Comparison

Cookie vs Subdeck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cookie

This beautiful and intuitive finance app offers ad-free expense tracking with AI-powered entry via screenshots, voice, or photos. It supports multiple currencies, budgets, savings plans, and syncs across Apple devices.

Highlights
  • AI-powered expense entry (screenshot, voice, photo)
  • Multi-currency support (over 100 currencies)
  • Budget management and savings plans
  • Free cloud sync across Apple devices
  • Home screen widgets for quick monitoring
  • FaceID passcode locks for data security
Features
Read full description

【App Store Editors' Choice】 The most beautiful and intuitive Budget & Expense app. Thank you for choosing Cookie. Ad-free, no splash screens, and zero financial distractions. Beyond the bills, it’s the footprint of your life. 【Aesthetics as Justice】 Experience the "Liquid Glass" effect perfectly paired with Material You dynamic color palettes. Switch between multiple themes freely to suit your style. Access over 3,000 built-in emoji icons or upload your own to personalize every entry. 【All-in-One AI Entry】 Cookie supports screenshot, voice, photo, and text entry. Our AI large models automatically identify information and generate entries, truly freeing your hands for a seamless tracking experience. 【Multi-Dimensional Scenarios】 Cover everything from budget management and savings plans to subscription installments and templates. With support for multiple ledgers and reimbursement management, Cookie meets every need from meticulous planning to quick entry. 【Multi-Currency Support】 Supports over 100 global currencies with exchange rates updated daily. It is the ideal financial tool for international students and cross-border travelers. 【Free Cloud Sync】 Your data is securely stored in iCloud, with real-time synchronization across iPhone, iPad, Mac, and Apple Watch for a consistent experience on all your devices. 【Home Screen Widgets】 Stay on top of your finances with a variety of widgets for income, budgets, savings, calendars, and streaks. Monitor your financial status at a glance without even opening the app. 【Data Security】 Protect your privacy with FaceID passcode locks and automatic blurring when the app enters the background. Your financial data remains strictly confidential and secure. ● Contact Us A. Xiaohongshu: Cookie 记账 B. Email: feedback@noncurious.com ● Auto-Renewable Subscription Terms A. Subscription Pricing: Monthly at ¥6, Yearly at ¥30, or Lifetime Purchase for ¥68. Prices are subject to exchange rates and may vary by region; adjustments may occur during promotional periods. B. Cancellation: To cancel, please manually disable the auto-renewal feature in your Apple ID settings at least 24 hours before the current period expires. C. Privacy Policy: https://noncurious.com/cookie/privacy D. User Agreement: https://noncurious.com/cookie/usage

About

Subdeck

Manage all your recurring expenses in one place. Track subscriptions, get reminders for upcoming payments and free trial endings, and understand your spending habits. No bank connection needed, just a clear overview of your memberships.

Highlights
  • Track subscriptions, prices, and renewal dates
  • Renewal and payment reminders
  • Free trial ending notifications
  • Subscription spending insights
  • Multi-currency support
  • Custom subscriptions and categories
  • iCloud sync
Read full description

Subscriptions should make life easier — not become forgotten expenses. Subdeck is a simple, focused subscription manager that helps you keep memberships, software services, and recurring payments in one place. Stay ahead of renewals, upcoming charges, and free trial endings while keeping a clear view of how much you spend on subscriptions. No bank account connection. No complicated budgeting. Just a clearer way to manage your subscriptions. Everything in one place Keep track of your subscriptions, prices, billing cycles, and renewal dates from one clean dashboard. Renewal and payment reminders Get notified before upcoming payments so you can review your subscriptions before the next charge. Free trial reminders Keep track of trial periods and receive reminders before they end, helping you avoid forgotten renewals. Spending insights See your monthly, yearly, and overall subscription spending, with trends and categories that make recurring expenses easier to understand. Multi-currency support Track subscriptions in different currencies and manage services from around the world more easily. Custom subscriptions and categories Add the services you use, create your own subscriptions, and organize them in a way that works for you. iCloud sync Keep your subscription data in sync across your Apple devices with iCloud. Privacy by design Your subscription data is stored locally on your device. No account is required, and you never need to connect a bank account. When you use iCloud sync, your data is stored in your private iCloud account. Subdeck has one simple goal: Know what you're paying for, see what's coming next, and decide whether every subscription is still worth keeping. Third-Party Brand Notice Subdeck is not affiliated with, endorsed by, sponsored by, or officially connected with any third-party brands, products, or services displayed in the app. All names, trademarks, and logos belong to their respective owners and are used only to help users identify and manage their subscriptions. Privacy Policy https://qihu87.github.io/subdeck-privacy/ Terms of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Cookie4 screens
Subdeck4 screens

Verdict

The call

The clearest difference is rating: Cookie at 4.9 against Subdeck's 4.5. Cookie also leads on ratings volume (339 vs 2) and device support (5 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cookie sells 4 in-app purchases, starting at $0.99 per month and Subdeck sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Cookie holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: Cookie has 339 ratings behind it against 2, so its average is the more settled of the two. Written reviews split almost evenly too, at 92% and 92% positive.

UpkeepUpdate frequency

Cookie ships an update every 9 days, Subdeck weekly. The most recent releases landed on November 7, 2026 and November 8, 2026 respectively.

Scorecard4 real differences · 6 level
Cookie versus Subdeck: the parameters behind the verdict, then further details
ParameterCookieSubdeck
PriceFreeFree
Rating4.9 (339 ratings) — better4.5 (2 ratings)
Positive reviews91.8% of reviews — better91.7% of reviews
Number of ratings339 — better2
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac, Apple Watch — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size136 MB40 MB
Age rating4+4+
DeveloperBeijing Noncurious Technology Co., Ltd.启虎 王

Customer experience

Cookie

All ratings339 ratings
Positive96.5%
Neutral1.5%
Negative2.1%
Written reviews159 reviews
Positive91.8%
Neutral3.8%
Negative4.4%

Subdeck

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

Bugs and requests

Cookie

Reported bugs

3 issues
  • Disappearing transaction history
  • Incorrect currency conversion
  • Widget and Apple Watch app issues

Requested features

5 requests
  • Ability to import data from other apps
  • Customizable budgeting and forecasting tools
  • Multi-user and shared account support
  • Automatic categorization and tagging
  • Integration with banking/financial services

Subdeck

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Cookie

Subscriptions2
  • Cookie Monthly Membership$0.991 Month
  • Cookie Annual Premium Member$4.491 Year
One-time2
  • 打赏催更$0.99
  • Cookie lifetime premium member$6.99
5 purchases

Subdeck

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Yearly$6.991 Year
One-time3
  • Pro Lifetime Promo$9.99
  • Pro Lifetime Special$12.99
  • Pro Lifetime$14.99

Questions

Is Cookie free?
Cookie is free to download, with in-app purchases available.
Is Subdeck free?
Subdeck is free to download, with in-app purchases available.
Which has better reviews, Cookie or Subdeck?
Cookie is rated higher. Cookie averages 4.9 out of 5 from 339 ratings, while Subdeck averages 4.5 from 2 ratings.
Do Cookie or Subdeck have ads?
Neither Cookie nor Subdeck shows ads.
Which is updated more often, Cookie or Subdeck?
Cookie ships an update every 9 days, and Subdeck weekly. Most recently, Cookie was updated on November 7, 2026 and Subdeck on November 8, 2026.

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