Comparison

金橘记账 vs FIRE记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

金橘记账

Manage your finances with this app that tracks daily expenses and investment portfolios. It offers automatic investment tracking, asset statistics, and multi-user expense recording. Enjoy a seamless, ad-free experience across multiple devices.

Highlights
  • Automatic investment tracking
  • Asset statistics and trends
  • Quick expense recording
  • Offline recording support
  • Multi-platform real-time sync
  • Multi-user expense tracking
  • Configurable recurring expenses
Features
Read full description

金橘记账 (Jinju Accounting) is a finance management app that combines daily expense tracking with investment portfolio management. It offers comprehensive accounting features and supports automatic tracking of stock and fund investments, allowing you to have a clearer understanding of your financial situation. Automatic Tracking of Investment Accounts: Records daily gains and losses of stocks and funds, and keeps a log of the performance changes. It supports various types of assets, including stocks in China (Shanghai and Shenzhen), Hong Kong, and the US. Asset Statistics: Provides an overview of your assets, allowing you to track their annual and monthly trends. Quick Expense Recording: Based on your recording habits, commonly used expense categories are displayed for easy and immediate expense tracking upon entering the app. Accountless and Offline Recording: No need to create an account to use the app, and it supports offline expense recording. Multi-platform and Multi-device Real-time Sync: Supports multiple platforms, and any actions performed on one device will be synchronized and displayed on your other devices instantly. Configurable Recurring Expenses: Flexible configuration of recurring expense cycles to meet your needs. Multi-user Expense Tracking: Provides a different user interface for multi-user expense tracking, and supports searching and statistical analysis of data for multiple users. Ad-free Experience: Offers a completely ad-free user experience. Multi-language Support: Available in English, Hong Kong Traditional Chinese, and Taiwan Traditional Chinese. 【List of Features】 Automatic Tracking of Investment Accounts Multi-user Expense Tracking Recurring Expenses Monthly Budgeting Real-time Sync Annual and Monthly Data Statistics Custom Account Groups Custom Expense Categories Customizable Search Category Management Card Theme Settings Expense Calendar Refunds Multiple Account Books Asset Statistics Jinju Accounting is constantly improving and expanding. You can check the “About Us” section in the app for upcoming features. If you find our app helpful, please consider leaving a positive review as your feedback is our motivation. If you have any ideas or suggestions, feel free to contact us at the following email address: frzzbug@gmail.com. 【Premium Membership Subscription Details】 During the subscription period, you can enjoy all premium features within the app. Subscription Period: 1 month Price: 6 CNY/month Consumable Membership: 1 month Price: 6 CNY/month The payment will be charged to your iTunes account upon confirmation of purchase. According to the automatic subscription rules of the App Store, the membership will automatically renew within 24 hours prior to the end of the subscription period (including free trials). You can cancel the subscription at least 24 hours before the end of the subscription period through the subscription manager. To cancel the subscription, manually open “Settings” on your iOS device, go to “iTunes & App Store,” tap on “Apple ID,” and enter “Account Settings” to cancel the subscription. User Agreement:https://app.xgmm.me/h5/#/moneyDanceH5/policy Privacy Policy:https://app.xgmm.me/h5/#/moneyDanceH5/privacy

About

FIRE记账

This app helps you manage your assets, liabilities, and monthly income/expenses. It goes beyond simple number tracking to provide in-depth insights into your financial situation, including real-time stock and fund price updates and automated loan repayment plans.

Highlights
  • Asset and liability management
  • Real-time stock and fund price updates
  • Automated loan repayment plans
  • Automatic transaction recording
  • Credit card management
  • Recurring income/expense tracking
  • Loan calculation tool
Features
Read full description

FIRE记账是一款专注于资产、负债以及每月收支管理的记账软件,相比于其他记账软件,FIRE记账能更深度的记录您的资产和负债,而不是只是记录一个数字。其中资产可以添加中港美所有的股票和基金,并实时为您更新最新价格。负债支持市面上所有借贷的添加,包括微粒贷、借呗、房贷、公积金贷等,并自动生成每月还款计划和更新剩余金额,还款日前提醒,再也不怕忘记还贷款。 【特色功能】 1.支持中港美所有的股票和基金的记录,并能自动更新资产的最新价格 2.资产自动除息分红。攒股吃息党的福音,打通资产与现金的壁垒,股票分红日自动入账 3.负债管理,支持市面上所有借贷的添加,能生成还款计划,并自动更新剩余欠款。还款日前提醒,再也不怕忘记还款 4.自动记账,微信支付宝支付后自动记账,告别繁琐手记 5.信用卡管理,支持信用卡记账,自动生成账单 6.工资助手,只需一次配置,未来每月自动计入工资,告别手记 7.定期收入、支出管理,适用于租金、物业费、伙食费等固定现金收支 8.贷款试算,填入金额,期数,利率。一键生成总利息、真实利率、还款计划,再也不怕商家玩数字游戏 作者说: 我自己本来也不是一个喜欢记账的人,我之前觉得,现在市面上已经有这么多支付产品、银行软件,为什么我还要另外再用一款记账软件,而且还需要我手记。 直到后来,我发现那些支付产品和银行软件确实有些地方无法满足我的需求。比如,我是一个既买股票,又买基金的人。但是卖基金的软件和卖股票的软件,往往不是同一个软件,如果我想看到我所有投资产品(股票和基金)的总值,我还要切换不同的软件,并自己去计算总值。 即使有在同一个软件上的,但是投资类的软件又跟我的日常收支流水没有打通,我觉得不管是现金流,还是我的资产,这些都是我钱的一部分,那我能不能做一款软件,帮我把这些所有的钱都管理起来呢? 如果您也有类似的需求,不妨可以试试这款软件。 隐私协议:https://firebook.tech/privacy-policy/ 用户协议:https://firebook.tech/user-agreement/ 服务条款:https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

金橘记账4 screens
FIRE记账4 screens

Verdict

The call

The clearest difference is update cadence: FIRE记账 at every 5 days against 金橘记账's every 3 weeks. 金橘记账's advantage is review sentiment (82% vs 64%) and iOS requirement (12.0 vs 17.2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 金橘记账 sells 7 in-app purchases, starting at $0.99 per month and FIRE记账 sells 8 in-app purchases, starting at $0.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

金橘记账 ships an update every 3 weeks, FIRE记账 every 5 days. The most recent releases landed on September 1, 2026 and September 22, 2026 respectively.

Scorecard3 real differences · 7 level
金橘记账 versus FIRE记账: the parameters behind the verdict, then further details
Parameter金橘记账FIRE记账
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews81.8% of reviews — better63.6% of reviews
Number of ratings—1 — better
Update frequencyEvery 3 weeksEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better17.2
Further details — not scored
Size54 MB56 MB
Age rating4+17+
Developer国民 谢学明 庞

Customer experience

金橘记账

Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

FIRE记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive63.6%
Neutral9.1%
Negative27.3%

In-app purchases

7 purchases

金橘记账

Subscriptions3
  • One month premium membership$0.991 Month
  • 月付费$0.991 Month
  • 年付费$4.991 Year
One-time4
  • 一个月会员$0.99
  • 请喝饮料$0.99
  • 1年会员$4.99
Show 1 more
  • 永久会员$14.99
8 purchases

FIRE记账

Subscriptions1
  • 连续包年$0.991 Year
One-time7
  • 月度会员$1.99
  • 小额捐赠$2.99
  • 中额捐赠$7.99
Show 4 more
  • 年度会员$7.99
  • 三年会员$19.99
  • 大额捐赠$29.99
  • 永久会员$29.99

Questions

Is 金橘记账 free?
金橘记账 is free to download, with in-app purchases available.
Is FIRE记账 free?
FIRE记账 is free to download, with in-app purchases available.
Do 金橘记账 or FIRE记账 have ads?
Neither 金橘记账 nor FIRE记账 shows ads.
Which is updated more often, 金橘记账 or FIRE记账?
金橘记账 ships an update every 3 weeks, and FIRE记账 every 5 days. Most recently, 金橘记账 was updated on September 1, 2026 and FIRE记账 on September 22, 2026.

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