eBudgetSheet vs Spent.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eBudgetSheet
Manage your finances with this straightforward money tracking application. Easily create budgets, log expenses, and duplicate existing budgets to save time. Export your financial data in CSV format for further analysis.
- Simple interface
- Create budgets
- Log new items
- Duplicate budgets
- Export data in CSV
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eBudgetSheet is an easy-to-use money management tool with a simple interface allowing you to keep track of your spending. FEATURES: - Simple easy to use interface - Create budgets and add new items easily - Duplicate budgets easily to avoid data entry repetition - Export data in CSV format
Spent.
This private expense tracker uses on-device AI to log spending, scan receipts, and provide instant answers about your finances. Set monthly budgets and track your money without an account or cloud storage.
- On-device AI expense tracking
- Receipt scanning with AI extraction
- Natural language logging
- Monthly budgeting per category
- Instant spending insights
- No account or cloud required
- Multi-currency support
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A private AI expense tracker — receipt scanning, natural-language logging, monthly budgets, and instant answers about your spending, all running entirely on your iPhone. No account. No cloud. No tracking. Meet Lil Bit, the little on-device bookkeeper inside Spent. Snap a receipt and Lil Bit reads the merchant, amount, and date. Jot "lunch 12" and it's logged. Ask "how much on food this month?" and get an answer in seconds. Everything happens on your device — nothing is ever uploaded. BANK NOTIFICATIONS — NEW Your bank already tells you when you've paid. Spent can turn that notification into a transaction waiting for your OK. Add the ready-made shortcut, choose the app your bank's alerts come from, and show Spent one real notification by tapping the amount and the merchant. Every payment after that lands in a review list, to approve one at a time or all at once. No bank login, no connection to your bank, no server. Requires iOS 27. BUDGETS Set a monthly limit for any category and Insights draws a quiet bar under it: under, near, or over, you see where you stand at a glance. No guilt — just the number, the limit, and the bar. Per-currency, and included in your backups. ASK LIL BIT Tap the Lil Bit coin and ask about your money in plain English: • "Summarise last month" — totals plus your top categories and merchants • "How much on food this month?" — any category, any period • "Am I over budget?" — your budgets, checked in a tap • "What's my biggest expense?" — your largest single spend, instantly • "What's my balance across accounts?" — every account, at a glance Every answer is computed on-device. Your questions never leave your phone. WHY SPENT. • 100% on-device AI — works offline, on a plane, anywhere. Your finances never leave your phone. • No account, no sign-up, no ads, no trackers. Open it and start. • You stay in control — every AI entry is yours to confirm before it saves. WHAT YOU CAN DO • Log transactions from your bank's notifications (iOS 27) • Set monthly budgets per category • Ask Lil Bit — get instant, on-device answers about your spending • Scan receipts — AI fills in the details; view or share the original anytime • Type naturally — "coffee 5", "groceries 80", and Spent. gets it • Track expenses, income, and transfers across multiple accounts • Multi-currency — each account in its own currency, no surprise conversions • Insights — see where your money goes by category and merchant, month over month • Home Screen widget — log, scan, or ask in one tap; shows no data by design • Recurring transactions, duplicate detection, and smart merchant memory • Privacy mask — hide every balance with one tap • Siri & Shortcuts — log spending hands-free • Your data stays yours — export a full backup anytime PRIVACY BY DESIGN Spent. has no server. There's no account to create and no data to leak, because nothing is collected in the first place. The AI runs locally on your iPhone — your receipts, balances, and habits stay with you. Free for manual tracking, bank notifications, receipt-OCR scanning, budgets, and insights. Unlock on-device AI extraction and Lil Bit's chat with a single one-time purchase — no subscription, ever. Your expenses, tracked privately.
Screenshots
Verdict
The clearest difference is rating: eBudgetSheet at 5.0 against Spent.'s 1.0. eBudgetSheet also leads on in-app purchases (none vs 1) and iOS requirement (13.0 vs 18.6). Spent.'s advantage is update cadence (every 9 days vs every 20 months). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spent. sells 1 one-off in-app purchase. eBudgetSheet asks for nothing beyond the download.
eBudgetSheet holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
eBudgetSheet ships an update every 20 months, Spent. every 9 days. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.
| Parameter | eBudgetSheet | Spent. |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 20 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 36 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Jai Byron | Chee Leong CHONG |
Customer experience
eBudgetSheet
Spent.
In-app purchases
eBudgetSheet
No in-app purchases
Spent.
- On-device AI$7.99









