Simple Budget vs Projections
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
- Envelope budgeting system
- Manual transaction entry
- Spending insights and analysis
- Budget calculator
- Cross-device access
- Transaction export
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Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy
Projections
This app helps you plan for retirement by allowing you to input your assets, income, spending, and contributions. It provides real-time updates on how adjustments affect your savings goals, offering confidence in your financial future.
- Create retirement projections
- Manual or guided setup
- Real-time impact analysis
- Input assets, income, spending
- Track contributions
- Confidence in financial future
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Planning for retirement can be overwhelming. "How much do I need to save in order to retire?" Well, that depends... when do you want to retire? How much do you want to spend in retirement? When do you want to spend it? You probably want to spend more early in retirement than later. Do you have a pension? How much debt do you have? So many variables. Projections simplifies the complicated task of retirement planning. Create a new projection with a guide or start with a blank slate and enter your assets, income, spending and contributions manually. You can see the impacts of every slight adjustment to your projection in real time so it's easy to identify how much you need to save in order to support the amount you intend to spend. This will give you confidence that your future is on solid ground and that your family and estate will be cared for by the assets that you leave behind. Projections is supported with Ads. (A Subscription can be purchased to remove ads) To view our terms of use and privacy policy please visit the link below: https://1010consulting.ca/apps/projections/ProjectionsPrivacyPolicy
Screenshots
Verdict
The clearest difference is review sentiment: Simple Budget at 67% against Projections's 0%. Simple Budget also leads on rating (4.5 vs 2.0) and ads (none vs shown). Projections's advantage is update cadence (every 2 weeks vs every 3 months) and monetization model (ad-supported vs freemium). On price, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Projections sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Simple Budget holds the better App Store score, 4.5 against 2.0. That said, the two scores are not equally well evidenced: Simple Budget has 54 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 0% of Projections's.
Simple Budget ships an update every 3 months, Projections every 2 weeks. The most recent releases landed on October 30, 2026 and October 12, 2026 respectively.
| Parameter | Simple Budget | Projections |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (54 ratings) — better | 2.0 (1 ratings) |
| Positive reviews | 66.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 54 — better | 1 |
| Update frequency | Every 3 months | Every 2 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Ad-supported — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 12.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Luke Brady | 7015781 Manitoba Inc |
Customer experience
Simple Budget
Projections
In-app purchases
Simple Budget
- Monthly Premium Subscription1 Month trial$0.991 Month
- Annual Premium Subscription$9.991 Year
Projections
- Individual Subscription$2.991 Month
- Annual Description$29.991 Year
Questions
Is Simple Budget free?
Is Projections free?
Which has better reviews, Simple Budget or Projections?
Do Simple Budget or Projections have ads?
Which is updated more often, Simple Budget or Projections?
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