Comparison

Pet Assure vs Wagmo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pet Assure

This veterinary discount plan offers 25% savings on in-house medical services at participating veterinarians. Access your digital ID card, manage your pets, and find network vets easily through the app.

Highlights
  • 25% discount on vet services
  • Digital ID card access
  • Add/edit pet profiles
  • Locate network veterinarians
  • Refer veterinarians
  • Update billing information
Features
Read full description

Pet Assure is a Veterinary Discount Plan that saves you 25% on in-house medical services at every vet visit. Simply show your Digital ID card at any network veterinarian and they will reduce your bill right at the time of service. With the Pet Assure app you can: • Access your Digital ID card • Add or edit the pets on your account • Locate a Network Veterinarian • Refer a veterinarian to join the Pet Assure network • Update your billing information Coming Soon! • Request your pet's medical records from your veterinarian • Share medical records with other pet caretakers like your groomer or boarding facility • Set up preventative and medication reminders

About

Wagmo

This app offers pet insurance and wellness plans to help manage veterinary costs. It provides cashback for routine care, telehealth access to vet experts, and coverage for unexpected illnesses and injuries. Easily submit claims and track reimbursements through the app.

Highlights
  • Cashback for routine vet visits
  • Telehealth vet consultations
  • Coverage for unexpected illnesses/injuries
  • Reimbursement for grooming and dental care
  • Perks on pet care products
  • Virtual training sessions
Features
Read full description

Meet your new partner in pet parenting, from everyday wellness to emergency care. Wagmo can help you save on planned and unplanned expenses, fetch you perks on pet care products, and offer unparalleled support for every pet through wellness plans, VETalk telehealth chat, virtual training sessions and more. WAGMO WELLNESS: CASH BACK FOR EVERYDAY CARE • Get reimbursed for routine expenses, from wellness visits to vaccines, grooming and dental care • Visit ANY licensed vet or service provider, anywhere nationwide • No exclusions based on age or breed - there’s a plan for every pet • No waiting period or approval delays - sign up and use it for same-day care Wellness members use the app to: • Upload claims in seconds and get cashback in your account within 24 hours • Take advantage of perks on food, treats and more • Ask vet experts pet-care questions any time of the day or night via virtual VETalk chat WAGMO INSURANCE: PROTECTION AGAINST THE UNEXPECTED • Get reimbursed for emergency expenses, including unexpected illnesses and injuries • Get care from ANY licensed vet, including specialists - we cover in-home, in-office and virtual care • Select 90% or 100% coinsurance, for unparalleled peace of mind • Save up to 10% when you add multiple pets • Avoid tough decisions, knowing your pet family is covered Insurance members use the app to: • Upload claims in seconds, track them anytime • Submit medical records HOW IT WORKS Here’s an example! Bo is a boxer whose pet parents have signed up for a Wagmo Wellness and a Wagmo Insurance plan. He goes in for his wellness visit where his vet does some routine bloodwork, updates his vaccines, and prescribes flea & tick medication. His pet parents take pictures of all those receipts, upload them using the Wagmo app, and have cash back in their bank account the very next day. The next month, Bo is at the park and he twists his knee and tears a muscle playing with another dog. Thankfully, he’s ok, but after x-rays, surgery and stitches, his parents get a bill for $2,500. That’s where their Wagmo Insurance kicks in. They upload receipts using the app, and since they’ve opted for 100% coinsurance, they only pay their deductible and get the rest deposited back into their account. With Wagmo, you choose whether to get Wellness, Insurance or both, and the app makes reimbursements easy! LEARN MORE OR GET A QUOTE at wagmo.io

Screenshots

Pet Assure4 screens
Wagmo4 screens

Verdict

The call

The clearest difference is monetization model: Wagmo at free against Pet Assure's free with in-app purchases. Wagmo also leads on review sentiment (67% vs 55%). Pet Assure's advantage is ratings volume (1.5K vs 44) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pet Assure holds the better App Store score, 4.3 against 4.1. That said, the two scores are not equally well evidenced: Pet Assure has 1.5K ratings behind it against 44, so its average is the more settled of the two. Written reviews complicate that: 55% of Pet Assure's written reviews are positive against 67% of Wagmo's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Pet Assure ships an update monthly, Wagmo every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
Pet Assure versus Wagmo: the parameters behind the verdict, then further details
ParameterPet AssureWagmo
PriceFreeFree
Rating4.3 (1.5K ratings) — better4.1 (44 ratings)
Positive reviews54.6% of reviews66.7% of reviews — better
Number of ratings1.5K — better44
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size61 MB41 MB
Age rating17+4+
DeveloperPet Assure Corp.Wagmo

Customer experience

Pet Assure

All ratings1,481 ratings
Positive82.9%
Neutral2.8%
Negative14.3%
Written reviews152 reviews
Positive54.6%
Neutral7.9%
Negative37.5%

Wagmo

All ratings44 ratings
Positive77.3%
Neutral0.0%
Negative22.7%
Written reviews24 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Pet Assure

Reported bugs

3 issues
  • App frequently signs users out
  • Vet information not always up-to-date
  • Trouble submitting claims for reimbursement

Requested features

5 requests
  • Add more participating vets
  • Provide clearer coverage information
  • Improve app stability and user experience
  • Allow online cancellation and refunds
  • Integrate with digital wallets for ID cards

Wagmo

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pet Assure

No in-app purchases

None

Wagmo

No in-app purchases

Questions

Is Pet Assure free?
Pet Assure is free to download, with no in-app purchases.
Is Wagmo free?
Wagmo is free to download, with no in-app purchases.
Which has better reviews, Pet Assure or Wagmo?
Pet Assure is rated higher. Pet Assure averages 4.3 out of 5 from 1.5K ratings, while Wagmo averages 4.1 from 44 ratings.
Do Pet Assure or Wagmo have ads?
Neither Pet Assure nor Wagmo shows ads.
Which is updated more often, Pet Assure or Wagmo?
Pet Assure ships an update monthly, and Wagmo every 3 months. Most recently, Pet Assure was updated on October 29, 2026 and Wagmo on October 24, 2026.

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