Pearler vs Future Super

Build financial independence, no matter where you are on the investing journey. Pearler can help you get there – it’s investing made simple again. Pearler is a share trading app designed to help you invest smart to build financial independence. We don’t have all the answers (nobody does), but we’re on a mission to help you find your own. With the Pearler app, you can: • Discover your investing style through shares trading, LICs and ETF investing • Avoid hidden fees and simply pay low fees per trade • Choose assets to invest in or use a template portfolio to get you started • Build wealth while you sleep with a set-and-forget Autoinvest strategy • Track your progress towards financial independence or any other financial goal • Follow Finfluencers to learn and help you find your investing path Get rich slow – that’s the Pearler mantra. Real investing should be about going the distance. Investing should be boring. That’s why Pearler is built for long-term investors, not traders. No FOMO, no get-rich-quick stock tips, just insights from a community you can trust. With Pearler, you don’t do the journey alone. Plus, you can earn investment credits for referring your friends! Ready to build your wealth? Download the Pearler app for free and start your journey today. IMPORTANT THAT YOU READ The information is prepared by Pearler Investments Pty Ltd t/a Pearler (ABN 32 625 120 649) (Pearler) who is an authorised representative (AFS Representative No. 1281540) of Sanlam Private Wealth Pty Ltd (ABN 18 136 960 775, AFSL 337927) (Sanlam). At Pearler, we strive to make investing for your long-term goals easier and fun but we only provide general information and/ or general advice. We have not taken into consideration any of your personal circumstances, objectives, financial situation or needs nor do we use your preferences or search history to tailor your user experience. Any information is of a general nature only and does not consider your personal circumstances, objectives, financial situation or needs. Before acting on the information, you should consider its appropriateness, having regard to your personal circumstances, objectives, financial situation and needs. You may also wish to consider seeking appropriate financial, taxation and/or legal advice. All investments carry risk. You may lose some or all of your money invested. Except as expressly disclosed otherwise, the performance of an investment or the repayment of capital is not guaranteed. Please view our Financial Services Guide (https://pearler.com/financial-services-guide) before deciding to use or invest on Pearler.

Future Super is sustainable super, built for the future. We started a movement of people doing something different with their super: investing in the kind of future they want to retire into. Get easy access to your account with the Future Super App. Your super could be one of your biggest investments, and you deserve to see what it's up to. The Future Super app puts your important information in your pocket, so you can check in anytime, anywhere. Transparency isn't a buzzword to us. It's how you stay in the driver's seat. You must be a Future Super member to login to the app. To join in minutes, visit our website: www.futuresuper.com.au. Sustainable super in your pocket: - Stay on top of your super — check your balance and see your transaction history anytime. - See your money in action — discover stories about where your super is invested and the world it’s helping to create. - Book time with a coach — get clear, jargon-free guidance from real humans to help you make confident decisions about what to do next with your super. - Keep your super details close — access your important member information when you need it. - Get in quickly and securely — use biometrics for simple, secure access to your account. DISCLAIMERS All information is general in nature and does not take account of your personal objectives, financial situation or needs. Before deciding whether a particular product is appropriate for you, please read the relevant Product Disclosure Statement including any incorporated information, Target Market Determination and Financial Services Guide available at futuresuper.com.au, and consider speaking with a Future Super Coach or a financial adviser. 360Health virtual services are provided by Teladoc Health Australasia Pty Ltd (ACN 147 387 666). It is intended to provide general health information and advice. Learn more at futuresuper.com.au/360health. Published by Future Super Services Pty Ltd ABN 88 652 577 930 AFS Representative No. 001312077, which is a Corporate Authorised Representative of Future Group Financial Services Pty Ltd ABN 90 167 800 580 AFSL 482684, as the Promoter of the Future Super product in the Smart Future Trust ABN 68 964 712 340 (the Fund). Any intra-fund advice is provided by or on behalf of Future Group Financial Services Pty Ltd. The trustee of the Fund is Equity Trustees Superannuation Limited ABN 50 055 641 757 AFSL 229757 RSE Licence L0001458. Mmm YYYY.