Comparison

People's Pay vs NSBPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

People's Pay

Manage your finances and payments effortlessly with this intuitive mobile banking application. It offers a virtual wallet, digital account opening, and convenient ways to send money, pay bills, and track transactions. Handle disputes and manage all aspects of your finances directly within the app.

Highlights
  • Virtual wallet
  • Digital account opening
  • Mobile reloads and bill payments
  • Send money and transfers
  • Card and QR payments
  • Transaction history and receipt sharing
  • In-app dispute management
Features
Read full description

People's Pay is a mobile banking and payment app that makes managing your money simple, fast, and user friendly. Send money, pay bills, top up your mobile, and manage your entire financial life - all from one secure app. Banking Made Easy • Send Money & Transfers - Instantly transfer money to any bank account or mobile wallet. • CRIB Services - Register for CRIB services and access CRIB report. • P2P QR Payments - Send and receive money instantly using QR payments. • Virtual Wallet - Store funds securely and make payments with a tap. • LPOPP Payments - Make All LPOPP payments conveniently through the app. • GovPay - Make government-related payments quickly and securely. • Fully Digital Account Opening - Open a bank account with no paperwork or branch visit. • CDS Integration - Open your CDS account. Enter the share market. Grow your financial future. Payments, Simplified • Mobile Reloads & Bill Payments - Reload your mobile and pay utility bills in seconds. • QR Payments - Tap, scan, or swipe to pay with ease. • Credit Card Functions - Download statements, settle outstanding amounts, and access essential credit card services. • Activate Services Instantly - Set up and manage banking services directly from the app. Stay in Control • Transaction History & Shareable Receipts - Track your transactions and share payment receipts instantly. • Manage Your Finances - Take control of your accounts, payments, cards, and settings in one place. • Smart Notifications - Stay informed about your transactions without unnecessary interruptions. Security You Can Trust  • People’s Bank protects your financial data through IT infrastructure aligned with the ISO/IEC 27001:2022 information security standard. Life moves fast, and People’s Pay moves with you. Transfer money, settle bills, make everyday payments, stay in control of your cards, and access government and financial services anytime, anywhere. It is secure, convenient, and built to make every day simpler.

About

NSBPay

This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.

Highlights
  • QR code payments
  • Self-registration
  • PIN or biometric login
  • Transaction history
  • Utility bill settlement
  • Secure transactions
Features
Read full description

Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience

Screenshots

People's Pay4 screens
NSBPay4 screens

Verdict

The call

The clearest difference is review sentiment: People's Pay at 92% against NSBPay's 38%. People's Pay also leads on rating (4.5 vs 3.9) and ratings volume (952 vs 12). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

People's Pay holds the better App Store score, 4.5 against 3.9. That said, the two scores are not equally well evidenced: People's Pay has 952 ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 92% of People's Pay's written reviews are positive against 38% of NSBPay's.

UpkeepUpdate frequency

People's Pay ships an update every 2 months, NSBPay every 5 weeks. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
People's Pay versus NSBPay: the parameters behind the verdict, then further details
ParameterPeople's PayNSBPay
PriceFreeFree
Rating4.5 (952 ratings) — better3.9 (12 ratings)
Positive reviews92.3% of reviews — better37.5% of reviews
Number of ratings952 — better12
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size130 MB61 MB
Age rating4+4+
DeveloperPeople's Bank of Sri LankaNational Savings Bank

Customer experience

People's Pay

All ratings921 ratings
Positive86.9%
Neutral3.1%
Negative10.0%
Written reviews13 reviews
Positive92.3%
Neutral0.0%
Negative7.7%

NSBPay

All ratings8 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

Bugs and requests

People's Pay

Reported bugs

2 issues
  • After updating not working
  • Logging issues

NSBPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

People's Pay

No in-app purchases

None

NSBPay

No in-app purchases

Questions

Is People's Pay free?
People's Pay is free to download, with no in-app purchases.
Is NSBPay free?
NSBPay is free to download, with no in-app purchases.
Which has better reviews, People's Pay or NSBPay?
People's Pay is rated higher. People's Pay averages 4.5 out of 5 from 952 ratings, while NSBPay averages 3.9 from 12 ratings.
Do People's Pay or NSBPay have ads?
Neither People's Pay nor NSBPay shows ads.
Which is updated more often, People's Pay or NSBPay?
People's Pay ships an update every 2 months, and NSBPay every 5 weeks. Most recently, People's Pay was updated on November 3, 2026 and NSBPay on November 3, 2026.

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