Stream vs myFlexWallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stream
Manage your finances with this app that allows you to access earnings early, track spending, save with high interest, and access exclusive discounts. It also offers tools for tax optimization and personalized AI coaching.
- Choose when you get paid
- Check shifts and earnings
- Save with high interest
- Track spending across accounts
- Exclusive brand discounts
- AI money coach support
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Stream is an easy-to-use financial benefits app that helps you to save, budget, borrow and get paid when you choose. If your employer has partnered with Stream, you can download the app and activate your free membership in minutes, allowing you to: - Choose when you get paid - Check your shifts and earnings in real time - Save into an easy-access account with a market-leading interest rate - Track all your spending across bank accounts in one place - Get exclusive discounts from 100s of your favourite brands - Calculate and optimize your W4 contributions - Check what government benefits you are entitled to - Get personalised support from an AI money coach
myFlexWallet
Manage your finances with ultimate flexibility. View pay slips, track time, and transfer earned wages to your payroll card or bank account instantly or next day. Securely access your financial information with advanced authentication.
- View pay slip details
- Track time worked
- Flexible wage access
- Instant wage transfers
- Secure authentication
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myFlexWallet | OneSource Virtual myFlexWallet is the financial management app that lets you view, track, and transfer your earned wages to your payroll card or bank account between paydays. With myFlexWallet, you can: • Transfer earned wages early for any reason • Easily view your pay slip details, pay history, and time worked • Access your account securely with biometric login and multiple layers of encryption There are no hidden fees or charges to access your pay and time details. You can withdraw funds immediately for a small fee, or at no cost in 1 to 3 business days. myFlexWallet is only available to authorized OneSource Virtual customers.
Screenshots
Verdict
Stream and myFlexWallet both sit at 4.6 stars, but that hides the real split: 87% of myFlexWallet's written reviews are positive against 19% of Stream's. myFlexWallet also leads on iOS requirement (12.4 vs 15.0). Stream's advantage is monetization model (free vs free with in-app purchases) and ratings volume (640 vs 74). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Stream against 4.7 for myFlexWallet. That said, the two scores are not equally well evidenced: Stream has 640 ratings behind it against 74, so its average is the more settled of the two. Written reviews are what separate them: 19% of Stream's written reviews are positive against 87% of myFlexWallet's.
Stream ships an update weekly, myFlexWallet fortnightly. The most recent releases landed on September 20, 2026 and July 5, 2026 respectively.
| Parameter | Stream | myFlexWallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (640 ratings) | 4.7 (74 ratings) — better |
| Positive reviews | 19.4% of reviews | 87.2% of reviews — better |
| Number of ratings | 640 — better | 74 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 12.4 — better |
| Further details — not scored | ||
| Size | 55 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | Stream Platforms, Inc. | OneSource Virtual, Inc. |
Customer experience
Stream
myFlexWallet
Bugs and requests
Stream
Reported bugs
21 issues- Account reactivated after deactivation
- App not loading, stuck in loading screen
- App support page not opening
- App freezes on white screen
- Cannot add card for transfer
Show 16 moreShow fewer
- App will not open
- Cannot log in with email
- Cannot reset password
- App won't let me sign in
- Cannot enroll in the program
- App won't allow login with sign-up email
- App won't let me sign up
- App won't let me login using my email address
- App won't let me reset my password
- App won't let me sign in
- App won't let me login
- App won't let me enroll
- App won't let me sign up
- Missing paycheck with no explanation
- App is glitchy sometimes
- Cannot see messages due to new version update
Requested features
7 requests- Option to delete account
- Better customer service response time
- Notification for new messages
- Fix app loading issues
- Allow access to paychecks when payday changes
Show 2 moreShow fewer
- Provide clear explanation for withheld money
- Allow users to speak to a human instead of AI
myFlexWallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Stream
No in-app purchases
myFlexWallet
No in-app purchases
