Stream vs Split Creek Cap
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stream
Manage your finances with this app that allows you to access earnings early, track spending, save with high interest, and access exclusive discounts. It also offers tools for tax optimization and personalized AI coaching.
- Choose when you get paid
- Check shifts and earnings
- Save with high interest
- Track spending across accounts
- Exclusive brand discounts
- AI money coach support
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Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to: - Choose when you get paid - Check your shifts and earnings in real time - Save into an easy-access account with a market-leading interest rate - Track all your spending across bank accounts in one place - Get exclusive discounts from 100s of your favourite brands - Calculate and optimize your W4 contributions - Check what government benefits you are entitled to - Get personalised support from an AI money coach
Split Creek Cap
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This app allows clients of Split Creek Capital LLC to view account information, balances, positions, transactions, and more. Monitor your trades, performance, gain/loss details, and securely contact your advisor while on the go. The secure document vault holds your statements, trade confirmations, and tax documents. You can also upload documents to the encrypted vault to share with your advisor.
Screenshots
Verdict
The clearest difference is update cadence: Stream at weekly against Split Creek Cap's every 4 months. Split Creek Cap's advantage is iOS requirement (13.4 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Stream ships an update weekly, Split Creek Cap every 4 months. The most recent releases landed on October 20, 2026 and October 13, 2026 respectively.
| Parameter | Stream | Split Creek Cap |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (721 ratings) — better | — |
| Positive reviews | 18.9% of reviews | — |
| Number of ratings | 721 — better | — |
| Update frequency | Weekly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 55 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Stream Platforms, Inc. | Split Creek LLC |
Bugs and requests
Stream
Reported bugs
21 issues- Account reactivated after deactivation
- App not loading, stuck in loading screen
- App support page not opening
- App freezes on white screen
- Cannot add card for transfer
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- App will not open
- Cannot log in with email
- Cannot reset password
- App won't let me sign in
- Cannot enroll in the program
- App won't allow login with sign-up email
- App won't let me sign up
- App won't let me login using my email address
- App won't let me reset my password
- App won't let me sign in
- App won't let me login
- App won't let me enroll
- App won't let me sign up
- Missing paycheck with no explanation
- App is glitchy sometimes
- Cannot see messages due to new version update
Requested features
7 requests- Option to delete account
- Better customer service response time
- Notification for new messages
- Fix app loading issues
- Allow access to paychecks when payday changes
Show 2 moreShow fewer
- Provide clear explanation for withheld money
- Allow users to speak to a human instead of AI
Split Creek Cap
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Stream
No in-app purchases
Split Creek Cap
No in-app purchases
