逗点记账 vs Riyu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
逗点记账
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逗点记账是一款简约优雅的本地记账本。 - 极简的操作流程,轻松记录。 - 数据保存到本地,保护隐私。 - 支持备份账本到云端(自选),再也不怕重装系统丢失本地账本。 - 多账本支持,无论是个人账本,装修账本还是旅游账本,轻松应对。 - 保证页面永久无广告无开屏,清爽体验。 【联系反馈】 您的建议和反馈对我来说至关重要,如果您在使用过程中遇到问题,可以在逗点记账的【设置】-【反馈】中提交给我。当然,我更加希望您能在AppStore评论留言。 请相信,逗点记账会一直成长下去。
Riyu
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Riyu is a simple daily budget app built around one question: How much can I spend today? Set your income, fixed expenses, and savings plan. Riyu turns the available amount into a daily budget. Unused money rolls forward, while overspending is reflected in the days ahead—so your budget adapts to real life. KEY FEATURES • Daily budget: See what you can safely spend today • Quick expense entry: Record amount, category, note, and time • Rolling balance: Carry unused budget or overspending into future days • Monthly overview: Understand spending trends and budget progress • Home Screen widget: Check today's balance without opening the app • Shortcuts: Record expenses faster • iCloud sync: Keep data in sync across your Apple devices • Shared budgets: Invite up to 5 people to manage one budget together PRIVACY FIRST Your data stays on your device and in your private iCloud database. Shared budgets use Apple CloudKit sharing. Riyu is free to download. You can explicitly start a one-month, device-local trial of core write features. The trial does not renew or charge automatically. A separate one-time in-app purchase permanently unlocks core write features. Shared-budget collaboration for the owner is an auto-renewing monthly subscription, manageable or cancellable in Apple Account subscription settings. Privacy Policy: https://riyu.tandio.cn/privacy Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: 逗点记账 at none against Riyu's 2. 逗点记账 also leads on iOS requirement (9.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Riyu sells 2 in-app purchases, starting at $0.99 per month. 逗点记账 asks for nothing beyond the download.
逗点记账 ships an update monthly, Riyu every 2 months. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.
| Parameter | 逗点记账 | Riyu |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 9.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 27 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | Shanghai NineFrost Technology Co., Ltd. | 晓清 赵 |
In-app purchases
逗点记账
No in-app purchases
Riyu
- Monthly Collaboration7 Days trial$0.991 Month
- Riyu Lifetime Unlock$3.99









