IBI SMART vs ThinkTwice!
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IBI SMART
Manage all your financial needs, from stocks and options to equity plans, in one place. Invest in U.S. stocks and ETFs with ease, or practice with a demo account. Access analyst recommendations and AI-powered financial report analysis.
- Manage stocks, options, and equity plans
- U.S. stocks and ETFs trading
- Demo account with virtual money
- TipRanks analyst recommendations
- AI analysis of financial reports
- Create and track stock watch lists
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From stocks to options & equity plans, IBI SMART keeps everything in one place, allowing you to manage all your financial needs. Looking for a smart & simple way to invest? Got 15,000 NIS or more? Invest wisely with IBI SMART app - offering easy, hassle-free U.S. stocks and ETFs trading. Want to invest but not sure how to start? With our exclusive Demo Account, you can start trading using virtual money. You’ll receive $100,000 in virtual dollars to trade using actual financial information as if you were using a real account. If your equity plans are managed by IBI CAPITAL, our app lets you oversee it all: exercise or sell options, access relevant information, review order history, register for the ESPP plan (if available), track grants, manage ESOP, RSUs, and more—all in one place. Download today and start benefiting! Here are some of the features that are available while investing: TipRanks - Analyst Recommendations Access global analyst rankings and opinions on covered stocks through TipRanks. Bridgewise - AI Analysis of Financial Reports An innovative AI service for analyzing financial reports of leading companies and ETFs, using an advanced AI system. Create and Track Your Own Stocks Watch List The app allows you to build a personalized stocks watch list and monitor it regularly. Download IBI SMART and discover what Smart Trading is All About!
ThinkTwice!
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• Every Apple Pay payment logs itself - nothing to type. • Always see what's left for today, this week and this month. • Save for a goal and reach it on time: $5 a day is $1,825 a year. AUTOMATIC APPLE PAY LOGGING Connect once, and every phone payment is logged with the amount and the merchant. Right after you pay, you get a notification: "Logged $19 · Whole Foods - $56 left for today". Step-by-step video guides are built in. A BUDGET YOU ALWAYS SEE • Daily, weekly and monthly budgets - fixed or automatic • An alert before you hit the limit • Set your payday, and your budget month starts the day you get paid SAVINGS GOALS A trip, a new phone, a car - choose an amount and a date, and the app tells you exactly how much to save each month and whether you're on track. HOW MUCH CAN YOU SAVE? • One less coffee a day = about $1,500 a year • One less delivery a week = about $1,000 a year • One less impulse buy a month = about $600 a year ThinkTwice! shows you where your money goes, and every dollar you don't spend moves you closer to your goal. A SMART PAUSE BEFORE SHOPPING Opening a shopping app? A "Think twice" screen appears first, with the price in hours of work. Skip it, let it wait 48 hours, or buy - and every skip is added to your savings. AND MORE • Fixed expenses & subscriptions logged every month • Weekly summary and a full Excel report • Home Screen widget • 6 color themes, dark mode, Hebrew & English, any currency PRIVATE BY DESIGN No sign-up, no bank connection, no ads, no data collection. Everything stays on your phone and in your private iCloud backup. Think twice. Spend once.
Screenshots
Verdict
The clearest difference is ads: ThinkTwice! at none against IBI SMART's shown. ThinkTwice! also leads on update cadence (daily vs every 2 weeks). IBI SMART's advantage is iOS requirement (16.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IBI SMART ships an update every 2 weeks, ThinkTwice! daily. The most recent releases landed on October 10, 2026 and October 19, 2026 respectively.
| Parameter | IBI SMART | ThinkTwice! |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (25 ratings) — better | — |
| Positive reviews | 14.3% of reviews | — |
| Number of ratings | 25 — better | — |
| Update frequency | Every 2 weeks | Daily — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 163 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | IBI BROKERAGE TECHNOLOGIES LTD | lotan Niv |
In-app purchases
IBI SMART
No in-app purchases
ThinkTwice!
No in-app purchases









