Comparison

Caveo vs dAKZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Caveo

This app serves as a digital companion for financial security and well-being, offering tools for insurance and pension queries. It provides a personal financial overview, tailored advice from a pension robo-advisor, and a knowledge center for financial education.

Highlights
  • Personal financial overview
  • Pension robo-advisor advice
  • Digital pension planning
  • Knowledge center
  • Secure and user-friendly interface
Features
Read full description

Caveo App: Your Digital Compass for Financial Security and Well-being Discover the future of financial planning with the Caveo App – your personal companion for insurance and pension queries, directly from Switzerland. Whether you're a novice or an experienced financial planner, the Caveo App offers you intuitive tools, tailored solutions, and the innovative service of a pension robo-advisor, all designed to meet your individual needs. Features and Benefits: • Personal Financial Overview: Keep track of your finances, insurance, and pension plans all in one place. • Tailored Advice by Pension Robo-Advisor: Leverage the advanced technology of our robo-advisor for personalized, data-driven pension recommendations that automatically adjust to your life circumstances and goals. • Digital Pension Planning: Create a comprehensive pension plan with just a few clicks, continuously optimized by our robo-advisor. • Knowledge Center: Enhance your financial education with access to an extensive library of articles, tutorials, and webinars. • Secure and Easy to Use: Enjoy a user-friendly interface with the highest security standards to protect your data. With the Caveo App and our pension robo-advisor, you lay the foundation for your financial well-being. Be inspired by innovative solutions that utilize machine learning and artificial intelligence to take control of your financial future. Download the Caveo App now and experience how simple, efficient, and intelligent financial planning can be.

About

dAKZ

Digitally manage VAT refunds for non-commercial travel purchases at the Swiss border. Get your export receipts on your smartphone, scan your card at checkout, and announce your export to customs for a smooth border crossing.

Highlights
  • Digital VAT refund process
  • Mobile dAKZ card for checkout
  • Automatic data transfer from retailer
  • Pre-export announcement to customs
  • Green exit signal for direct border crossing
  • Location tracking for export confirmation
Read full description

Die dAKZ-App vereinfacht und digitalisiert das Verfahren der Erteilung umsatzsteuerrechtlicher Ausfuhr- und Abnehmerbescheinigung (Ausfuhrkassenzettel/Ausfuhrschein) im nichtkommerziellen Reiseverkehr an der Landesgrenze zur Schweiz. Sie erhalten die Ausfuhrkassenzettel digital, einfach und schnell auf Ihr Smartphone. Beim Einkauf zeigen Sie die in der App hinterlegte mobile dAKZ-Karte an der Kasse vor. Der Händler scannt die dAKZ-Karte und die Einkaufsdaten werden direkt in die App übertragen. Vor der Ausreise können die mitgeführten Waren ausgewählt und die Ausfuhr beim Zoll angekündigt werden. Zeigt die App ein grünes Ausreisezeichen, ist ein Halt an der Grenzzollstelle nicht erforderlich und Sie können mit Ihrer Waren direkt ausreisen. In Fällen, in denen in der App eine Kontrollaufforderung (Rot-Meldung) angezeigt wird, müssen Sie mit Ihrer Ware bei einer teilnehmenden Grenzzollstelle zur Kontrolle vorstellig werden. Nach erfolgter Kontrolle können Sie ausreisen. Die Ausfuhr der Waren wird per Standortfeststellung beim Grenzübertritt in der App automatisch erfasst. Hierzu ist es erforderlich, das Standorttracking in Ihrem Handy zu aktivieren. Nach Erfassung der Ausreise wird Ihnen der Ausfuhrkassenzettel in der App zur Verfügung gestellt. Das Erstattungsverfahren wird außerhalb von dAKZ abgewickelt, wenden Sie sich bei Fragen hierzu an den Einzelhändler.

Screenshots

Caveo4 screens
dAKZ4 screens

Verdict

The call

The clearest difference is review sentiment: Caveo at 100% against dAKZ's 33%. Caveo also leads on update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Caveo ships an update every 3 weeks, dAKZ every 2 months. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Caveo versus dAKZ: the parameters behind the verdict, then further details
ParameterCaveodAKZ
PriceFreeFree
Rating5.0 (5 ratings) — better—
Positive reviews100.0% of reviews — better33.3% of reviews
Number of ratings5 — better—
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.1 — better15.6
Further details — not scored
Size63 MB32 MB
Age rating4+4+
DeveloperCaveo AGGeneralzolldirektion

Customer experience

Caveo

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

dAKZ

Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

In-app purchases

None

Caveo

No in-app purchases

None

dAKZ

No in-app purchases

Questions

Is Caveo free?
Caveo is free to download, with no in-app purchases.
Is dAKZ free?
dAKZ is free to download, with no in-app purchases.
Do Caveo or dAKZ have ads?
Neither Caveo nor dAKZ shows ads.
Which is updated more often, Caveo or dAKZ?
Caveo ships an update every 3 weeks, and dAKZ every 2 months. Most recently, Caveo was updated on October 14, 2026 and dAKZ on October 24, 2026.

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