Comparison

Wagmo vs Memory Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wagmo

This app offers pet insurance and wellness plans to help manage veterinary costs. It provides cashback for routine care, telehealth access to vet experts, and coverage for unexpected illnesses and injuries. Easily submit claims and track reimbursements through the app.

Highlights
  • Cashback for routine vet visits
  • Telehealth vet consultations
  • Coverage for unexpected illnesses/injuries
  • Reimbursement for grooming and dental care
  • Perks on pet care products
  • Virtual training sessions
Features
Read full description

Meet your new partner in pet parenting, from everyday wellness to emergency care. Wagmo can help you save on planned and unplanned expenses, fetch you perks on pet care products, and offer unparalleled support for every pet through wellness plans, VETalk telehealth chat, virtual training sessions and more. WAGMO WELLNESS: CASH BACK FOR EVERYDAY CARE • Get reimbursed for routine expenses, from wellness visits to vaccines, grooming and dental care • Visit ANY licensed vet or service provider, anywhere nationwide • No exclusions based on age or breed - there’s a plan for every pet • No waiting period or approval delays - sign up and use it for same-day care Wellness members use the app to: • Upload claims in seconds and get cashback in your account within 24 hours • Take advantage of perks on food, treats and more • Ask vet experts pet-care questions any time of the day or night via virtual VETalk chat WAGMO INSURANCE: PROTECTION AGAINST THE UNEXPECTED • Get reimbursed for emergency expenses, including unexpected illnesses and injuries • Get care from ANY licensed vet, including specialists - we cover in-home, in-office and virtual care • Select 90% or 100% coinsurance, for unparalleled peace of mind • Save up to 10% when you add multiple pets • Avoid tough decisions, knowing your pet family is covered Insurance members use the app to: • Upload claims in seconds, track them anytime • Submit medical records HOW IT WORKS Here’s an example! Bo is a boxer whose pet parents have signed up for a Wagmo Wellness and a Wagmo Insurance plan. He goes in for his wellness visit where his vet does some routine bloodwork, updates his vaccines, and prescribes flea & tick medication. His pet parents take pictures of all those receipts, upload them using the Wagmo app, and have cash back in their bank account the very next day. The next month, Bo is at the park and he twists his knee and tears a muscle playing with another dog. Thankfully, he’s ok, but after x-rays, surgery and stitches, his parents get a bill for $2,500. That’s where their Wagmo Insurance kicks in. They upload receipts using the app, and since they’ve opted for 100% coinsurance, they only pay their deductible and get the rest deposited back into their account. With Wagmo, you choose whether to get Wellness, Insurance or both, and the app makes reimbursements easy! LEARN MORE OR GET A QUOTE at wagmo.io

About

Memory Agent

Read full description

Capture Precious Memories, Effortlessly Never forget the little things that matter. With Memory Agent, you can record your children’s milestones, daily moments, and special occasions using photos, videos, or voice notes. Our AI helps organize everything automatically, so you can focus on enjoying the memories. Key Features • Smart Timeline — View your family’s story in a beautifully organized chronological timeline. • Profiles for Each Child — Keep memories organized by child with customizable profiles. • Rich Memories — Attach photos, videos, voice notes, and more to capture the moment. • AI-Powered Prompts — Get suggestions to record important milestones like first steps, birthdays, and funny quotes. • Simple and Private — Your memories are for you and your family, designed with privacy first. Why Parents Love It: • Easy to use during busy moments. • Keeps every child’s story separate but connected. • Helps parents capture small, meaningful details they might otherwise forget. Start building your child’s story today — one memory at a time.

Screenshots

Wagmo4 screens
Memory Agent4 screens

Verdict

The call

The clearest difference is in-app purchases: Wagmo at none against Memory Agent's 2. Wagmo also leads on iOS requirement (15.0 vs 17.0). Memory Agent's advantage is update cadence (every 4 days vs every 3 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Memory Agent sells 2 in-app purchases, starting at $9.99 per month. Wagmo asks for nothing beyond the download.

UpkeepUpdate frequency

Wagmo ships an update every 3 months, Memory Agent every 4 days. The most recent releases landed on October 14, 2026 and September 19, 2026 respectively.

Scorecard3 real differences · 7 level
Wagmo versus Memory Agent: the parameters behind the verdict, then further details
ParameterWagmoMemory Agent
PriceFreeFree
Rating4.1 (44 ratings) — better—
Positive reviews66.7% of reviews—
Number of ratings44 — better—
Update frequencyEvery 3 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size41 MB8 MB
Age rating4+4+
DeveloperWagmo, Inc.Stacksort LLC

In-app purchases

None

Wagmo

No in-app purchases

2 purchases

Memory Agent

Subscriptions1
  • Monthly Subscription$9.991 Month
One-time1
  • Premium Unlimited$9.99

Questions

Is Wagmo free?
Wagmo is free to download, with no in-app purchases.
Is Memory Agent free?
Memory Agent is free to download, with in-app purchases available.
Do Wagmo or Memory Agent have ads?
Neither Wagmo nor Memory Agent shows ads.
Which is updated more often, Wagmo or Memory Agent?
Wagmo ships an update every 3 months, and Memory Agent every 4 days. Most recently, Wagmo was updated on October 14, 2026 and Memory Agent on September 19, 2026.

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