Comparison

BDO Online vs Aqwire Personal

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BDO Online

Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.

Highlights
  • Lock/unlock cards
  • View statements
  • Free BDO to BDO transfers
  • Biometric/Passcode confirmation
  • QR code money transfers
Features
Read full description

View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.

About

Aqwire Personal

Features
Read full description

Aqwire is a secure OFW Lifestyle App built to empower Overseas Filipino Workers and global Filipinos and foreign nationals to manage cross-border payments, Philippine obligations, and financial activities in one seamless digital platform. Built on enterprise-grade fintech infrastructure and regulated by the BSP, Aqwire enables you to: • Send and receive cross-border payments • Pay Philippine real estate and utility obligations from abroad • Access transparent FX conversion rates • Track transactions and settlements • Monitor payment summaries and reporting • Experience secure, PCI-DSS aligned processing Originally developed as an enterprise payment platform serving developers, merchants, and institutions, Aqwire now brings powerful dashboard capabilities into a mobile-first experience designed specifically for OFWs. Aqwire bridges global earnings with Philippine financial responsibilities — securely, transparently, and efficiently.

Screenshots

BDO Online4 screens
Aqwire Personal4 screens

Verdict

The call

The clearest difference is update cadence: Aqwire Personal at weekly against BDO Online's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BDO Online ships an update every 5 weeks, Aqwire Personal weekly. The most recent releases landed on October 28, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 9 level
BDO Online versus Aqwire Personal: the parameters behind the verdict, then further details
ParameterBDO OnlineAqwire Personal
PriceFreeFree
Rating4.7 (12K ratings) — better—
Positive reviews11.8% of reviews—
Number of ratings12K — better—
Update frequencyEvery 5 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.0 — better15.1
Further details — not scored
Size412 MB51 MB
Age rating4+9+
DeveloperBDO Unibank, Inc.Aqwire

Bugs and requests

BDO Online

Reported bugs

4 issues
  • Accounts not showing up
  • Transaction history not updating
  • Inability to receive OTP
  • Constant need to reset password

Requested features

5 requests
  • Allow saving of biller details
  • Synchronize passwords across web and mobile
  • Provide OTP options via email or authenticator app
  • Optimize for tablet/iPad use
  • Add ability to transfer between own accounts (e.g., USD to PHP)

Aqwire Personal

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BDO Online

No in-app purchases

None

Aqwire Personal

No in-app purchases

Questions

Is BDO Online free?
BDO Online is free to download, with no in-app purchases.
Is Aqwire Personal free?
Aqwire Personal is free to download, with no in-app purchases.
Do BDO Online or Aqwire Personal have ads?
Neither BDO Online nor Aqwire Personal shows ads.
Which is updated more often, BDO Online or Aqwire Personal?
BDO Online ships an update every 5 weeks, and Aqwire Personal weekly. Most recently, BDO Online was updated on October 28, 2026 and Aqwire Personal on October 24, 2026.

Other comparisons