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Cowry - Payments App

Cowry - Payments App

Payment for micro-transaction

57 ratings
33 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 13, 2021
  • June 22, 2026

Features

Developer

Touch and Pay Technologies Limited
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About

Manage your micro-transaction payments easily. Top up credit via bank transfers or cash, track your payment history, and view your balance. Transfer credit to friends and family, and receive low balance notifications.

✓Top up credit via bank transfers or cash
✓Check payment history
✓View pay as you go balance
✓Transfer credit to friends and family
✓Airtime recharge
✓Low balance notifications
✓Scan bus QR codes
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What's New in Cowry

3.15

June 22, 2026

Your phone is now your ticket. Browse bus and rail routes, buy tickets instantly, and scan your QR code to tap in and out, no card or cash needed.

User reviews

Most RecentHighest RatedLowest Rated

REGISTER HORROR

REGISTRATION PAGE IS A MESS. Please fix the keypad that doesn’t retract.
Lasgidi_001Lasgidi_001

Bad app

Very bad app I can’t even signup on the app
loogingddshutloogingddshut

Check my wallet balance

I can track how much I have left with my app without having to visit an agent first
Pelumi004Pelumi004

Too slow and doesn’t display my actual balance.

The app is good quite alright but it’s too slow when it comes to tracking my card records. I top up my cowry card and it takes hours sometimes days to reflect which is too bad. It’s too bad because on several occasions I’ve been scammed when topping up my card. They don’t recharge the exact amount I request for and the only reason why I downloaded this app is to track my transaction and check my balance which it never even displays the actual balance.. please work on those areas I request, asides that the app is all good
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Rheeyah🦋🦋Rheeyah🦋🦋

Not Accurate

The wallet doesn’t update your balance immediately, this gives the staffs an opportunity to steal from you
Pleiades98Pleiades98
See 28 more reviews

Developer apps

Cowry Merchant Pay
Cowry Merchant Pay

by Touch and Pay Technologies Limited

💰 Finance
Free
See developer apps

FAQ

What does the Cowry app do?

The Cowry app allows users to manage their micro-transaction payments. You can top up your pay-as-you-go credit using bank transfers or cash, check your payment history and balance, and transfer credit to friends and family. It also supports airtime recharge and provides low balance notifications.

How can I top up my credit?

You can top up your pay-as-you-go credit through bank transfers or by using cash. The app provides convenient options to ensure you always have sufficient credit for your transactions.

Is the Cowry app free to use?

Yes, the Cowry app is free to download and use. There are no upfront costs associated with using the app's core features for managing payments and topping up credit.

What is the camera access for?

The app requests camera access to allow you to scan bus QR codes. This feature facilitates quick and easy payments for transport services. The scanned pictures are not stored by the app.

Can I transfer credit to other users?

Yes, you can transfer credit among your friends and family directly through the app. This feature makes it easy to share or send credit to loved ones.