Comparison

People’s Wave vs NSBPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

People’s Wave

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, and access account details anytime, anywhere. Offers tools like loan calculators and digital tips for a seamless banking experience.

Highlights
  • Account balance checks
  • Fund transfers
  • Bill payments
  • Transaction history
  • Credit card management
  • Branch and ATM locator
  • Loan and pension calculators
Features
Read full description

Mobile Banking Keep track of your finances anytime, anywhere With People’s Mobile Banking , you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time. For whom? •For any account holder of the People’s Bank What do you get? • Check your every day account balance with one simple swipe • Find your nearest branch or ATM via GPS • View upcoming payments, transfers and schedule new Payment • Digital Tips - Helps you make the most of your online journey with People’s Bank. • Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click​ • Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place. • Transaction History: Check your account history & bill payment history • Cheque Services • Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner • View credit card statements, including minimum payment and due date • Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode,. • Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode Other Features: • Loan Calculators • Pension Calculators • Online Registration (No need to visit the Bank) • SMS/E-mail notifications (global & transaction level) • Saves time as no paperwork is involved • Up to date Exchange Rates & Interest Rates • Minimized banking fees • Reset security password online • Secured personal account information. • Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery • Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility

About

NSBPay

This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.

Highlights
  • QR code payments
  • Self-registration
  • PIN or biometric login
  • Transaction history
  • Utility bill settlement
  • Secure transactions
Features
Read full description

Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience

Screenshots

People’s Wave4 screens
NSBPay4 screens

Verdict

The call

The clearest difference is rating: NSBPay at 4.3 against People’s Wave's 2.8. NSBPay also leads on review sentiment (38% vs 13%) and update cadence (every 5 weeks vs every 3 months). People’s Wave's advantage is ratings volume (36 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NSBPay holds the better App Store score, 4.3 against 2.8. That said, the two scores are not equally well evidenced: People’s Wave has 36 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 13% of People’s Wave's written reviews are positive against 38% of NSBPay's.

UpkeepUpdate frequency

People’s Wave ships an update every 3 months, NSBPay every 5 weeks. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.

Scorecard6 real differences · 4 level
People’s Wave versus NSBPay: the parameters behind the verdict, then further details
ParameterPeople’s WaveNSBPay
PriceFreeFree
Rating2.8 (36 ratings)4.3 (6 ratings) — better
Positive reviews12.8% of reviews37.5% of reviews — better
Number of ratings36 — better6
Update frequencyEvery 3 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.012.0 — better
Further details — not scored
Size47 MB68 MB
Age rating4+4+
DeveloperPeople's Bank of Sri LankaNational Savings Bank

Customer experience

People’s Wave

All ratings36 ratings
Positive38.9%
Neutral13.9%
Negative47.2%
Written reviews39 reviews
Positive12.8%
Neutral5.1%
Negative82.1%

NSBPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

In-app purchases

None

People’s Wave

No in-app purchases

None

NSBPay

No in-app purchases

Questions

Is People’s Wave free?
People’s Wave is free to download, with no in-app purchases.
Is NSBPay free?
NSBPay is free to download, with no in-app purchases.
Which has better reviews, People’s Wave or NSBPay?
NSBPay is rated higher. People’s Wave averages 2.8 out of 5 from 36 ratings, while NSBPay averages 4.3 from 6 ratings.
Do People’s Wave or NSBPay have ads?
Neither People’s Wave nor NSBPay shows ads.
Which is updated more often, People’s Wave or NSBPay?
People’s Wave ships an update every 3 months, and NSBPay every 5 weeks. Most recently, People’s Wave was updated on September 9, 2026 and NSBPay on September 10, 2026.

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