BDO Online vs ADB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Online
Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.
- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers
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View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.
ADB Pay
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ADB Pay is an initiative under the Digital Innovation Sandbox. It is meant to introduce digital payments such as mobile payments, API bank transfers, P2P sharing.
Screenshots
Verdict
BDO Online and ADB Pay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDO Online ships an update every 5 weeks, ADB Pay every 3 weeks. The most recent releases landed on October 30, 2026 and October 27, 2026 respectively.
| Parameter | BDO Online | ADB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (12K ratings) — better | — |
| Positive reviews | 11.8% of reviews | — |
| Number of ratings | 12K — better | — |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15 |
| Further details — not scored | ||
| Size | 412 MB | 45 MB |
| Age rating | 4+ | 4+ |
| Developer | BDO Unibank, Inc. | Asian Development Bank |
Bugs and requests
BDO Online
Reported bugs
4 issues- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password
Requested features
5 requests- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)
ADB Pay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BDO Online
No in-app purchases
ADB Pay
No in-app purchases
