People’s Wave vs NSBPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
People’s Wave
Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, and access account details anytime, anywhere. Offers tools like loan calculators and digital tips for a seamless banking experience.
- Account balance checks
- Fund transfers
- Bill payments
- Transaction history
- Credit card management
- Branch and ATM locator
- Loan and pension calculators
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Mobile Banking Keep track of your finances anytime, anywhere With People’s Mobile Banking , you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time. For whom? •For any account holder of the People’s Bank What do you get? • Check your every day account balance with one simple swipe • Find your nearest branch or ATM via GPS • View upcoming payments, transfers and schedule new Payment • Digital Tips - Helps you make the most of your online journey with People’s Bank. • Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click • Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place. • Transaction History: Check your account history & bill payment history • Cheque Services • Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner • View credit card statements, including minimum payment and due date • Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode,. • Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode Other Features: • Loan Calculators • Pension Calculators • Online Registration (No need to visit the Bank) • SMS/E-mail notifications (global & transaction level) • Saves time as no paperwork is involved • Up to date Exchange Rates & Interest Rates • Minimized banking fees • Reset security password online • Secured personal account information. • Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery • Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility
NSBPay
This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.
- QR code payments
- Self-registration
- PIN or biometric login
- Transaction history
- Utility bill settlement
- Secure transactions
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Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience
Screenshots
Verdict
The clearest difference is rating: NSBPay at 4.3 against People’s Wave's 2.8. NSBPay also leads on review sentiment (38% vs 13%) and update cadence (every 5 weeks vs every 3 months). People’s Wave's advantage is ratings volume (36 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NSBPay holds the better App Store score, 4.3 against 2.8. That said, the two scores are not equally well evidenced: People’s Wave has 36 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 13% of People’s Wave's written reviews are positive against 38% of NSBPay's.
People’s Wave ships an update every 3 months, NSBPay every 5 weeks. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.
| Parameter | People’s Wave | NSBPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (36 ratings) | 4.3 (6 ratings) — better |
| Positive reviews | 12.8% of reviews | 37.5% of reviews — better |
| Number of ratings | 36 — better | 6 |
| Update frequency | Every 3 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | People's Bank of Sri Lanka | National Savings Bank |
Customer experience
People’s Wave
NSBPay
In-app purchases
People’s Wave
No in-app purchases
NSBPay
No in-app purchases








