Rawateb vs Alinma App

Know exactly when your salary arrives — and where every riyal goes. Rawateb is the all-in-one salary countdown and financial planning app built for employees in Saudi Arabia. Track payday in Gregorian & Hijri, manage your budget, and take control of your finances. SALARY COUNTDOWN • Visual countdown rings showing days until your next salary • Net salary display with GOSI deduction calculated automatically • Citizen Account (حساب المواطن) deposit countdown • Home screen widgets so you always know at a glance FUTURE SALARY CALENDAR • See all upcoming salary dates in both Gregorian and Hijri (Umm Al-Qura) • Schedule salary reminders — from 24 hours to 3 weeks before payday • Never be caught off guard again PAYDAY FINANCIAL SUMMARY • See your net free cash after all deductions at a glance • Breakdown of GOSI, bills, savings clubs, and goals • Know exactly what's left to spend each month PREMIUM FINANCIAL TOOLS: 1. SAVINGS CLUBS (جمعيات) • Create and manage rotating savings groups (Jamiyyat) • Track payments, turns, and progress • Synced across devices with iCloud 2. BUDGET TRACKER • Log income and expenses with monthly summaries • Category breakdowns to see where your money goes 3. SAVINGS GOALS • Set targets and track your progress • Add or withdraw funds as you go 4. OBLIGATIONS & BILLS • Track recurring monthly payments — rent, loans, subscriptions • Set reminders so you never miss a due date 5. AI SALARY COACH • Personalized financial tips based on your salary and spending • Guidance on housing costs, emergency fund, debt-to-income ratio, GOSI ceiling, Zakat reminders, and more 6. FAMILY FINANCIAL HUB • Manage household finances together • Track family members' salaries and shared obligations • Set shared financial goals 7. ZAKAT CALCULATOR • Calculate your Zakat based on Nisab and multiple asset types • Track past calculations and payments 8. SALARY BREAKDOWN • Detailed net salary calculator with GOSI deductions • Supports government, private sector, and military employees • See employer contribution alongside your take-home pay 9. FINANCIAL INSIGHTS • Monthly spending trends and category analysis • Savings progress tracking and wealth snapshots 10. EXPORT • Download your financial data as PDF or CSV 11. MAKE IT YOURS • Choose your theme colors and dark/light mode • Pick from multiple app icon designs • Share beautiful salary countdown cards with friends • Full Arabic and English support with localized numerals and dates Start your free salary countdown today. Upgrade to Premium to unlock the full financial toolkit.

As part of our strategy to provide a premium digital banking experience, we are pleased to launch the new Alinma App with a variety of new and advanced features that meet your banking needs. The new Alinma application adopts a new vision of digital banking services, through which we seek to meet the aspirations of our customers and provide an easy and fast digital banking experience. The new Alinma App provides a comprehensive control panel for all products and services, so that you can easily carry out your banking transactions, submit your requests, inquiries and many more, without the need to visit the branch. Alinma New App Features - Easier navigation through a comprehensive control panel - Improved journey with New modern look - Compatible with all smart devices - Quick log in - Specially enabled for the blind and sight-impaired Products & Services via Alinma New App Accounts - Opening new digital account - Opening a personal sub account - Opening a savings account - Opening a family account Finance - Applying and executing personal finance 24/7 - Tracking and monitoring existing and pending finances Alinma Cards - Issuing and activating debit and credit cards 24/7 - Issuing and activating Traveler Card (multi-currency) 24/7 - Managing existing debit and credit cards Alinma Transfers - Instant Payment Service (Sarie) - Charitable Donations - Alinma express - Western Union - SWIFT transfers Marketplace - buy different E-vouchers 24/7 Additional Banking Services - Bills and MOI payments - Emergency cash (card-less withdrawals) - Currency converter - Check book request - Nama product - Traveler Cash - Accredit digital certificates - Digital Updating of ID & Address Details - Instant Savings - Branch appointment reservations Additional Services - Submit complaints - Submit inquiries - Alinma tracker (Branch and ATMs locator) - Information on special promotions and offers