Card Pay Wallet vs Paymo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Card Pay Wallet
Securely manage prepaid cards and track cryptocurrency balances. Confirm transactions using biometric authentication and view a comprehensive activity log. Enjoy DeFi payments without needing to understand crypto intricacies.
- Secure crypto payments
- Prepaid card management
- Cryptocurrency balance tracking
- Biometric transaction confirmation
- Activity log
Read full descriptionHide full description
This is your Card Pay Wallet for secure payments—where you can use crypto without even knowing it! Manage your prepaid cards Keep track of your crypto balances Confirm transactions via Touch ID or Face ID See a complete list of your activities
Paymo
A modern banking app designed for younger users, offering a simple, bold, and fun approach to managing finances. It focuses on social features to enhance the banking experience.
- Social banking features
- Simple interface
- Bold design
- Fun user experience
- Next-generation banking
Read full descriptionHide full description
Paymo is a money app built around your people and plans. Send money to any bank for free, split bills with friends, pay with any Raast QR, and keep your bills, top ups, events and gift cards in one place. Send to any bank. Free, always. Send money to any bank account or Paymo user, instantly over Raast. No fees on transfers. Split it. Settle it. Make a group for a trip, a dinner or the rent. Add a bill, choose who is in, and Paymo works out each share. Everyone can see who has paid, and a reminder does the chasing for you. Scan and pay Pay at shops or send to friends with any Raast QR code. Bills, top ups and packages Pay your electricity, gas, internet and phone bills. Top up any mobile number and buy mobile packages. Events and gift cards Book tickets to concerts, comedy nights and festivals, and keep them in Apple Wallet. Buy gift cards for gaming, streaming and shopping, paid in rupees. See where it all goes Your activity month by month, money in and out, and a breakdown of your spending by category. Open your account in the app No forms, no branch, no paperwork. Verify your ID with your CNIC and fingerprint, all in the app. Adding money Open your bank's app, select Digitt+ in your bank's transfer list, and send money to your Paymo account number. You'll find it in the app under Add Money. Your account, protected Payments are approved with your MPIN, and Paymo will never ask you for your MPIN or OTP. Paymo runs on Digitt+, an Electronic Money Institution licensed by the State Bank of Pakistan. Your Paymo card is coming Join the waitlist in the app. Questions? Message us on WhatsApp at +92 343 5185968 or email team@paymo.com.pk.
Screenshots
Verdict
The clearest difference is in-app purchases: Paymo at none against Card Pay Wallet's 1. Card Pay Wallet's advantage is ratings volume (7 vs 1) and iOS requirement (13.0 vs 15.5). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Card Pay Wallet sells 1 one-off in-app purchase. Paymo asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Card Pay Wallet against 5.0 for Paymo. That said, the two scores are not equally well evidenced: Card Pay Wallet has 7 ratings behind it against 1, so its average is the more settled of the two.
Card Pay Wallet ships an update every 3 weeks, Paymo every 5 weeks. Both last shipped on November 3, 2026.
| Parameter | Card Pay Wallet | Paymo |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (7 ratings) | 5.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 54 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | CARDSTACK SERVICES PTE. LTD. | Card Technologies (Private) Limited |
Customer experience
Card Pay Wallet
Paymo
In-app purchases
Card Pay Wallet
- Account on Gnosis Chain$0.99
Paymo
No in-app purchases
Questions
Is Card Pay Wallet free?
Is Paymo free?
Which has better reviews, Card Pay Wallet or Paymo?
Do Card Pay Wallet or Paymo have ads?
Which is updated more often, Card Pay Wallet or Paymo?
Other comparisons















