Best Cowry alternatives: apps like Cowry - Payments App

10+ similar apps compared and reviewed

3.5 avg rating
10 free apps
Updated November 2026
Cowry - Payments App
Cowry - Payments App
Touch and Pay Technologies Limited

Looking for something like Cowry? We've analyzed 10+ similar apps to help you find the best alternative. Each app is compared by ratings, features, and real user reviews, so you can make the right choice.

Top Alternatives to Cowry

4.7😞(9.2K ratings)
Free
PocketApp: Send & Manage Money screenshot 1
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This app allows users to send, receive, and manage money through three distinct digital wallets: personal, business, and group. It facilitates quick transfers, bill payments, online store creation, and group expense management, all while ensuring funds are insured and the service is licensed.

What We Love

  • ⚡ Fast transactions
  • 🤝 Reliable service
  • 💳 Convenient mobile banking
  • 💰 Offers cashback

Room to Improve

  • 🐛 Bugs and glitches
  • 🤖 Poor customer service
  • 🔒 Security and account issues
  • 🔍 Verification problems
  • 💸 Unexpected charges and failed transactions
2.7(51 ratings)
Free
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Manage your finances with this mobile banking application. Perform transactions, check balances, and access banking services conveniently from your smartphone.

Lotus Bank App#3

Lotus Bank App by Lotus Bank

LOTUS App by LOTUS Bank Ltd
Worth Considering
💰 Finance
2.8(40 ratings)
Free
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Manage your bank accounts with real-time access to transactions, transfers, and bill payments. This app allows for convenient domestic and international transfers, as well as airtime and data top-ups. It also provides options for PIN and password resets, and viewing your transaction history.

More apps like Cowry

4
Stanbic IBTC Mobile 3.0
Stanbic IBTC Mobile 3.0
Stanbic IBTC Mobile 3.0
by Stanbic IBTC Holdings Plc
Free

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Voice BankingInsurance moduleStocks trading
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5
Blayzz
Blayzz
Blayzz
Enjoy a premium lifestyle
Free

This financial lifestyle app offers a comprehensive ecosystem for managing your money and accessing essential services. It allows for instant account opening, budgeting, saving, fund transfers, bill payments, and even provides access to loans and lifestyle services.

Instant account openingFree unlimited bank transfersBill and airtime payments
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6
Globus Mobile
Globus Mobile
Globus Mobile
by Globus Bank LTD
Free

Open a new bank account in minutes and manage all your finances digitally. Perform transfers, pay bills, and top up airtime without visiting a branch. Enjoy a quick, safe, and convenient banking experience designed for modern lifestyles.

Instant account openingCustomized account numbersFunds transfer with smart suggestions
💰 Finance
(88)
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7
Afrinvestor 2.0
Afrinvestor 2.0
Afrinvestor 2.0
Trade stocks & Treasury bills
Free

This app offers a platform for trading stocks and treasury bills with powerful tools and comprehensive investor education. It provides market insights, research, and innovative features for informed investment decisions, with no minimum account opening balance required.

Powerful charting toolsPortfolio analysisInnovative order control features
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(51)
ad-supported
8
Pebblescore
Pebblescore
Pebblescore
by Pebblescore Data Services Limited
Free

This app helps you repair your credit history and access better loan options. It provides personalized recommendations to improve your credit score, enabling you to achieve financial goals like starting a business or buying a home.

Credit score checkingCredit report accessPersonalized improvement recommendations
💰 Finance
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9
Cleva App
Cleva App
Cleva App
Get paid, spend, and save
Free

Manage your money globally with this app. Send and receive funds internationally, hold USD, and spend online with a virtual card. Earn rewards and refer friends for extra benefits.

Send money internationallyReceive USD paymentsReceive stablecoins
💰 Finance
(1.5K)
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10
Optiverse by Optimus Bank
Optiverse by Optimus Bank
Optiverse by Optimus Bank
by Optimus Bank Limited
Free

Manage your banking needs with features like in-app customer support, loan applications, and fund transfers. Access bank statements and enjoy a new dark mode. This optimized banking experience is designed for convenience.

In-app customer supportAccount officer contactView and download bank statements
💰 Finance
(10)
ad-supported