiKolo, but we will shorten it to 3 reasons: • Very attractive interest rate on DigiKolo (18.5%), DigiTarget (18.5%) and DigiLock (21%). • Easily Save and Invest with user-friendly tools. • Effectively Save for different purpose at the snap of your finger. Rest Assured we have you at the center of our operations. We never let you walk alone: We have a dedicated 24/7 customer support through the app, phone , email, Facebook, Instagram, YouTube, Twitter who are hard at work to ensure we serve you better. If you need advisor for help or enrolment support, we are always available. Why not take charge of your Financial Future now. Start planning for short and long term goals as well as emergencies by creating a savings plan with Digikolo. DigiKolo Saving App consist of the following features: • DigiKolo - Where you put money away either daily, weekly, or monthly for savings • DigiTarget - This plan helps you commit to a goal for a fixed period of time, it helps you save towards a goal or an event with a very return on your savings. • DigiLock - This is a fixed savings option that allows you to lock your savings for a particular period of time. Digikolo savings app is driven by Digital Space Capital Ltd. aimed at encouraging a proper savings culture for individuals with a financial goal. DigiKolo avails you the opportunity to do more with your money seamlessly be it just the conventional savings, target savings, or locking funds away for a period.

About

Afrinvestor 2.0

This app offers a platform for trading stocks and treasury bills with powerful tools and comprehensive investor education. It provides market insights, research, and innovative features for informed investment decisions, with no minimum account opening balance required.

Highlights
  • Powerful charting tools
  • Portfolio analysis
  • Innovative order control features
  • Comprehensive investor education
  • Expert market commentary and research
  • Online tutorials and tool guides
Features
Read full description

At Afrinvest Securities Limited we are committed to providing best-in-class trading opportunities and support services with the premium resources, based on global standards. Our online trading services include trading tools, trading support and comprehensive investor education now with no minimum account opening balance required. We are committed to providing best-in-class trading opportunities and support services with the premium resources, based on global standards. Our online trading services include: 1. Tools - Powerful, intuitive trading tools designed to help you make more informed investment decisions: - Charting tools - Portfolio analysis - Innovative features provide easier access to order and position control 2. Education - Access a one-stop, comprehensive resource for developing your trading skills and/or strategy. - Periodically organized trading workshops - Online tutorials, tool guides, and more In addition to our Afrinvestor.com trading services, as a registered client you get full access to market insights and research, along with a variety of non-trading 3. Expert Insight and Research - Expert market commentary and research from our award winning - Access to our in-depth market research

Screenshots

DigiKolo4 screens
Afrinvestor 2.04 screens

Verdict

The call

The clearest difference is review sentiment: DigiKolo at 100% against Afrinvestor 2.0's 9%. DigiKolo also leads on rating (3.5 vs 2.6) and ads (none vs shown). Afrinvestor 2.0's advantage is ratings volume (51 vs 10). On price, update cadence, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DigiKolo holds the better App Store score, 3.5 against 2.6. That said, the two scores are not equally well evidenced: Afrinvestor 2.0 has 51 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 100% of DigiKolo's written reviews are positive against 9% of Afrinvestor 2.0's.

UpkeepUpdate frequency

DigiKolo ships an update monthly, Afrinvestor 2.0 every 2 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard6 real differences · 4 level
DigiKolo versus Afrinvestor 2.0: the parameters behind the verdict, then further details
ParameterDigiKoloAfrinvestor 2.0
PriceFreeFree
Rating3.5 (10 ratings) — better2.6 (51 ratings)
Positive reviews100.0% of reviews — better8.8% of reviews
Number of ratings1051 — better
Update frequencyMonthly — betterEvery 2 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.6 — better16.0
Further details — not scored
Size31 MB57 MB
Age rating4+4+
DeveloperDigital Space Capital LimitedAfrinvest Securities Limited

Customer experience

DigiKolo

All ratings7 ratings
Positive42.9%
Neutral14.3%
Negative42.9%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Afrinvestor 2.0

All ratings50 ratings
Positive36.0%
Neutral8.0%
Negative56.0%
Written reviews34 reviews
Positive8.8%
Neutral5.9%
Negative85.3%

In-app purchases

None

DigiKolo

No in-app purchases

None

Afrinvestor 2.0

No in-app purchases

Questions

Is DigiKolo free?
DigiKolo is free to download, with no in-app purchases.
Is Afrinvestor 2.0 free?
Afrinvestor 2.0 is free to download, with no in-app purchases.
Which has better reviews, DigiKolo or Afrinvestor 2.0?
DigiKolo is rated higher. DigiKolo averages 3.5 out of 5 from 10 ratings, while Afrinvestor 2.0 averages 2.6 from 51 ratings.
Do DigiKolo or Afrinvestor 2.0 have ads?
Afrinvestor 2.0 shows ads; DigiKolo does not.
Which is updated more often, DigiKolo or Afrinvestor 2.0?
DigiKolo ships an update monthly, and Afrinvestor 2.0 every 2 months. Most recently, DigiKolo was updated on November 3, 2026 and Afrinvestor 2.0 on November 7, 2026.

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