Payback Balance Tracker vs IB TreasuryONE Security
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Payback Balance Tracker
Easily track debts and balances among friends without needing to exchange money. This app helps everyone know who owes whom, simplifying shared expenses and reimbursements.
- Track balances between friends
- Log what you owe others
- Log what others owe you
- Simplifies shared expenses
- No real money exchange needed
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Need to pay your friend back for dinner, but short on cash? Log what you owe them without exchanging real money. Payback tracks balances between friends, so everybody knows what they owe other people, and what other people owe them.
IB TreasuryONE Security
Enhance your mobile banking experience with advanced security features. This application provides peace of mind for your financial transactions on the go.
- Enhanced mobile banking security
- Secure financial transactions
- Peace of mind for users
- Designed for on-the-go banking
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Experience more secure Mobile Banking with IB TreasuryONE Security.
Screenshots
Verdict
The clearest difference is rating: IB TreasuryONE Security at 5.0 against Payback Balance Tracker's 3.7. Payback Balance Tracker's advantage is update cadence (every 9 days vs every 8 months) and ratings volume (10 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
IB TreasuryONE Security holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: Payback Balance Tracker has 10 ratings behind it against 2, so its average is the more settled of the two.
Payback Balance Tracker ships an update every 9 days, IB TreasuryONE Security every 8 months. The most recent releases landed on June 4, 2026 and September 10, 2026 respectively.
| Parameter | Payback Balance Tracker | IB TreasuryONE Security |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (10 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 10 — better | 2 |
| Update frequency | Every 9 days — better | Every 8 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 43 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthew Brennan | Independent Bank Michigan |
Customer experience
Payback Balance Tracker
IB TreasuryONE Security
In-app purchases
Payback Balance Tracker
No in-app purchases
IB TreasuryONE Security
No in-app purchases
Questions
Is Payback Balance Tracker free?
Is IB TreasuryONE Security free?
Which has better reviews, Payback Balance Tracker or IB TreasuryONE Security?
Do Payback Balance Tracker or IB TreasuryONE Security have ads?
Which is updated more often, Payback Balance Tracker or IB TreasuryONE Security?
Other comparisons
