Comparison

CUTXMOBILE vs BankChampaign

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CUTXMOBILE

Manage your finances conveniently and securely on the go. View statements, deposit checks, transfer funds, and pay bills with ease. Monitor your accounts, set alerts, and access branch information anytime, anywhere.

Highlights
  • 24/7 balance checks
  • Mobile check deposit
  • Funds transfer management
  • Transaction history viewing
  • Bill payment
  • Account alerts
Features
Read full description

Bank when it is convenient for you anytime, anywhere! It’s fast and free. Bank securely online anytime, anywhere with the Credit Union of Texas mobile banking application. View statements; deposit checks, transfer money, pay bills. Monitor your account; see account summary and details including balances and transaction history, set alerts and more! • Check balances 24/7 • Deposit Checks • Create, approve, cancel or view funds transfers • View transaction history • Access branch hours and location information • Find ways to maximize your membership • And MORE….

About

BankChampaign

Manage your money with this secure financial tool. Organize transactions with tags and notes, set balance alerts, and make payments. Deposit checks, transfer funds, and view statements easily.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • View and save monthly statements
  • Find nearby branches and ATMs
Features
Read full description

BankChampaign is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with BankChampaign: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

CUTXMOBILE4 screens
BankChampaign4 screens

Verdict

The call

CUTXMOBILE and BankChampaign both sit at 4.8 stars, but that hides the real split: 100% of BankChampaign's written reviews are positive against 50% of CUTXMOBILE's. CUTXMOBILE's advantage is ratings volume (11K vs 235) and monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for CUTXMOBILE against 4.8 for BankChampaign. That said, the two scores are not equally well evidenced: CUTXMOBILE has 11K ratings behind it against 235, so its average is the more settled of the two. Written reviews are what separate them: 50% of CUTXMOBILE's written reviews are positive against 100% of BankChampaign's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 13, 2026 and November 11, 2026 respectively.

Scorecard3 real differences · 7 level
CUTXMOBILE versus BankChampaign: the parameters behind the verdict, then further details
ParameterCUTXMOBILEBankChampaign
PriceFreeFree
Rating4.8 (11K ratings)4.8 (235 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings11K — better235
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.418.4
Further details — not scored
Size198 MB198 MB
Age rating4+12+
DeveloperCredit Union of TexasBankChampaign, N.A.

Customer experience

CUTXMOBILE

All ratings10,713 ratings
Positive95.3%
Neutral1.4%
Negative3.3%
Written reviews176 reviews
Positive50.0%
Neutral6.8%
Negative43.2%

BankChampaign

All ratings233 ratings
Positive96.1%
Neutral2.1%
Negative1.7%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CUTXMOBILE

Reported bugs

3 issues
  • App not compatible with latest iOS versions
  • Inconsistent app performance and stability
  • Issues with external account transfers

Requested features

4 requests
  • Bring back mobile check deposits
  • Improve Zelle integration and functionality
  • Add ability to rename accounts
  • Provide real-time transaction updates

BankChampaign

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CUTXMOBILE

No in-app purchases

None

BankChampaign

No in-app purchases

Questions

Is CUTXMOBILE free?
CUTXMOBILE is free to download, with no in-app purchases.
Is BankChampaign free?
BankChampaign is free to download, with no in-app purchases.
Which has better reviews, CUTXMOBILE or BankChampaign?
BankChampaign is rated higher. CUTXMOBILE averages 4.8 out of 5 from 11K ratings, while BankChampaign averages 4.8 from 235 ratings.
Do CUTXMOBILE or BankChampaign have ads?
Neither CUTXMOBILE nor BankChampaign shows ads.
Which is updated more often, CUTXMOBILE or BankChampaign?
CUTXMOBILE ships an update monthly, and BankChampaign monthly. Most recently, CUTXMOBILE was updated on November 13, 2026 and BankChampaign on November 11, 2026.

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