Comparison

Affinity vs Swift Finance Calculator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Affinity

This digital financial institution offers inclusive banking solutions with a user-friendly interface. Access banking services 24/7, open accounts with KYC, and manage transfers, bill payments, and investments affordably. It is licensed and regulated by the Bank of Ghana.

Highlights
  • User-friendly interface
  • 24/7 banking access
  • Licensed and regulated
  • Affordable accounts and loans
  • Seamless money transfers
  • Effortless bill payments
  • Investment opportunities
Read full description

We are a fully digital financial institution committed to providing inclusive banking solutions for the majority. Key Features: • User-friendly interface: the Affinity app is designed for everyone in mind, ensuring a seamless and intuitive banking experience. • 24/7 banking: enjoy round-the-clock access to banking services at an affordable cost, right from your fingertips. • Licensed and regulated: rest assured, Affinity is licensed and regulated by the Bank of Ghana, prioritizing the security and trust of our users. • Affordable products: accessible to all and enjoyed by thousands, Affinity offers affordable current, savings, and investment accounts, along with loan options. • Account opening with KYC verification: join Affinity hassle-free with our streamlined KYC verification process. • Money transfers: seamlessly transfer funds between banks and mobile money accounts. • Bill payments: settle your bills effortlessly using our secure platform. • Investments: explore diverse investment opportunities to grow your wealth. • Support: our dedicated support team is ready to assist you whenever you need help. Key Products: • Daily Account: designed for your everyday banking needs, it is transactional and provides easy access to your funds. It works like a regular current account but has no monthly fees, and it gets you up to 3% in interest. All you need is your valid Ghana Card for account opening. • Growth Account: perfect if you’re looking to grow your savings, this account offers competitive interest rates and additional benefits. You can open a Growth Account once you have a Daily Account with us. • Future Account: fixed term deposit accounts that provide you with superior interest rates to enable you to build savings for future use. You can open a Future Account once you have a Daily Account with us. • Affinity Loans: a number of options for your business or personal needs. Our loans require proof of income and may require collateral depending on the amount. You will need to have a Daily Account to apply for a loan.

About

Swift Finance Calculator

This app helps users make informed financial decisions by providing tools for calculating fixed deposits, treasury bills, and various loan types. It offers loan amortization schedules and flat rate calculations, useful for both lenders and borrowers.

Highlights
  • Fixed Deposit & Treasury Bill calculation
  • Loan Amortization & Schedule
  • Loan Flat Rate calculation
  • Calculation History
  • Interest and maturity date calculation
  • Monthly repayment estimation
Features
Read full description

We aim at providing easy-to-use apps to help everyone to make good financial decisions. SWIFT FINANCE Contains the following modules 1. Fixed Deposit and Treasury Bill 2. Loan Amortization and Schedule 3. Loan Flat Rate 4. Calculation History DETAILS Fixed deposit and treasury bill - calculate easily your interest amount and maturity date of your investment. Loan amortization - gives you an idea of your Bank Loan monthly repayment using the annual interest rate. Loan Flat rate - most microfinance companies and money lenders use monthly interest to determine your loan interest and monthly loan repayment. This friendly app will help both money lenders and borrowers to calculate loan repayment amounts. We will continue to provide you solutions to directly meet your needs.

Screenshots

Affinity4 screens
Swift Finance Calculator4 screens

Verdict

The call

The clearest difference is rating: Affinity at 4.6 against Swift Finance Calculator's 2.0. Affinity also leads on update cadence (monthly vs every 8 months) and ratings volume (1.5K vs 1). Swift Finance Calculator's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity holds the better App Store score, 4.6 against 2.0. That said, the two scores are not equally well evidenced: Affinity has 1.5K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Affinity ships an update monthly, Swift Finance Calculator every 8 months. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Affinity versus Swift Finance Calculator: the parameters behind the verdict, then further details
ParameterAffinitySwift Finance Calculator
PriceFreeFree
Rating4.6 (1.5K ratings) — better2.0 (1 ratings)
Positive reviews96.0% of reviews—
Number of ratings1.5K — better1
Update frequencyMonthly — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.0
Further details — not scored
Size107 MB9 MB
Age rating17+4+
DeveloperAffinity Africa Finance LimitedLeafeCodes Inc

Customer experience

Affinity

All ratings1,498 ratings
Positive89.1%
Neutral5.3%
Negative5.6%
Written reviews25 reviews
Positive96.0%
Neutral0.0%
Negative4.0%

Swift Finance Calculator

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Affinity

Reported bugs

1 issue
  • Verification issues

Requested features

2 requests
  • Add Virtual Card
  • Visa card or Virtual Card options

Swift Finance Calculator

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Affinity

No in-app purchases

None

Swift Finance Calculator

No in-app purchases

Questions

Is Affinity free?
Affinity is free to download, with no in-app purchases.
Is Swift Finance Calculator free?
Swift Finance Calculator is free to download, with no in-app purchases.
Which has better reviews, Affinity or Swift Finance Calculator?
Affinity is rated higher. Affinity averages 4.6 out of 5 from 1.5K ratings, while Swift Finance Calculator averages 2.0 from 1 ratings.
Do Affinity or Swift Finance Calculator have ads?
Neither Affinity nor Swift Finance Calculator shows ads.
Which is updated more often, Affinity or Swift Finance Calculator?
Affinity ships an update monthly, and Swift Finance Calculator every 8 months. Most recently, Affinity was updated on October 25, 2026 and Swift Finance Calculator on October 21, 2026.

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