BDO Online vs iCard Store
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BDO Online
Manage your BDO accounts with this banking app. Secure your cards, view statements, and transfer funds with low fees. Confirm transactions using biometrics and send money via QR.
- Lock/unlock cards
- View statements
- Free BDO to BDO transfers
- Biometric/Passcode confirmation
- QR code money transfers
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View and manage your BDO accounts with the BDO Online app and enjoy features that let you: - Secure your cards real-time using lock or unlock card, disable overseas debit card transactions, and set your debit card limits - Schedule your one-time or recurring transactions for Pay Bills, Send Money, or Buy Load - Send Money in more ways - even in foreign currencies - Book a Branch Appointment for a more convenient visit - Confirm transactions using biometrics or Passcode If you're having trouble logging in, just follow these steps and create a new password for the BDO Online app. Step 1 On the log in screen, tap Need help logging in? > I'd like to reset my password. Step 2 Set up your new password. Step 3 Log in with your BDO Online username and new password. Your new password will also reflect in the BDO Online website and the BDO Pay app.
iCard Store
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Card Storage is a private, secure wallet app that keeps all your payment cards, loyalty cards, and membership cards in one organised place — protected by Face ID, Touch ID, or a personal PIN. Key Features: Bank-Level Security Your card numbers and CVV codes are stored exclusively in the iOS Keychain — hardware-encrypted and never sent to any server. Card metadata syncs privately across your own Apple devices via iCloud. Store Every Card You Own Add credit cards, debit cards, gift cards, loyalty cards, and membership cards. Include the card number, expiry date, CVV, bank name, card type, and personal notes. Quick Card Scanning Use your camera to scan a card and automatically fill in the details. No photo is stored — the data is extracted and discarded immediately. Smart Organisation Create custom groups (e.g. "Personal", "Work", "Travel") with your own colour and icon to keep cards neatly sorted. Expiry & Payment Reminders Never let a card expire silently again. Set reminders 1, 2, 3, or 6 months before a card expires. Optionally sync reminders to your Apple Reminders app. Custom Reminders Create payment-due reminders or any custom notification for any card, with optional recurring alerts. Auto-Lock The app automatically locks after 30 seconds of inactivity, so your data stays safe even if you walk away. iCloud Sync (Metadata Only) Card metadata (bank name, expiry, groups, reminders) syncs securely across all your Apple devices using CloudKit. Sensitive data (card numbers, CVV) never leaves the current device. Your Privacy is Non-Negotiable Card Storage contains no advertising, no analytics SDKs, and no third-party tracking of any kind. The developer cannot access your data. No Subscriptions One-time purchase only
Screenshots
Verdict
The clearest difference is price: BDO Online at Free against iCard Store's $3.99. BDO Online also leads on iOS requirement (15.0 vs 17.6). On update cadence, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
BDO Online is free to download; iCard Store costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on October 21, 2026 and October 11, 2026 respectively.
| Parameter | BDO Online | iCard Store |
|---|---|---|
| Price | Free — better | $3.99 |
| Rating | 4.7 (12K ratings) — better | — |
| Positive reviews | 11.3% of reviews | — |
| Number of ratings | 12K — better | — |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 412 MB | 5 MB |
| Age rating | 4+ | 17+ |
| Developer | BDO Unibank, Inc. | Georgios Stavropoulos |
Bugs and requests
BDO Online
Reported bugs
4 issues- Accounts not showing up
- Transaction history not updating
- Inability to receive OTP
- Constant need to reset password
Requested features
5 requests- Allow saving of biller details
- Synchronize passwords across web and mobile
- Provide OTP options via email or authenticator app
- Optimize for tablet/iPad use
- Add ability to transfer between own accounts (e.g., USD to PHP)
iCard Store
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BDO Online
No in-app purchases
iCard Store
No in-app purchases









