Comparison

IBI SMART vs BalanceSplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IBI SMART

Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.

Highlights
  • Manage stocks, options, and equity plans
  • U.S. stocks and ETFs trading
  • Demo account with virtual money
  • TipRanks analyst recommendations
  • AI analysis of financial reports
  • Create and track stock watch lists
Features
Read full description

From stocks to options & equity plans, IBI SMART keeps everything in one place, allowing you to manage all your financial needs.                                                                                                                            Looking for a smart & simple way to invest? Got 15,000 NIS or more? Invest wisely with IBI SMART app - offering easy, hassle-free U.S. stocks and ETFs trading. Want to invest but not sure how to start? With our exclusive Demo Account, you can start trading using virtual money. You’ll receive $100,000 in virtual dollars to trade using actual financial information as if you were using a real account.  If your equity plans are managed by IBI CAPITAL, our app lets you oversee it all: exercise or sell options, access relevant information, review order history, register for the ESPP plan (if available), track grants, manage ESOP, RSUs, and more—all in one place. Download today and start benefiting! Here are some of the features that are available while investing: TipRanks - Analyst Recommendations Access global analyst rankings and opinions on covered stocks through TipRanks. Bridgewise - AI Analysis of Financial Reports An innovative AI service for analyzing financial reports of leading companies and ETFs, using an advanced AI system. Create and Track Your Own Stocks Watch List The app allows you to build a personalized stocks watch list and monitor it regularly. Download IBI SMART and discover what Smart Trading is All About!

About

BalanceSplit

Features
Read full description

BalanceSplit makes group expense splitting simple and fair. Whether you're traveling with friends, sharing a flat, or splitting a dinner bill — BalanceSplit calculates the minimum number of transactions to settle up, so nobody pays more than their share. HOW IT WORKS • Create an activity (trip, event, household) • Invite people to add their expenses or add everyone's expenses yourself • Tap "Calculate Split" — done • See exactly who pays whom and how much FEATURES • Multiple activities — track trips, events, and groups separately • Multi-currency support — 60+ currencies with live exchange rates • Unequal splits — set a custom group share % per expense • Export & share — send the settlement summary to your group • Works offline — view and calculate splits (live exchange rates require connection) • Supports English, Spanish, Hebrew, and Arabic (RTL) Terms of use: https://www.balancesplit.com/terms Privacy Policy: https://www.balancesplit.com/privacy Questions? support@balancesplit.com

Screenshots

IBI SMART4 screens
BalanceSplit4 screens

Verdict

The call

The clearest difference is in-app purchases: IBI SMART at none against BalanceSplit's 2. BalanceSplit's advantage is ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BalanceSplit sells 2 in-app purchases, starting at $2.99 per month. IBI SMART asks for nothing beyond the download.

UpkeepUpdate frequency

IBI SMART ships an update every 2 weeks, BalanceSplit every 10 days. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
IBI SMART versus BalanceSplit: the parameters behind the verdict, then further details
ParameterIBI SMARTBalanceSplit
PriceFreeFree
Rating4.3 (25 ratings) — better—
Positive reviews14.3% of reviews—
Number of ratings25 — better—
Update frequencyEvery 2 weeksEvery 10 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.1 — better
Further details — not scored
Size163 MB50 MB
Age rating4+17+
DeveloperIBI BROKERAGE TECHNOLOGIES LTDRami Lerner

In-app purchases

None

IBI SMART

No in-app purchases

2 purchases

BalanceSplit

Subscriptions2
  • Standard$2.991 Month
  • Pro$7.991 Month

Questions

Is IBI SMART free?
IBI SMART is free to download, with no in-app purchases.
Is BalanceSplit free?
BalanceSplit is free to download, with in-app purchases available.
Do IBI SMART or BalanceSplit have ads?
IBI SMART shows ads; BalanceSplit does not.
Which is updated more often, IBI SMART or BalanceSplit?
IBI SMART ships an update every 2 weeks, and BalanceSplit every 10 days. Most recently, IBI SMART was updated on October 10, 2026 and BalanceSplit on October 18, 2026.

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