Cowry vs Savewyze
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cowry
Manage your micro-transaction payments easily. Top up credit via bank transfers or cash, track your payment history, and view your balance. Transfer credit to friends and family, and receive low balance notifications.
- Top up credit via bank transfers or cash
- Check payment history
- View pay as you go balance
- Transfer credit to friends and family
- Airtime recharge
- Low balance notifications
- Scan bus QR codes
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What's new about this Cowry Payments App Your phone is now your ticket. Browse bus and rail routes, buy tickets instantly, and scan your QR code to tap in and out, no card or cash needed. What’s great about The Cowry Payments app? • Top up pay as you go credit through bank transfers, or cash • Check payment history • Check all the bus routes • Check your pay as you go balance • Transfer credit among your friends and family • Airtime Recharge • Allow notifications when your pay as you go balance falls below a certain amount Keeping on top of your spend is easy; see the date, time and cost of your journeys as far back as possible. The Transport for Lagos Cowry and contactless app will request access to your camera. This is so that you can scan your bus QR code. We will never store the scanned pictures. Please provide any feedback using this link https://touchandpay.me/contact
Savewyze
Manage your finances by saving towards goals, sending gift cards, and paying bills. Open a digital wallet to access financial services that adapt to your needs.
- Save towards custom financial goals
- Send and receive gift cards
- Pay utility bills easily
- Open a digital wallet
- Access financial services
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With Savewyze, you can save towards a target of your choice, send and receive gift cards and easily pay for your utilities from the Savewyze web and mobile apps. Open a Savewyze wallet and start enjoying financial services that grows with you.
Screenshots
Verdict
The clearest difference is review sentiment: Savewyze at 100% against Cowry's 55%. Savewyze also leads on rating (5.0 vs 3.4) and update cadence (fortnightly vs every 2 months). Cowry's advantage is ratings volume (58 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Savewyze holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: Cowry has 58 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 55% of Cowry's written reviews are positive against 100% of Savewyze's.
Cowry ships an update every 2 months, Savewyze fortnightly. Both last shipped on November 3, 2026.
| Parameter | Cowry | Savewyze |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (58 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 54.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 58 — better | 4 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 88 MB | 56 MB |
| Age rating | 4+ | 17+ |
| Developer | Touch and Pay Technologies Limited | Savewyze |
Customer experience
Cowry
Savewyze
In-app purchases
Cowry
No in-app purchases
Savewyze
No in-app purchases
